If you've been searching for a home that truly fits your lifestyle, this Symphony home in Hammock Bay deserves a closer look. With 3 bedrooms, 2 baths, and a layout that simply works, this home also features a flexible office/flex space — ideal for a home office, workout room, playroom, or whatever your lifestyle needs next. The home welcomes you with a spacious foyer leading into a bright, open living area. Vaulted ceilings and a cozy fireplace create a space that feels both airy and inviting — perfect for everyday living or relaxed gatherings. And when it's time to take the conversation outdoors, the screened-in porch and backyard become a natural extension of the living space. Whether you're enjoying a quiet morning coffee or winding down in the evening, the outdoor setting offers the perfect place to relax. The fire pit creates a warm, inviting focal point - ideal for gathering with friends, sharing stories, or simply enjoying the Florida evenings. Back inside, the kitchen features upgraded stainless steel appliances and flows seamlessly into the dining and living areas, creating a connected, easy-living feel buyers love. The split floor plan offers valuable privacy, separating the primary suite from the secondary bedrooms, a feature today's buyers truly appreciate. The primary suite provides a comfortable retreat with an ensuite bath featuring a double vanity and garden tub. Life in Hammock Bay is where this home truly shines. This isn't just a neighborhood, it's the kind of community that genuinely enhances your day-to-day living. Morning walks along scenic trails. Afternoons by resort-style pools. Evening bike rides, workouts, park visits, or letting the pups burn off energy at the dog park. With its impressive amenities, activities, and welcoming atmosphere, Hammock Bay offers a lifestyle that's hard to match. Ideally located in Freeport, you're just under 25 minutes from the Emerald Coast's beautiful beaches.
Recent updates include:
New Roof (August 2023)
New Appliances (2022)
Complete Interior Paint (2020)
New Carpet & LVP Flooring
Because a home should do more than check boxes - it should support the way you live.
For sale
$439,990
65 Concert Ct, Freeport, FL 32439
3beds
2,071sqft
Est.:
Single Family Residence
Built in 2008
0.26 Acres Lot
$426,100 Zestimate®
$212/sqft
$187/mo HOA
What's special
Cozy fireplaceScreened-in porchVaulted ceilingsGarden tubFire pitSplit floor planSpacious foyer
- 6 days |
- 472 |
- 28 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 15, 2026 at 11:39pm
Listed by:
Paige A Brown 850-830-9514,
Coldwell Banker Realty,
Trey J Runnels 850-502-1681,
Coldwell Banker Realty
Source: ECAOR,MLS#: 995252
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 294 Square Feet
- Dimensions: 21 x 14
Dining area
- Level: First
- Area: 180 Square Feet
- Dimensions: 15 x 12
Garage
- Level: First
- Area: 360 Square Feet
- Dimensions: 20 x 18
Kitchen
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Living room
- Level: First
- Area: 306 Square Feet
- Dimensions: 18 x 17
Sun room
- Level: First
- Area: 160 Square Feet
- Dimensions: 16 x 10
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Tray Ceiling(s), Vaulted Ceiling(s), Recessed Lighting, Split Bedroom
- Flooring: Hardwood, Tile, Carpet
- Windows: Window Treatments
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,071
- Total interior livable area: 2,071 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Deck, Enclosed
- Exterior features: Lawn Pump, Sprinkler System
- Fencing: Privacy
Lot
- Size: 0.26 Acres
- Dimensions: 163 x 75 x 143 x 12 x 34 x 25
- Features: Covenants, Curb & Gutter, Sidewalk
Details
- Parcel number: 161S19230200000350
- Zoning description: Deed Restrictions, Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Shake
Condition
- Construction Complete
- New construction: No
- Year built: 2008
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Community Room, Fitness Center, Fishing, Golf, Short Term Rental - Not Allowed, Pavillion/Gazebo, Picnic Area, Playground, Pool, TV Cable, Tennis Court(s), Pickleball
