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  • $705,000

    657 W Cottage Ln, De Ruyter, NY 13052

    4beds
    2,672sqft
    Single Family Residence
    Built in 2008
    0.89 Acres Lot
    $732,300 Zestimate®
    $264/sqft
    $2,959 Estimated rent

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    $4,896/mo

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    $4,896/mo

    Est. payment

    What's special

    Everyone says they’ve got the best spot on the lake—but this one truly stands out. With over 300 feet of shoreline and nearly an acre of land, this south-end stunner sits on a rare peninsula-like lot that feels like your own private retreat. Sun-soaked from morning ‘til night and surrounded by water on three sides, it’s the kind of place where lake life comes easy. After all, it’s always 5 o’clock on DeRuyter Lake. Built in 2008 by a custom home builder, this 2,672 square foot, four-bedroom, three-bath home was made for relaxed living and year-round comfort. The open-concept layout is full of charm and natural light, with vaulted ceilings, radiant in-floor heat, rich hardwood floors, and a cozy wood-burning fireplace at its heart. The living room looks out over the water, and there’s a convenient first-floor bedroom plus a spacious primary suite. A breezeway connects the home to the two-car attached garage, offering plenty of storage for all your lake toys and gear—boats, bikes, kayaks, and more. Whether you’re casting a line, taking a morning paddle, jumping off the dock, or kicking back by the fire pit with friends, this lake is made for memory-making. And when you’re ready to head out for the evening, the Boathouse Restaurant is right around the corner—perfect for lakeside dining and tales of the one that got away. No projects, no worries—just move in, exhale, and let the lake life begin.

    Zillow last checked: 8 hours ago

    Listing updated: August 20, 2025 at 09:58am

    Listed by:

    Brooke Wood SeanFHagan@aol.com,

    Limestone Creek Properties LLC

    Bought with:

    NON MLS

    Syracuse Non-MLS

    Source: NYSAMLSs,MLS#: S1605182MLS LogoOriginating MLS: Syracuse

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 1
    Heating
    • Propane, Radiant
    Appliances
    • Included: Built-In Range, Built-In Oven, Dishwasher, Gas Cooktop, Disposal, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
    • Laundry: Main Level
    Features
    • Ceiling Fan(s), Entrance Foyer, Separate/Formal Living Room, Granite Counters, Home Office, Jetted Tub, Kitchen Island, Storage, Natural Woodwork, Bath in Primary Bedroom, Main Level Primary
    • Flooring: Hardwood, Tile, Varies
    • Basement: None
    • Number of fireplaces: 1
    Interior area
    • Total structure area: 2,672
    • Total interior livable area: 2,672 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Garage, Heated Garage
    • Attached garage spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Patio
    • Exterior features: Dock, Gravel Driveway, Patio, See Remarks, Propane Tank - Owned
    • Waterfront features: Beach Access, Dock Access, Reservoir in Community
    • Body of water: DeRuyter Reservoir
    • Frontage length: 304
    Lot
    • Size: 0.89 Acres
    • Dimensions: 175 x 409
    • Features: Irregular Lot, Residential Lot
    Details
    • Parcel number: 25248917600900010240000000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary,Two Story
    • Property subtype: Single Family Residence
    Materials
    • Wood Siding
    • Foundation: Poured
    • Roof: Architectural,Shingle
    Condition
    • Resale
    • Year built: 2008

    Utilities & green energy

    • Electric: Circuit Breakers
    • Sewer: Septic Tank
    • Water: Well
    • Utilities for property: Cable Available, Electricity Connected, High Speed Internet Available

    Community & neighborhood

    Location
    • Region: De Ruyter

    Other

    Other facts
    • Listing terms: Cash,Conventional,VA Loan