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  • Price cut: $10K (9/20)
    $285,000

    64 Phillips Ln, Spruce Pine, NC 28777

    3beds
    1,200sqft
    : 
    Single Family Residence
    Built in 1920
    0.5 Acres Lot
    $278,500 Zestimate®
    $238/sqft
    $-- HOA

    What's special

    Modern comfortFresh mountain airSpacious deckOpen floor plan
    Freshly & completely remodeled, this charming bungalow offers the perfect blend of modern comfort and small-town convenience. Located just minutes from downtown Spruce Pine, you’ll enjoy easy access to local shops, restaurants, and amenities. The open floor plan creates a light-filled, inviting space ideal for everyday living or entertaining. Designed for single-level convenience, this home features thoughtfully updated finishes throughout. Step outside to a spacious deck, perfect for grilling, dining, and enjoying the fresh mountain air. Whether you’re looking for a move-in-ready starter home, a weekend retreat, or a potential Airbnb investment, this property checks all the boxes. ***OWNER FINANCING AVAILABLE!!***
    124 days
    |
    444
    |
    26
    |

    Zillow last checked: 8 hours ago

    Listing updated: October 06, 2025 at 07:49am

    Listing Provided by:

    Sally Fender sally@teresabbrown.com,

    Teresa B Brown

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4287588MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bedrooms: 3
    Kitchen
    • Features: Kitchen Island, Open Floorplan
    • Level: Main
    Heating
    • Other
    Cooling
    • Other
    Appliances
    • Included: Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer
    • Laundry: Laundry Room
    Features
    • Kitchen Island, Open Floorplan
    • Flooring: Laminate, Tile
    • Doors: Insulated Door(s)
    • Windows: Insulated Windows
    • Has basement: No
    Interior area
    • Total structure area: 1,200
    • Total interior livable area: 1,200 sqft
    • Finished area above ground: 1,200
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached Carport, Driveway
    • Carport spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: Two or More Access Exits
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Wrap Around
    • Exterior features: Fire Pit
    • Has view: Yes
    • View description: Mountain(s)
    Lot
    • Size: 0.5 Acres
    • Features: Cleared, Level, Paved, Sloped
    Details
    • Parcel number: A Portion of Pin #088016936221
    • Zoning: Residential
    • Special conditions: Standard
    • Other equipment: Network Ready

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Bungalow
    • Property subtype: Single Family Residence
    Materials
    • Fiber Cement
    • Foundation: Crawl Space
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1920

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: City
    • Utilities for property: Electricity Connected

    Community & HOA

    Community
    • Subdivision: None
    Location
    • Region: Spruce Pine
    • Elevation: 2000 Feet

    Financial & listing details

    • Price per square foot: $238/sqft
    • Tax assessed value: $31,700
    • Annual tax amount: $178
    • Date on market: 8/8/2025
    • Cumulative days on market: 125 days
    • Listing terms: Cash,Conventional,FHA,Owner Financing,VA Loan
    • Electric utility on property: Yes
    • Road surface type: Asphalt, Paved
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $278,500

    $265,000 - $292,000

    $1,627/mo

    Price history

    Price history
    DateEventPrice
    9/20/2025Price change$285,000-3.4%$238/sqft
    Source: Canopy MLS as distributed by MLS GRID #4287588 Report a problem
    8/8/2025Listed for sale$295,000+3833.3%$246/sqft
    Source: Canopy MLS as distributed by MLS GRID #4287588 Report a problem
    12/12/2024Sold$7,500-62.5%$6/sqft
    Source: Public Record Report a problem
    9/4/2024Sold$20,000$17/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$178 +31.5%$31,700 +31.5%
    2023$135 $24,100
    2022$135 +27.2%$24,100 +31.7%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,587/mo
    Principal & interest
    $1368
    Property taxes
    $119
    Home insurance
    $100

      Climate risks

      Neighborhood: 28777

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • High: Mitchell

      Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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