Welcome to an exceptional opportunity in the heart of Silver Spring — a residence priced under market value that blends comfort, style, and modern convenience. This 3 BR/2.5BA brick front townhome invites buyers into a thoughtfully designed space where natural light, open flow, and elevated finishes come together to offer a lifestyle of ease and sophistication. Inside, discover a spacious floor plan that accommodates both everyday living and effortless entertaining. Light-filled living areas create a welcoming ambiance while adaptable spaces allow for personalization — whether you’re hosting guests or enjoying a quiet evening in. Crisp lines and premium touches throughout elevate the design, while practical elements ensure comfort and functionality. The well-appointed table-space kitchen features ample workspace and cabinetry, as well as stainless appliances, perfect for culinary creativity. Bedrooms provide tranquil retreats, each offering plenty of room for rest and relaxation. Updated finishes and quality fixtures throughout enhance the home’s charm and appeal. The walk-out finished basement also features a cozy, wood-burning fireplace. Step outside to enjoy the large wood deck and private, fenced backyard, as well as the surrounding neighborhood — a vibrant Silver Spring location offering proximity to dining, shopping, transit options, parks, and more. Easy access to major commuter routes means you’re perfectly positioned for both work and recreation. Whether you’re a first-time buyer, growing family, or downsizer seeking low-maintenance living, this property delivers on quality and lifestyle. Ideally located in Silver Spring, this home offers easy access to Downtown Silver Spring’s shopping, dining, entertainment, grocery stores, parks, and trails, along with nearby libraries and community amenities. Commuters will appreciate the quick access to major routes and transit options connecting to DC and throughout Montgomery County. Mortgage savings may be available for buyers of this listing. *NOTE: THIS PROPERTY IS BEING SOLD IN AS-IS CONDITION.*
For sale
$464,900
639 Concerto Ln, Silver Spring, MD 20901
3beds
1,830sqft
Est.:
Townhouse
Built in 1982
1,680 Square Feet Lot
$464,500 Zestimate®
$254/sqft
$80/mo HOA
What's special
Elevated finishesAdaptable spacesPrivate fenced backyardOpen flowLarge wood deckWalk-out finished basementNatural light
- 15 hours |
- 179 |
- 9 |
Zillow last checked: 8 hours ago
Listing updated: December 17, 2025 at 05:06pm
Listed by:
Bryan Kerrigan 301-525-7453,
Redfin Corp 3016586186
Source: Bright MLS,MLS#: MDMC2210740
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Recreation Room, Primary Bathroom, Full Bath, Half Bath
Primary bedroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Primary bathroom
- Level: Upper
Dining room
- Level: Main
Other
- Level: Upper
Half bath
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Recreation room
- Level: Lower
Heating
- Forced Air, Natural Gas
Cooling
- Other, Electric
Appliances
- Included: Stainless Steel Appliance(s), Microwave, Refrigerator, Dishwasher, Disposal, Oven, Oven/Range - Gas, Washer, Dryer, Gas Water Heater
- Laundry: None
Features
- Dry Wall
- Flooring: Luxury Vinyl, Ceramic Tile, Carpet, Concrete, Laminate
- Doors: Six Panel, Sliding Glass
- Windows: Double Pane Windows
- Basement: Other,Partial,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows
- Number of fireplaces: 1
- Fireplace features: Mantel(s)
Interior area
- Total structure area: 2,174
- Total interior livable area: 1,830 sqft
- Finished area above ground: 1,470
- Finished area below ground: 360
Property
Parking
- Total spaces: 1
- Parking features: Assigned, Parking Lot
- Details: Assigned Parking, Assigned Space #: Parking Space C7
Accessibility
- Accessibility features: Other
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Pool features: None
- Fencing: Board,Privacy
- Has view: Yes
- View description: Scenic Vista
Lot
- Size: 1,680 Square Feet
- Features: Suburban
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 160502046914
- Zoning: R90
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Colonial
- Property subtype: Townhouse
Materials
- Frame
- Foundation: Other
- Roof: Asphalt,Shingle
Condition
- Good
- New construction: No
- Year built: 1982
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s), Carbon Monoxide Detector(s)
- Subdivision: Dumont Oaks
HOA
- Has HOA: Yes
- Services included: Common Area Maintenance
- HOA fee: $80 monthly
- HOA name: DUMONT OAKS
Location
- Region: Silver Spring
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $389,933
- Annual tax amount: $4,925
- Date on market: 12/18/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved
Estimated market value
$464,500
$441,000 - $488,000
$3,015/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/18/2025 | Listed for sale | $464,900-1.1%$254/sqft |
Source:  Bright MLS #MDMC2210740 Report a problem | ||
| 10/7/2025 | Listing removed | $470,000$257/sqft |
Source: Bright MLS #MDMC2176814 Report a problem | ||
| 9/11/2025 | Price change | $470,000+1.1%$257/sqft |
Source: Bright MLS #MDMC2176814 Report a problem | ||
| 5/19/2025 | Pending sale | $465,000$254/sqft |
Source: Bright MLS #MDMC2176814 Report a problem | ||
| 5/9/2025 | Price change | $465,000-7%$254/sqft |
Source: Bright MLS #MDMC2176814 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,925 +15.1% | $389,933 +4.9% |
| 2024 | $4,277 +5.1% | $371,567 +5.2% |
| 2023 | $4,070 +7.8% | $353,200 +3.2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,789/mo
Principal & interest
$2217
Property taxes
$329
Other costs
$243
Climate risks
Neighborhood: White Oak
Nearby schools
GreatSchools rating
- 6/10Burnt Mills Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 4/10Francis Scott Key Middle SchoolGrades: 6-8Distance: 1 mi
- 6/10James Hubert Blake High SchoolGrades: 9-12Distance: 5 mi
Schools provided by the listing agent
- Elementary: Burnt Mills
- Middle: Francis Scott Key
- High: James Hubert Blake
- District: Montgomery County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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