Welcome to 634 Silver Rock Road, a beautifully updated 3-bedroom, 2.5-bath colonial nestled in the sought-after Chesapeake Ranch Estates community. With 2,542 sq ft of living space, this home offers a perfect blend of comfort, style, and function. Step inside to find fresh paint throughout, new luxury vinyl plank flooring, plush carpet, and modern updates that make this home truly move-in ready. The bright and spacious kitchen features granite countertops, a stylish tile backsplash, and plenty of cabinet space for storage. Upstairs, you’ll find generously sized bedrooms including a peaceful primary suite with a private bath and ample closet space. The unfinished walk-out basement offers endless potential, perfect for adding extra living space, a recreation room, home gym, or workshop. Backing to trees, the backyard provides a serene and private setting to enjoy year-round. Additional updates include a new front door and sliding door, adding both curb appeal and energy efficiency. Located in Chesapeake Ranch Estates, you’ll enjoy access to community beaches, lake privileges, a clubhouse, playgrounds, and more. Just minutes from shopping, dining, and commuter routes. Don’t miss your chance to call this well-maintained, move-in-ready home your own!
For sale
$389,000
634 Silver Rock Rd, Lusby, MD 20657
3beds
1,706sqft
Est.:
Single Family Residence
Built in 1992
0.34 Acres Lot
$380,700 Zestimate®
$228/sqft
$49/mo HOA
What's special
Unfinished walk-out basementPrivate bathBacking to treesSerene and private settingPlush carpetModern updatesAmple closet space
- 62 days |
- 426 |
- 37 |
Zillow last checked: 8 hours ago
Listing updated: December 02, 2025 at 02:45pm
Listed by:
Vicki Alvey 301-536-4584,
RE/MAX One 4437718009
Source: Bright MLS,MLS#: MDCA2023744
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Basement
- Area: 836
Heating
- Heat Pump, Electric
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Exhaust Fan, Refrigerator, Cooktop, Electric Water Heater
- Laundry: In Basement
Features
- Upgraded Countertops, Soaking Tub, Kitchen Island, Eat-in Kitchen, Primary Bath(s), Formal/Separate Dining Room, Floor Plan - Traditional
- Flooring: Carpet, Luxury Vinyl
- Basement: Unfinished,Full,Rear Entrance,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 2,542
- Total interior livable area: 1,706 sqft
- Finished area above ground: 1,706
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Size: 0.34 Acres
- Features: Backs to Trees, Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501116363
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Septic Exists
- Water: Public
Community & HOA
Community
- Subdivision: Chesapeake Ranch Estates
HOA
- Has HOA: Yes
- HOA fee: $585 annually
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $228/sqft
- Tax assessed value: $273,267
- Annual tax amount: $3,359
- Date on market: 10/24/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$380,700
$362,000 - $400,000
$2,362/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/24/2025 | Listed for sale | $389,000+251.7%$228/sqft |
Source:  Bright MLS #MDCA2023744 Report a problem | ||
| 10/15/1992 | Sold | $110,600$65/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,949 +10.3% | $273,267 +10.3% |
| 2024 | $2,673 +15.8% | $247,733 +11.5% |
| 2023 | $2,309 +3.9% | $222,200 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,322/mo
Principal & interest
$1878
Property taxes
$259
Other costs
$185
Climate risks
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 5/10Appeal Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 6/10Mill Creek Middle SchoolGrades: 6-8Distance: 1.5 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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