Once-in-a-lifetime chance to own 2 homes in one of Suttons Bay's most desirable locations. Live the waterfront lifestyle you've always dreamed of with these incredible properties. This unique offering includes two charming homes right across the street from each other. Centrally located in Bingham Township, this property is perfect for buyers looking for flexibility w family & friends. Cozy year round private waterfront cottage on 79' of absolutely beautiful landscaped frontage improved w/sand beach, rock wall, u/g sprinklers, newer furnace & A/C, upscale appliances, detached 2 car garage, w/2 bd, 1 ba, 971 sq ft. Quality upgrades throughout, this needs nothing but to move in & enjoy. The property is prepped should you choose to remodel or build new with oversized newer septic & well. Rendering in docs for a new home if helpful to plan for the future. The second home is a 2024 built contemporary home, 1372 Sq ft w/2 bd, 2.5 ba, low Maintenance LVP flooring, Ring doorbell, water filtration, dual fuel range,...simply elegant! The ultimate 3 car finished & heated garage, oversized septic & well, Generac generator, LP smart siding, RV pad w/outlet & EV hookup- All the bells & whistles desired in a new home. Deeded 25' path to the Bay right across the street. This entry into the market includes 2 separate tax identification numbers that can be sold separately, but the sellers have chosen to sell together at this time (or in simultaneous closings), but reserves the right to sell separately should they choose. So much flexibility for the new owners, & know Sellers love this neighborhood & building close by! Priced together at $1,599,800 ($899,900 for 5896 S Cummings on the Bay, & $699,900 for 5872 S Cummings across the street)
For sale
$1,599,800
5896 S Cummings St, Suttons Bay, MI 49682
4beds
2,343sqft
Est.:
Single Family Residence
Built in 1945
0.63 Acres Lot
$1,537,300 Zestimate®
$683/sqft
$-- HOA
What's special
Waterfront lifestyleWater filtrationQuality upgradesContemporary homePrivate waterfront cottageRing doorbellSand beach
- 11 days
- on Zillow |
- 2,629 |
- 162 |
Zillow last checked: 7 hours ago
Listing updated: June 17, 2025 at 06:46am
Listed by:
Corliss Beuerle Cell:231-631-7653,
CENTURY 21 Northland 231-929-7900
Source: NGLRMLS,MLS#: 1934835

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3.5
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
- Dimensions: 13.17 x 15.5
Bedroom 2
- Level: Main
- Dimensions: 9.83 x 9
Primary bathroom
- Features: None
Dining room
- Level: Main
- Dimensions: 13.92 x 11.58
Kitchen
- Level: Main
- Dimensions: 10.17 x 12
Living room
- Level: Main
- Dimensions: 13.17 x 12
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Refrigerator, Oven/Range, Washer, Dryer
- Laundry: Lower Level
Features
- Other, Drywall, Cable TV, High Speed Internet
- Flooring: Carpet, Concrete
- Windows: Blinds
- Basement: Partial,Crawl Space,Unfinished,Interior Entry
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 2,343 sqft
- Finished area above ground: 2,343
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Detached, Paved, Concrete Floors, Asphalt, Private
- Garage spaces: 5
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Sprinkler System, Rain Gutters
- Has view: Yes
- View description: Bay, Water, Bay View
- Has water view: Yes
- Water view: Water,Bay
- Waterfront features: All Sports, Rocky Shoreline, Sandy Bottom, Great Lake
- Body of water: West Bay
- Frontage type: Waterfront
- Frontage length: 79
Lot
- Size: 0.63 Acres
- Dimensions: ~79.1 x 273.4 x Irreg
- Features: Sloped, Landscaped, Subdivided
Details
- Additional structures: Guest House
- Parcel number: 001-240-013-01&240-008-00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Frame, Aluminum Siding, Cement Siding
- Foundation: Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1945
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
Community & HOA
Community
- Features: Lake Privileges
- Subdivision: Edward M Cummings Plat
HOA
- Services included: None
Location
- Region: Suttons Bay
Financial & listing details
- Price per square foot: $683/sqft
- Tax assessed value: $434,400
- Annual tax amount: $2,833
- Price range: $1.6M - $1.6M
- Date on market: 6/7/2025
- Listing agreement: Exclusive Right Sell
- Listing terms: Conventional,Cash
- Ownership type: Private Owner
- Road surface type: Asphalt
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