From the moment you arrive, you’ll notice the inviting curb appeal, peaceful setting, and the sense of quality that makes this home stand out. Inside, the open-concept offers natural flow between the living, dining, and kitchen spaces — ideal for entertaining or simply relaxing at home. With four spacious bedrooms, and well-planned flex areas, there’s room for everyone to live, work, and play.
Set on a beautiful, private lot, the outdoor living potential is exceptional — plenty of space for gatherings, gardening, or enjoying quiet evenings under Carolina skies. Located minutes from Afton Village, Concord Mills, I-85, and a short drive to Uptown Charlotte, this home offers a lifestyle that balances suburban calm with city convenience. Whether you’re looking for your first dream home or the next step for your family, this one delivers the space, flexibility, and value you deserve — all in time to enjoy the holidays in your new home.
Active
Price cut: $7.5K (11/14)
$475,000
6525 Derby Ln NW, Concord, NC 28027
4beds
2,550sqft
Est.:
Single Family Residence
Built in 2000
0.35 Acres Lot
$465,400 Zestimate®
$186/sqft
$42/mo HOA
What's special
Peaceful settingInviting curb appealFour spacious bedroomsWell-planned flex areasOutdoor living potentialBeautiful private lot
- 64 days |
- 1,448 |
- 93 |
Zillow last checked: 8 hours ago
Listing updated: December 07, 2025 at 01:06pm
Listing Provided by:
Flint Foley 704-608-4560,
EXP Realty LLC Ballantyne,
Grant Wiedenheft,
EXP Realty LLC Ballantyne
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4309052
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom half
- Level: Main
Bonus room
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Central, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave
- Laundry: Laundry Room
Features
- Flooring: Carpet, Laminate
- Has basement: No
- Fireplace features: Family Room
Interior area
- Total structure area: 2,550
- Total interior livable area: 2,550 sqft
- Finished area above ground: 2,550
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Garage on Main Level
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
- Exterior features: Fire Pit
- Fencing: Back Yard
Lot
- Size: 0.35 Acres
Details
- Parcel number: 46907600950000
- Zoning: RC
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Crawl Space, Slab
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Subdivision: Gable Oaks
HOA
- Has HOA: Yes
- HOA fee: $42 monthly
- HOA name: Gable Oaks
Location
- Region: Concord
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $457,980
- Annual tax amount: $4,561
- Date on market: 10/8/2025
- Cumulative days on market: 64 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$465,400
$442,000 - $489,000
$2,551/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/14/2025 | Price change | $475,000-1.6%$186/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4309052 Report a problem | ||
| 10/28/2025 | Price change | $482,500-1.5%$189/sqft |
Source: Canopy MLS as distributed by MLS GRID #4309052 Report a problem | ||
| 10/8/2025 | Listed for sale | $490,000+71.9%$192/sqft |
Source: Canopy MLS as distributed by MLS GRID #4309052 Report a problem | ||
| 4/13/2018 | Sold | $285,000-5%$112/sqft |
Source: Canopy MLS as distributed by MLS GRID #3360953 Report a problem | ||
| 3/9/2018 | Pending sale | $300,000$118/sqft |
Source: EXP REALTY LLC #3360953 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,561 +38% | $457,980 +69.1% |
| 2023 | $3,305 | $270,870 |
| 2022 | $3,305 | $270,870 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,766/mo
Principal & interest
$2285
Property taxes
$273
Other costs
$208
Climate risks
Neighborhood: 28027
Nearby schools
GreatSchools rating
- 5/10Carl A. Furr Elementary SchoolGrades: K-5Distance: 1.8 mi
- 8/10Harold Winkler Middle SchoolGrades: 6-8Distance: 2.1 mi
- 5/10West Cabarrus HighGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Carl A. Furr
- Middle: Harold E Winkler
- High: West Cabarrus
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading
