This home has an assumable loan option with an interest rate of 2.75%! Reach out today to see if you qualify! Discover this private single-story home set on 7.69 wooded acres with abundant wildlife and a river easement in highly desirable Madison County. This 3-bedroom, 2.5-bath residence offers the perfect blend of comfort and nature. Step inside to an open floor plan featuring beautiful hardwood floors and new exterior doors throughout, creating a fresh and welcoming feel. The property is thoughtfully equipped with modern conveniences, including an RV hookup with propane and sewage dump, and a hot tub hookup—perfect for those who love to entertain or enjoy the outdoors and wired for a generator! The land offers unmatched privacy while still being close to town, making it an ideal setting for a full-time residence, vacation retreat, or investment property. Whether you enjoy watching wildlife, exploring the outdoors, or relaxing in a peaceful environment, this property has it all. Recently replaced - Electrical, and all Exterior doors just last month - Well pump, Water heater and humidifier all in 2024
For sale
Price cut: $20K (12/13)
$575,000
628 River Rd, Madison, VA 22727
3beds
2,186sqft
Est.:
Single Family Residence
Built in 1999
7.7 Acres Lot
$571,100 Zestimate®
$263/sqft
$-- HOA
What's special
Private single-story homeHot tub hookupNew exterior doors throughoutOpen floor planRiver easementBeautiful hardwood floors
- 88 days |
- 616 |
- 31 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 23, 2025 at 03:53am
Listed by:
Melissa Martin 540-270-1909,
CENTURY 21 New Millennium,
Co-Listing Agent: Kaley A Martin 540-407-4195,
CENTURY 21 New Millennium
Source: Bright MLS,MLS#: VAMA2002438
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Refrigerator, Cooktop, Washer, Washer/Dryer Stacked, Water Heater, Water Conditioner - Owned, Water Treat System, Electric Water Heater
Features
- Ceiling Fan(s), Combination Kitchen/Dining, Combination Dining/Living, Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room
- Flooring: Carpet, Hardwood, Wood
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 2,186
- Total interior livable area: 2,186 sqft
- Finished area above ground: 2,186
- Finished area below ground: 0
Property
Parking
- Parking features: Circular Driveway, Gravel, Driveway, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Waterfront features: River
Lot
- Size: 7.7 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 40 95
- Zoning: A1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler,Raised Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
Condition
- Very Good
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Propane, Electricity Available
Community & HOA
Community
- Subdivision: Madison
HOA
- Has HOA: No
Location
- Region: Madison
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $356,800
- Annual tax amount: $2,640
- Date on market: 10/1/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
Estimated market value
$571,100
$543,000 - $600,000
$3,059/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/13/2025 | Price change | $575,000-3.4%$263/sqft |
Source:  Bright MLS #VAMA2002438 Report a problem | ||
| 11/18/2025 | Price change | $595,000-0.8%$272/sqft |
Source: Bright MLS #VAMA2002438 Report a problem | ||
| 10/1/2025 | Listed for sale | $599,999+59.6%$274/sqft |
Source: Bright MLS #VAMA2002438 Report a problem | ||
| 7/6/2020 | Sold | $376,000+1.6%$172/sqft |
Source: Public Record Report a problem | ||
| 5/20/2020 | Pending sale | $369,900$169/sqft |
Source: Roy Wheeler Realty Co. #VAMA108114 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,640 | $356,800 |
| 2023 | $2,640 | $356,800 |
| 2022 | $2,640 +4.2% | $356,800 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,262/mo
Principal & interest
$2778
Property taxes
$283
Home insurance
$201
Climate risks
Neighborhood: 22727
Nearby schools
GreatSchools rating
- 3/10Waverly Yowell Elementary SchoolGrades: 3-5Distance: 1.7 mi
- 4/10William H. Wetsel Middle SchoolGrades: 6-8Distance: 3.4 mi
- 4/10Madison County High SchoolGrades: 9-12Distance: 3.4 mi
Schools provided by the listing agent
- District: Madison County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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