Step into this 3-bedroom, 1-bath home that’s full of possibilities. With its proven rental history, it’s an easy addition to an investment portfolio, but it also works perfectly as a starter home for anyone ready to settle in Rochester. The layout is simple and functional, and with just a bit of updating, you can bring out even more charm and value. Situated on a quiet street yet only minutes from shops, schools, and downtown, this property offers both comfort and convenience at a price point that’s hard to beat.
Active
Price cut: $2.5K (10/14)
$82,500
640 E 12th St, Rochester, IN 46975
3beds
869sqft
Est.:
Single Family Residence
Built in 1960
5,227.2 Square Feet Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Quiet street
- 89 days |
- 240 |
- 6 |
Zillow last checked: 8 hours ago
Listing updated: October 14, 2025 at 09:29am
Listed by:
Savannah Lopez 260-667-7581,
The Gingerich Group
Source: IRMLS,MLS#: 202539196
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Kitchen
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Living room
- Level: Main
- Area: 192
- Dimensions: 16 x 12
Heating
- Forced Air
Cooling
- Window Unit(s)
Appliances
- Included: Refrigerator, Electric Oven
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,738
- Total interior livable area: 869 sqft
- Finished area above ground: 869
- Finished area below ground: 0
Video & virtual tour
Property
Features
- Levels: One
- Stories: 1
Lot
- Size: 5,227.2 Square Feet
- Dimensions: 45x115
- Features: Level
Details
- Parcel number: 250792427006.000009
- Zoning: R1
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1960
Utilities & green energy
- Electric: Duke Energy Indiana
- Gas: NIPSCO
- Sewer: City
- Water: City
Community & HOA
Community
- Subdivision: None
Location
- Region: Rochester
Financial & listing details
- Tax assessed value: $29,500
- Annual tax amount: $654
- Date on market: 9/27/2025
Estimated market value
Not available
Estimated sales range
Not available
$1,166/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/14/2025 | Price change | $82,500-2.9% |
Source:  IRMLS #202539196 Report a problem | ||
| 9/27/2025 | Listed for sale | $85,000 |
Source: IRMLS #202539196 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $596 +3.5% | $29,500 -1% |
| 2023 | $576 +13.4% | $29,800 +3.5% |
| 2022 | $508 -8.6% | $28,800 +13.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$384/mo
Principal & interest
$320
Property taxes
$35
Home insurance
$29
Climate risks
Neighborhood: 46975
Nearby schools
GreatSchools rating
- NAColumbia Elementary SchoolGrades: PK-1Distance: 0.3 mi
- 4/10Rochester Community High SchoolGrades: 8-12Distance: 0.8 mi
- 6/10Rochester Community Md SchoolGrades: 5-7Distance: 0.8 mi
Schools provided by the listing agent
- Elementary: Columbia / Riddle
- Middle: Rochester Community
- High: Rochester Community
- District: Rochester Community School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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