Welcome home to this fully renovated 3-bedroom home with a bonus room, sitting on a beautiful 1-acre lot. Nearly everything has been updated, making this an easy, move-in-ready option with big upgrades already done for you.
Inside, you’ll find new flooring throughout—LVP on the main level and carpet upstairs—along with new drywall, redesigned walls, and updated insulation. The kitchen has been completely refreshed with new cabinets, countertops, and fixtures, and the bathroom has been fully remodeled with a new tub/shower, vanity, and toilet.
Behind the scenes, the home features new electrical, plumbing, windows, doors, hot water heater, lighting, and ceiling fans, offering peace of mind. The HVAC system is estimated to be under 10 years old, has been professionally inspected, and is operating properly.
The full unfinished basement is clean, dry, and great for storage or future finishing. Professional waterproofing was completed in August 2024, including epoxy wall injection, sealed walls, new drainage tile, and properly sized gutters and downspouts—making a noticeable difference in keeping the basement dry.
Outside, enjoy new siding and trim, a metal roof, new concrete sidewalks, a pressure-treated deck, and an enclosed front patio. Additional highlights include main-level laundry, a 2-car garage, and well and septic systems that have been inspected and are operating properly.
If you’re looking for a solid, updated home with space to breathe and the major work already done, this one is a real find.
Active
Listing Provided by: eXp Realty
Price cut: $9.5K (2/23)
$249,000
6566 Old State Route 3, Waterloo, IL 62298
3beds
1,146sqft
Est.:
Single Family Residence
Built in 1900
1 Acres Lot
$242,500 Zestimate®
$217/sqft
$-- HOA
What's special
Bonus roomRedesigned wallsNew drywallMain-level laundryUpdated insulationEnclosed front patioMetal roof
- 41 days |
- 2,121 |
- 67 |
Zillow last checked: 8 hours ago
Listing updated: February 23, 2026 at 03:19pm
Listing Provided by:
Lauren M Luke 618-979-6129,
eXp Realty
Source: MARIS,MLS#: 26003409
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 96
- Dimensions: 12x8
Bedroom 2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 117
- Dimensions: 13x9
Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 52
- Dimensions: 13x4
Bathroom 3
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 182
- Dimensions: 13x14
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 240
- Dimensions: 20x12
Loft
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 196
- Dimensions: 14x14
Heating
- Forced Air, Propane
Cooling
- Central Air, Gas
Appliances
- Included: None
- Laundry: In Basement
Features
- Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Shower, Tub
- Basement: Sump Pump,Unfinished,Walk-Up Access
- Has fireplace: No
Interior area
- Total structure area: 1,146
- Total interior livable area: 1,146 sqft
- Finished area above ground: 1,146
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: One and One Half
- Exterior features: Entry Steps/Stairs
Lot
- Size: 1 Acres
- Dimensions: 151 x 96 x 157 x 138
- Features: Adjoins Government Land, Level
Details
- Parcel number: 1106300003000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1900
Utilities & green energy
- Electric: Other
- Sewer: Septic Tank
- Water: Shared Well
- Utilities for property: Cable Available, Electricity Connected, Propane, Propane Leased
Community & HOA
Community
- Subdivision: Not In A Subdivision
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $217/sqft
- Tax assessed value: $64,290
- Annual tax amount: $1,292
- Date on market: 1/19/2026
- Cumulative days on market: 41 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Owner by Contract
- Electric utility on property: Yes
Estimated market value
$242,500
$230,000 - $255,000
$1,553/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Price change | $249,000-3.7%$217/sqft |
Source:  MARIS #26003409 Report a problem | ||
| 2/10/2026 | Price change | $258,500-3.9%$226/sqft |
Source: MARIS #26003409 Report a problem | ||
| 1/19/2026 | Listed for sale | $269,000+198.9%$235/sqft |
Source: MARIS #26003409 Report a problem | ||
| 6/17/2024 | Sold | $90,000-9.9%$79/sqft |
Source: MARIS #24019522 Report a problem | ||
| 6/17/2024 | Pending sale | $99,900$87/sqft |
Source: MARIS #24019522 Report a problem | ||
| 4/18/2024 | Contingent | $99,900$87/sqft |
Source: MARIS #24019522 Report a problem | ||
| 4/11/2024 | Listed for sale | $99,900$87/sqft |
Source: MARIS #24019522 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,292 +0.3% | $21,430 |
| 2023 | $1,288 -1.8% | $21,430 |
| 2022 | $1,312 | $21,430 |
| 2021 | -- | $21,430 |
| 2020 | -- | $21,430 -24% |
| 2019 | -- | $28,190 +9.1% |
| 2018 | $1,684 | $25,840 -1.8% |
| 2017 | $1,684 | $26,305 +1.8% |
| 2016 | $1,684 +0.9% | $25,840 |
| 2015 | $1,669 +4.2% | $25,840 |
| 2014 | $1,601 | $25,840 -1.2% |
| 2012 | $1,601 | $26,150 |
| 2011 | -- | $26,150 |
| 2010 | -- | $26,150 -10.4% |
| 2009 | -- | $29,180 -1.7% |
| 2008 | -- | $29,680 |
| 2007 | -- | $29,680 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,637/mo
Principal & interest
$1284
Property taxes
$353
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 4/10Gardner Elementary SchoolGrades: 4-5Distance: 2.6 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 2.9 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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