630 W Marietta St, Decatur, IL 62522

For Sale - Seller Financed: Move-in ready and updated, this 3-bedroom, 1-bath home offers a great blend of space, functionality, and affordability. With approximately 1,300 square feet, the layout features an open living and dining area with updated flooring throughout the main level, creating a clean and cohesive feel the moment you walk in. The kitchen offers ample cabinet space and a practical layout, while the main-level bedroom provides flexibility for guests, an office, or convenient one-level living. Upstairs, you'll find two additional bedrooms with good natural light and separation from the main living areas. The home sits on a manageable lot with off-street parking potential and a covered front porch that adds to its curb appeal. Mechanical systems are located in the basement, and the home has already seen key updates including flooring, helping reduce immediate upfront work. Whether you're looking for a primary residence or an investment opportunity, this property checks the boxes. With low annual taxes of $621.88, it offers an approachable entry point for both homeowners and investors alike. Owner Financing - Only $3,500 down Monthly Payment (PITI): $1,250.53 HUD Fair Market Rent for a 3-bedroom in this area is $1,350/month, making this ownership payment comparable to renting.