Discover elegant living in Lake Monticello, just 30 minutes from Charlottesville. This stunning 4-bedroom, 3.5-bath colonial offers refined comfort amid a wooded setting. The showstopping screened porch with custom composite decking provides a perfect indoor-outdoor living space overlooking a serene backyard. Inside, hardwood floors flow throughout the main level. The thoughtful floor plan includes four spacious bedrooms, a versatile bonus room, laundry on 2nd level and in basement, exercise room, rec room, & 3rd full bath in basement, and bay windows that flood the home with natural light. The classic white exterior with black shutters, covered front porch, and wonderful landscaping create impressive curb appeal. A separate outbuilding provides space for a workshop or storage. The property's location in Lake Monticello combines peaceful suburban living with easy access to Charlottesville's amenities. This meticulously maintained home offers the ideal blend of refined style and natural tranquility, perfect for both entertaining and everyday living.
Sold
$524,900
634 Jefferson Dr, Palmyra, VA 22963
4beds
3,658sqft
Single Family Residence
Built in 2006
0.55 Acres lot
$529,800 Zestimate®
$143/sqft
$122/mo HOA
What's special
Zillow last checked: 7 hours ago
Listing updated: March 14, 2025 at 05:55pm
Listed by:
JIM DUNCAN 434-242-7140,
NEST REALTY GROUP
Bought with:
JAMIE WHITE, 0225202204
JAMIE WHITE REAL ESTATE
Source: CAAR,MLS#: 660410
Originating MLS: Charlottesville Area Association of Realtors

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Basement
Bathroom
- Level: Second
Bonus room
- Level: Second
Dining room
- Level: First
Exercise room
- Level: Basement
Family room
- Level: First
Foyer
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: Basement
Laundry
- Level: Second
Living room
- Level: First
Recreation
- Level: Basement
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup
Features
- Jetted Tub, Walk-In Closet(s), Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Recessed Lighting
- Flooring: Carpet, Ceramic Tile, Hardwood
- Windows: Insulated Windows, Screens, Vinyl
- Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Gas, Gas Log
Interior area
- Total structure area: 4,158
- Total interior livable area: 3,658 sqft
- Finished area above ground: 2,535
- Finished area below ground: 1,123
Property
Parking
- Total spaces: 2
- Parking features: Electricity, Garage Faces Front, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Composite, Deck, Front Porch, Porch, Screened
- Exterior features: Porch
- Pool features: Association
- Has spa: Yes
Lot
- Size: 0.55 Acres
- Features: Native Plants
Details
- Parcel number: 18A 5 19
- Zoning: R-4 Residential
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Blown-In Insulation, Stick Built, Vinyl Siding
- Foundation: Poured
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2006
Details
- Builder name: MEADE CONSTRUCTION, LLC
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: Dock
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,460 annually
- Amenities included: Boat Dock, Boat Ramp, Clubhouse, Fitness Center, Meeting/Banquet/Party Room, Pool, Beach Rights
- Services included: Boat Ramp, Clubhouse, Playground, Trash
Services availability

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$529,800
2% more+ $10,596
With Zillow Showcase(estimated)
$540,396