- Security: Smoke Detector(s)
- Subdivision: HAMMOCK BAY
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Recreational Faclty, Security, Cable TV
- HOA fee: $187 monthly
Location
- Region: Freeport
Financial & listing details
- Price per square foot: $212/sqft
- Tax assessed value: $306,365
- Annual tax amount: $906
- Date on market: 2/13/2026
- Road surface type: Paved
Estimated market value
$426,100
$405,000 - $447,000
$2,627/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/13/2026 | Listed for sale | $439,990+4.8%$212/sqft |
Source: | ||
| 10/30/2023 | Sold | $420,000-1.2%$203/sqft |
Source: | ||
| 10/4/2023 | Pending sale | $425,000$205/sqft |
Source: | ||
| 10/3/2023 | Price change | $425,000-0.7%$205/sqft |
Source: | ||
| 9/25/2023 | Price change | $428,000-1.6%$207/sqft |
Source: | ||
| 9/15/2023 | Listed for sale | $435,000+27.9%$210/sqft |
Source: | ||
| 8/11/2021 | Sold | $340,000+3%$164/sqft |
Source: | ||
| 6/28/2021 | Pending sale | $329,999$159/sqft |
Source: | ||
| 6/23/2021 | Listed for sale | $329,999+34.7%$159/sqft |
Source: | ||
| 6/7/2019 | Sold | $245,000$118/sqft |
Source: | ||
| 4/3/2019 | Listed for sale | $245,000+8.6%$118/sqft |
Source: Homelister, Inc. #682111 Report a problem | ||
| 9/30/2016 | Listing removed | $1,850-5.1%$1/sqft |
Source: Mims Real Estate Advisors, LLC Report a problem | ||
| 4/1/2016 | Listing removed | $1,950+5.4%$1/sqft |
Source: Mims Property Management, LLC Report a problem | ||
| 3/21/2016 | Listed for rent | $1,850+2.8%$1/sqft |
Source: Mims Property Management, LLC Report a problem | ||
| 5/28/2015 | Listing removed | $1,800$1/sqft |
Source: Mims Property Management, LLC Report a problem | ||
| 4/7/2015 | Price change | $1,800+2.9%$1/sqft |
Source: Mims Property Management, LLC Report a problem | ||
| 3/25/2015 | Listed for rent | $1,750$1/sqft |
Source: Mims Property Management, LLC Report a problem | ||
| 7/19/2014 | Listing removed | $1,750$1/sqft |
Source: Compass Real Estate of Destin Inc #704495 Report a problem | ||
| 7/10/2014 | Price change | $1,750-2.8%$1/sqft |
Source: Compass Real Estate of Destin Inc #704495 Report a problem | ||
| 5/2/2014 | Listed for rent | $1,800+5.9%$1/sqft |
Source: Compass Real Estate of Destin Inc #704495 Report a problem | ||
| 6/17/2013 | Listing removed | $1,700$1/sqft |
Source: Compass Real Estate Report a problem | ||
| 4/17/2013 | Listed for rent | $1,700+9.7%$1/sqft |
Source: Compass Real Estate Report a problem | ||
| 3/9/2012 | Listing removed | $1,550$1/sqft |
Source: Compass Real Estate of Destin Inc #570346 Report a problem | ||
| 1/9/2012 | Listed for rent | $1,550$1/sqft |
Source: HAMMOCK BAY REAL ESTATE LLC #569762 Report a problem | ||
| 6/12/2008 | Sold | $225,700$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $901 -79% | $306,365 +0.7% |
| 2023 | $4,285 +4.3% | $304,100 +3% |
| 2022 | $4,107 +29.8% | $295,243 +37% |
| 2021 | $3,165 +0.2% | $215,504 +1.4% |
| 2020 | $3,158 -8.6% | $212,529 +9.1% |
| 2019 | $3,456 | $194,856 +3.9% |
| 2018 | $3,456 +2.7% | $187,467 +1% |
| 2017 | $3,365 -1.7% | $185,690 +6.4% |
| 2016 | $3,423 +9% | $174,551 +3.1% |
| 2015 | $3,139 -4% | $169,221 +8.8% |
| 2014 | $3,271 | $155,506 +1% |
| 2013 | -- | $153,891 -2.6% |
| 2012 | -- | $157,937 -1.3% |
| 2011 | -- | $160,027 -9.7% |
| 2010 | -- | $177,127 -10.7% |
| 2009 | -- | $198,348 +183.4% |
| 2008 | -- | $70,000 -36.4% |
| 2007 | -- | $110,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,591/mo
Principal & interest
$2063
Property taxes
$341
HOA Fees
$187
Climate risks
Neighborhood: 32439
Nearby schools
GreatSchools rating
- 7/10Freeport Middle SchoolGrades: 5-8Distance: 1.6 mi
- 8/10Freeport Senior High SchoolGrades: 9-12Distance: 5.4 mi
- 6/10Freeport Elementary SchoolGrades: PK-4Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Freeport
- Middle: Freeport
- High: Freeport
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







