Comfortable and charming 3 bedroom 2 bath home in the heart of Spearfish with lovely view of Lookout Mountain and the city below..The home has a prime corner lot fenced for your pets..The large deck is perfect for entertaining and taking in those views. This well-kept home features built in cabinets throughout, spacious bedrooms and a well designed kitchen, living area perfect for entertaining or family time. It also includes new furnace, air conditioning, and hot water heater, fresh paint in several areas and is meticulously kept for your enjoyment. The home is centrally located with easy access to schools, parks and amenities....Unique opportunity to own a bit of Spearfish paradise.
For sale
$409,000
640 University St, Spearfish, SD 57783
3beds
2,028sqft
Est.:
Site Built
Built in 1938
6,969.6 Square Feet Lot
$392,200 Zestimate®
$202/sqft
$-- HOA
What's special
Hot water heaterFenced for your petsNew furnacePrime corner lotBuilt in cabinets throughoutAir conditioningSpacious bedrooms
- 3 days |
- 672 |
- 21 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 11, 2025 at 11:11am
Listed by:
Sandra Donahue,
RE/MAX In The Hills
Source: Mount Rushmore Area AOR,MLS#: 86890
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Description: used as playroom/den
- Level: Main
- Area: 216
- Dimensions: 18 x 12
Bedroom 2
- Level: Upper
- Area: 234
- Dimensions: 18 x 13
Bedroom 3
- Level: Upper
- Area: 247
- Dimensions: 19 x 13
Dining room
- Level: Main
- Area: 54
- Dimensions: 9 x 6
Kitchen
- Level: Main
- Dimensions: 9 x 9
Living room
- Level: Main
- Area: 216
- Dimensions: 18 x 12
Heating
- Natural Gas, Forced Air
Cooling
- Refrig. C/Air
Appliances
- Included: Dishwasher, Refrigerator, Electric Range Oven
- Laundry: Main Level
Features
- Office
- Flooring: Carpet
- Basement: Partial
- Has fireplace: No
Interior area
- Total structure area: 2,028
- Total interior livable area: 2,028 sqft
Property
Parking
- Total spaces: 1
- Parking features: One Car, Underground, Attached
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open Patio, Open Deck
- Exterior features: Kennel
- Fencing: Fence Metal
Lot
- Size: 6,969.6 Square Feet
- Features: Corner Lot, Views, Lawn, Trees
Details
- Parcel number: 326600140016000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Site Built
Materials
- Frame
- Roof: Composition
Condition
- Year built: 1938
Community & HOA
Community
- Subdivision: Schar
Location
- Region: Spearfish
Financial & listing details
- Price per square foot: $202/sqft
- Tax assessed value: $298,240
- Annual tax amount: $2,513
- Date on market: 12/11/2025
- Road surface type: Paved
Estimated market value
$392,200
$373,000 - $412,000
$2,022/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/11/2025 | Listed for sale | $409,000+22.5%$202/sqft |
Source:  Mount Rushmore Area AOR #86890 Report a problem | ||
| 7/15/2024 | Sold | $334,000-1.5%$165/sqft |
Source: Mount Rushmore Area AOR #80333 Report a problem | ||
| 6/17/2024 | Contingent | $339,000$167/sqft |
Source: Mount Rushmore Area AOR #80333 Report a problem | ||
| 6/15/2024 | Listed for sale | $339,000$167/sqft |
Source: Mount Rushmore Area AOR #80333 Report a problem | ||
| 6/2/2024 | Contingent | $339,000$167/sqft |
Source: Mount Rushmore Area AOR #80333 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,513 +3.2% | $298,240 +30.4% |
| 2024 | $2,436 +6.3% | $228,770 +11.5% |
| 2023 | $2,291 +12.5% | $205,110 +15.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,450/mo
Principal & interest
$2014
Property taxes
$293
Home insurance
$143
Climate risks
Neighborhood: 57783
Nearby schools
GreatSchools rating
- NAWest Elementary - 03Grades: 1-2Distance: 0.2 mi
- 6/10Spearfish Middle School - 05Grades: 6-8Distance: 0.8 mi
- 5/10Spearfish High School - 01Grades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- District: Spearfish
Source: Mount Rushmore Area AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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