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For sale
  • Price cut: $720K (1/23)
    $7,975,000

    68 Pumpkin Cay Rd, Key Largo, FL 33037

    4beds
    2,500sqft
    : 
    Condominium
    Built in 1979
    -- sqft lot
    $7,518,100 Zestimate®
    $3,190/sqft
    $912/mo HOA

    What's special

    Floating dockWaterfront livingBoat liftLarge poolCovered lanaiOutdoor kitchenOpen floor plan
    Welcome to your slice of paradise in Pumpkin Cay, where waterfront living meets laid-back coastal charm. This 4-bedroom, 3.5-bathroom Garden Home sits on the largest lot in the neighborhood, offering plenty of space to soak up the Florida Keys lifestyle. With a brand-new seawall, floating dock, and boat lift, your boat is always ready for a quick trip offshore or a sunset cruise on the Bay. The long canal views create the perfect backdrop for your morning coffee or evening cocktails. Inside, the open floor plan is made for easygoing living, with vaulted ceilings, tons of natural light, and a breezy indoor-outdoor flow. The kitchen is a dream—custom soft-blue cabinetry, elegant finishes, and water views that make every meal feel special. Step outside to your outdoor oasis, where a large pool, covered lanai, and outdoor kitchen set the stage for unforgettable gatherings or quiet afternoons lounging in the sun. The separate two-story guest suite—comprised of a ground-floor bedroom and bath as well as a second-floor guest suite with spectacular views—offers extra privacy for family and friends. With a newer roof, brand-new impact windows and doors, and a two-car garage, this home is as practical as it is beautiful. Whether you're a boating enthusiast, an angler, or just love the idea of waterfront sunsets and ocean breezes, this home is your perfect escape. Nestled in the northernmost part of Key Largo, Ocean Reef Club is a world-class private community offering an unparalleled blend of luxury, security, and exclusivity. With its own private airport, two championship golf courses, a state-of-the-art marina, and a member-exclusive yacht club, Ocean Reef is a haven for boating and golf enthusiasts alike. Enjoy top-tier dining, boutique shopping, and a vibrant social scene, all within the serene, gated community. From tennis courts and a spa to a cultural center and private medical facilities, every amenity is designed to elevate your coastal lifestyle.
    134 days
    |
    431
    |
    9
    |

    Zillow last checked: 7 hours ago

    Listing updated: January 23, 2026 at 06:59am

    Listed by:

    Molly Taylor, Russell Post,

    Ocean Reef Club Sotheby's International Realty

    Source: CLS at Ocean Reef,MLS#: 2923MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Appliances
      • Included: Washer, Dryer, Dishwasher, Refrigerator, Microwave
      • Laundry: Laundry Closet
      Features
      • Windows: Impact Glass
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,500
      • Total interior livable area: 2,500 sqft
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      Property

      Features
      • Stories: 2
      • Patio & porch: Deck/Patio
      • Exterior features: Dock
      Details
      • Parcel number: 00569513000509
      • Special conditions: Traditional

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Condition
      • New construction: No
      • Year built: 1979

      Community & HOA

      Community
      • Subdivision: Pumpkin Cay Garden Homes
      HOA
      • Has HOA: Yes
      • HOA fee: $2,736 quarterly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $3,190/sqft
      • Tax assessed value: $5,833,930
      • Annual tax amount: $28,435
      • Date on market: 11/3/2025
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        Estimated market value

        $7,518,100

        $7.14M - $7.89M

        $7,713/mo

        Price history

        Price history
        DateEventPrice
        1/23/2026Price change$7,975,000-8.3%$3,190/sqft
        Source: CLS at Ocean Reef #2923 Report a problem
        11/3/2025Listed for sale$8,695,000$3,478/sqft
        Source: CLS at Ocean Reef #2923 Report a problem
        7/7/2025Listing removed$8,695,000$3,478/sqft
        Source: CLS at Ocean Reef #2821 Report a problem
        4/16/2025Price change$8,695,000-8.4%$3,478/sqft
        Source: CLS at Ocean Reef #2821 Report a problem
        2/10/2025Listed for sale$9,495,000+111%$3,798/sqft
        Source: CLS at Ocean Reef #2821 Report a problem
        3/14/2022Sold$4,500,000-5.3%$1,800/sqft
        Source: Public Record Report a problem
        1/28/2022Pending sale$4,750,000$1,900/sqft
        Source: CLS at Ocean Reef #2292 Report a problem
        1/12/2022Listed for sale$4,750,000+21.8%$1,900/sqft
        Source: CLS at Ocean Reef #2292 Report a problem
        6/10/2021Sold$3,900,000$1,560/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$29,012 +3.7%$4,261,755 +2.9%
        2024$27,977 -0.9%$4,141,648
        2023$28,221 +17.2%$4,141,648 +16.6%
        2022$24,076 +9%$3,551,799 +16.5%
        2021$22,093 +339.4%$3,047,670 +346.3%
        2020$5,028 $682,932 +2.3%
        2019$5,028 +2.2%$667,578 +1.9%
        2018$4,921 -0.1%$655,131 +2.1%
        2017$4,928 +2.4%$641,657 +2.1%
        2016$4,814 -2.9%$628,460 +0.7%
        2015$4,958 $624,091

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $47,488/mo
        Principal & interest
        $41126
        Property taxes
        $5450
        HOA Fees
        $912
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          Climate risks

          Neighborhood: 33037

          Getting around

          10 / 100
          Car-Dependent
          48 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 33037

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