Seller to pay HOA fees for the remainder of the year!Welcome home to Miller's Crossing, a charming, short-term-rental-restricted community in the heart of Santa Rosa Beach, just minutes from the Gulf.This move-in-ready 3-bedroom, 2.5-bathroom home showcases durable, stylish LVP flooring throughout, offering a seamless blend of comfort and modern design.The heart of the home is the open kitchen, featuring granite countertops, stainless steel appliances, and a cozy breakfast bar--perfect for slow mornings with coffee or a glass of wine while cooking your favorite meal. The spacious living area flows effortlessly, creating a welcoming place to relax, host, or recharge.The attached 1-car garage provides added convenience a With top-rated schools, parks, the library, and community centers just around the corner, this location blends accessibility with the relaxed charm Santa Rosa Beach is known for.
Easy access to community perks include green space, dog park, Padgett Park, and the Coastal Branch Library. Local dining favorites like The Bay, Farm and Fire, and North Beach Social are just down the road on Chat Holley.
Located just:
10 minutes to 30A's white-sand beaches
5 minutes to Choctawhatchee Bay with public boat launch
15 minutes to rare coastal dune lakes
4 minutes to South Walton High School
11 minutes to Emerald Coast Middle School
Under 5 minutes to Walton County Chamber of Commerce & Boys & Girls Club
Rental income potential: This home generated $28,200 in rental income last year, making it a strong option for investors seeking a long-term rental property.
Whether you're starting fresh, downsizing, or investing smartly, this home offers the lifestyle you've been looking for. Perfect as a full-time residence or income-producing long-term rental.
Don't miss this opportunity. Schedule your private showing today!
HOME FINANCING OPTION LINK: https://mortgageoptions.wf.com/listings/64-Crossing-Ln-Unit-E-Santa-Rosa-Beach-FL-32459/853977_rpid
For sale
Price cut: $10K (1/29)
$260,000
64 Crossing Ln #E, Santa Rosa Beach, FL 32459
3beds
1,496sqft
Est.:
Attached Single Unit, Townhouse
Built in 2018
-- sqft lot
$255,300 Zestimate®
$174/sqft
$450/mo HOA
What's special
Cozy breakfast barGranite countertopsStainless steel appliancesOpen kitchen
- 247 days |
- 2,775 |
- 105 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 05, 2026 at 03:40am
Listed by:
Vanessa P Espinosa 917-410-5388,
Beach Sunsets Inc
Source: ECAOR,MLS#: 977935
Originating MLS: Emerald Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
Bedroom
- Level: Second
Primary bathroom
- Features: Double Vanity, MBath Shower Only, MBath Tile
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Electric Range, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Kitchen Island, Bedroom, Kitchen, Living Room, Master Bathroom
- Flooring: Vinyl
Interior area
- Total structure area: 1,496
- Total interior livable area: 1,496 sqft
Property
Parking
- Parking features: Attached, Garage Door Opener
- Has attached garage: Yes
Features
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Features: Within 1/2 Mile to Water
Details
- Parcel number: 302S19240100000630
- Zoning description: Resid Single Family
- Special conditions: Accept Backup Offers
Construction
Type & style
- Home type: Townhouse
- Property subtype: Attached Single Unit, Townhouse
- Attached to another structure: Yes
Condition
- Construction Complete
- Year built: 2018
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Miller's Crossing
HOA
- Has HOA: Yes
- Services included: Accounting, Maintenance Grounds, Insurance, Management, Maintenance Structure
- HOA fee: $450 monthly
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $174/sqft
- Tax assessed value: $294,432
- Annual tax amount: $2,402
- Date on market: 6/4/2025
- Cumulative days on market: 247 days
- Listing terms: Conventional,FHA,VA Loan
- Total actual rent: 2350
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$255,300
$243,000 - $268,000
$2,074/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/29/2026 | Price change | $260,000-3.7%$174/sqft |
Source: | ||
| 1/5/2026 | Price change | $270,000-3.6%$180/sqft |
Source: | ||
| 12/8/2025 | Price change | $280,000-3.4%$187/sqft |
Source: | ||
| 11/25/2025 | Price change | $290,000-3.3%$194/sqft |
Source: | ||
| 6/4/2025 | Listed for sale | $299,900+24.9%$200/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,503 +0.2% | $255,912 +10% |
| 2023 | $2,498 +12.9% | $232,647 +10% |
| 2022 | $2,213 +18.9% | $211,497 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,980/mo
Principal & interest
$1237
HOA Fees
$450
Other costs
$293
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 7.1 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 4.7 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 0.3 mi
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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