An exceptional Lake Hamilton estate, this rare offering brings together two tri-level residences, sweeping shoreline, and room to grow across two additional parcels. Both 581 Charlie Stover and 107 Loveless enjoy direct lakefrontage and uninterrupted views, creating a setting that feels like a private resort while remaining just minutes from the best of Hot Springs. The main residence spans 3,168 sq ft with 4 bedrooms and 3 full baths, designed for comfort, gathering, and effortless indoor-outdoor living. The guest home adds another 1,950 sq ft with two bedrooms and two baths, perfect for extended family, friends, or income-producing vacation stays. Alongside the homes are two valuable lots—one directly on the water and another approximately 1.88-acre parcel ideal for future expansion, recreation space, additional structures or parking. With immediate access to boating, swimming, fishing, and all the recreation Lake Hamilton is known for, this property offers a lifestyle that blends relaxation with opportunity. It’s a complete lakeside retreat ready to welcome multiple generations or become a standout short-term rental destination.
Active
$1,100,000
581 Charlie Stover Rd, Royal, AR 71968
4beds
2,928sqft
Est.:
Single Family Residence
Built in 1960
0.27 Acres Lot
$1,055,600 Zestimate®
$376/sqft
$-- HOA
What's special
Sweeping shorelineDirect lakefrontageUninterrupted viewsTwo tri-level residences
- 11 days |
- 161 |
- 1 |
Zillow last checked: 8 hours ago
Listing updated: January 22, 2026 at 10:38am
Listed by:
James C Lockwood 501-276-3531,
CBRPM Hot Springs 501-525-7355
Source: CARMLS,MLS#: 26002061
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Basement
Dining room
- Features: Separate Dining Room, Kitchen/Den
Heating
- Electric, Zoned
Cooling
- Electric
Appliances
- Included: Free-Standing Range, Microwave, Electric Range, Dishwasher, Electric Water Heater
- Laundry: Washer Hookup, Electric Dryer Hookup
Features
- Dry Bar, Walk-In Closet(s), Balcony/Loft, Built-in Features, Ceiling Fan(s), Sheet Rock, Primary Bedroom/Main Lv, Guest Bedroom/Main Lv, Guest Bedroom Apart
- Flooring: Carpet, Tile, Luxury Vinyl
- Doors: Insulated Doors
- Windows: Insulated Windows
- Basement: Finished,Interior Entry,Walk-Out Access,Heated,Cooled
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 2,928
- Total interior livable area: 2,928 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Two Car, Detached
- Has garage: Yes
Features
- Levels: Multi/Split
- Patio & porch: Patio, Deck, Porch
- Has spa: Yes
- Spa features: Whirlpool/Hot Tub/Spa
- Fencing: Partial,Wrought Iron
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Cove, Dock, Lake Front, Lake
- Body of water: Lake: Hamilton
Lot
- Size: 0.27 Acres
- Dimensions: 217 x 70 x 18 x 22 x 58 x 56 x 65 x 29
- Features: Sloped, Level, Rural Property, Common to Lake, Waterfront, Seawall
Details
- Additional structures: Guest House
- Parcel number: 20062200003000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Metal/Vinyl Siding
- Foundation: Slab/Crawl Combination
- Roof: Composition
Condition
- New construction: No
- Year built: 1960
Utilities & green energy
- Electric: Elec-Municipal (+Entergy)
- Sewer: Septic Tank
- Water: Public
Green energy
- Energy efficient items: Doors
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: STOVER, C.
HOA
- Has HOA: No
Location
- Region: Royal
Financial & listing details
- Price per square foot: $376/sqft
- Tax assessed value: $467,650
- Annual tax amount: $3,196
- Date on market: 1/13/2026
- Listing terms: Conventional,Cash,USDA Loan
- Road surface type: Paved
Estimated market value
$1,055,600
$1.00M - $1.11M
$2,547/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/13/2026 | Listed for sale | $1,100,000+29.6%$376/sqft |
Source:  HSDS #153810 Report a problem | ||
| 1/12/2026 | Listing removed | $849,000$290/sqft |
Source:  CARMLS #25035362 Report a problem | ||
| 9/3/2025 | Listed for sale | $849,000+6.8%$290/sqft |
Source: CARMLS #25035362 Report a problem | ||
| 1/1/2022 | Listing removed | -- |
Source: HSDS #134708 Report a problem | ||
| 6/25/2021 | Listed for sale | $795,000+39669.9%$272/sqft |
Source: CARMLS #21019873 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,872 +9.6% | $85,514 +8.3% |
| 2023 | $3,532 +8.9% | $78,936 +9.1% |
| 2022 | $3,244 +9.3% | $72,358 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,090/mo
Principal & interest
$4265
Property taxes
$440
Home insurance
$385
Climate risks
Neighborhood: 71968
Nearby schools
GreatSchools rating
- 7/10Lake Hamilton Intermediate SchoolGrades: 4-5Distance: 3.7 mi
- 5/10Lake Hamilton Middle SchoolGrades: 6-7Distance: 3.7 mi
- 5/10Lake Hamilton High SchoolGrades: 10-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Lake Hamilton
- Middle: Lake Hamilton
- High: Lake Hamilton
Source: CARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
