Affordable and Convenient Living in Waterloo! This 3 bedroom, 1 bath two-story home is ready for its next owner! This property offers great potential with just over 1200 finished square feet of living space. The large front porch is perfect to sit and enjoy the late summer breeze, while out back you’ll find a lovely smaller back deck and a semi fenced in back yard, perfect gathering. The location can’t be beat just right across the street from Dairy Queen, next door to Lighthouse Lounge, and just a short walk to Irving Elementary. Whether you’re looking for your first home or an investment opportunity, this one has plenty to offer at an affordable price.
For sale
Price cut: $7K (2/15)
$100,000
610 Baltimore St, Waterloo, IA 50702
3beds
1,248sqft
Est.:
Single Family Residence
Built in 1906
4,791.6 Square Feet Lot
$-- Zestimate®
$80/sqft
$-- HOA
What's special
Lovely smaller back deckLarge front porch
- 178 days |
- 878 |
- 46 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 19, 2026 at 03:01am
Listed by:
Valerie Wolfensperger 319-415-4327,
Oakridge Real Estate
Source: Northeast Iowa Regional BOR,MLS#: 20254166
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Forced Air
Cooling
- Central Air
Features
- Basement: Unfinished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,248 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: 1 Stall, Detached Garage
- Carport spaces: 1
Lot
- Size: 4,791.6 Square Feet
- Dimensions: 33x140
Details
- Parcel number: 891326381006
- Zoning: R-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Shingle,Asphalt
Condition
- Year built: 1906
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $80/sqft
- Tax assessed value: $84,560
- Annual tax amount: $1,634
- Date on market: 8/26/2025
- Cumulative days on market: 178 days
- Road surface type: Alley Paved
Estimated market value
Not available
Estimated sales range
Not available
$920/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/15/2026 | Price change | $100,000-6.5%$80/sqft |
Source:  Northeast Iowa Regional BOR #20254166 Report a problem | ||
| 9/19/2025 | Price change | $107,000-2.7%$86/sqft |
Source: Northeast Iowa Regional BOR #20254166 Report a problem | ||
| 9/11/2025 | Price change | $110,000-4.3%$88/sqft |
Source: Northeast Iowa Regional BOR #20254166 Report a problem | ||
| 8/26/2025 | Listed for sale | $115,000+16.9%$92/sqft |
Source: Northeast Iowa Regional BOR #20254166 Report a problem | ||
| 5/25/2021 | Sold | $98,400$79/sqft |
Source: Northeast Iowa Regional BOR #20211206 Report a problem | ||
| 4/12/2021 | Pending sale | $98,400$79/sqft |
Source: Northeast Iowa Regional BOR #20211206 Report a problem | ||
| 4/2/2021 | Listed for sale | $98,400$79/sqft |
Source: Northeast Iowa Regional BOR #20211206 Report a problem | ||
| 4/2/2021 | Pending sale | $98,400+15.8%$79/sqft |
Source: Northeast Iowa Regional BOR #20211206 Report a problem | ||
| 2/7/2020 | Sold | $85,000+0.1%$68/sqft |
Source: Public Record Report a problem | ||
| 7/4/2013 | Listing removed | $84,900$68/sqft |
Source: NO COMPANY PROVIDED #20130247 Report a problem | ||
| 6/7/2013 | Listed for sale | $84,900+1.1%$68/sqft |
Source: NO COMPANY PROVIDED #20130247 Report a problem | ||
| 4/24/2006 | Sold | $84,000+3.7%$67/sqft |
Source: Public Record Report a problem | ||
| 2/28/2005 | Sold | $81,000$65/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,506 +9% | $75,350 |
| 2023 | $1,382 +2.7% | $75,350 +19.7% |
| 2022 | $1,346 +0.7% | $62,930 |
| 2021 | $1,336 +1.6% | $62,930 +6.7% |
| 2020 | $1,314 -0.9% | $58,970 |
| 2019 | $1,326 +0.8% | $58,970 |
| 2018 | $1,315 +0.1% | $58,970 |
| 2017 | $1,314 -1.8% | $58,970 |
| 2016 | $1,338 | $58,970 |
| 2015 | $1,338 +8.1% | $58,970 +7.2% |
| 2014 | $1,238 -6.8% | $55,000 -12.6% |
| 2012 | $1,328 -7.2% | $62,930 |
| 2011 | $1,432 +3.3% | $62,930 -8.9% |
| 2010 | $1,386 +2.8% | $69,110 |
| 2009 | $1,349 +2.2% | $69,110 |
| 2008 | $1,320 +1.7% | $69,110 +7% |
| 2007 | $1,298 +6.1% | $64,580 |
| 2006 | $1,223 +45.1% | $64,580 |
| 2005 | $843 +5.8% | $64,580 +81.8% |
| 2003 | $797 +1.7% | $35,530 |
| 2002 | $784 +10.7% | $35,530 +18% |
| 2001 | $708 | $30,110 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$632/mo
Principal & interest
$516
Property taxes
$116
Climate risks
Neighborhood: Church Row Historic
Nearby schools
GreatSchools rating
- 2/10Irving Elementary SchoolGrades: K-5Distance: 0.1 mi
- 1/10Central Middle SchoolGrades: 6-8Distance: 2.6 mi
- 3/10West High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: Irving Elementary
- Middle: Central
- High: West High
Source: Northeast Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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