Newly remodeled 1 bedroom 1 bath, coin laundry room, GAS PAID, 1 parking space, upstairs unit. NO PETS and NO SMOKING Age Requirement: Applicants 18 years, or considered adult as per law. Application Fee: $45 per applicant. Credit Check: Credit report, Landlord/Tenant Court, and Criminal Background check. Credit Scores: Evaluated with income and debt; low scores not sole disqualifier. Outstanding Debts (Prior Landlord): 48 hrs to prove payment or non-liability; else, may decline. Outstanding Debts (Utilities, Loans): Collection $500 leads to decline; $500 paid in 48 hrs. Bankruptcies: Open Chapter 13 declined; discharged considered. Security Deposit: Refundable deposit before move-in, not towards rent. Property Damage: Renter's insurance or damage waiver required for occupancy. Income: Gross income combined for Gross Household Income. Proof: Paystubs (2 months), W2 + Paystub, or other sources. Ratio: Income 2.5 times monthly rent. Additional Income: Accept child support, pensions, etc. (with verification). Bankruptcies: Evaluated; open Chapter 13 declined. Criminal Background: Check required for applicants 18 years. Timeline: Various offenses reviewed within 7 years; exceptions for some cases. Sex, Terrorism offenses: Always declined. Rental/Mortgage History: Verification required, negative history may lead to decline. Guarantors: Accepted for rent-to-income ratio or credit issues. Criteria: Gross income 3.5 times monthly rent. Falsification: Any falsification leads to automatic denial. Denials: Inactive application for 45 days. Approvals: Valid for 45 days, need new app after.
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