This stunning golf and marsh/river front residence built by Terry Stover Construction located in the gated, golf community of Osprey Cove offers beauty, breathtaking views and a fully renovated interior that will wow you! Located in the prestigious gated community of Osprey Cove, this home boast unique details throughout and outdoor living spaces second to none. This unique style home offers a thoughtfully sighted 3 story floor plan with an expanded living space great for relaxing in front of the fireplace or entertaining friends all while enjoying the fabulous golf and water front views from all 3 levels. From the moment you pull into the circular driveway, you are greeted by a grand staircase leading up to almost 3800 SF with 4 bedrooms, 3.5 baths and a newly renovated interior throughout. You'll enjoy the abundance of natural light, exquisite details throughout and a custom chef's kitchen boasting beautiful cabinetry, granite countertops and stainless appliances. Also located on this level is a nice sized dining room, a half bath, a large laundry room with custom cabinetry, two additional bedrooms and a full bathroom. There are exquisite details throughout with crown molding, a fireplace with built-ins and beautifully redone hardwood floors. This house offers multiple levels providing bedrooms and bathrooms on each level, including a primary retreat on the top level that provides breathtaking views of the river, marsh and golf course, a private study and porches on the front and back of the home. The primary bathroom has a soaking tub, a separate walk-in shower and double vanities with amble storage in the custom cabinets. The lower level is the perfect space for privacy as it offers a bonus room with plumbing in place should someone want to add a full kitchen, a large bedroom with an additional full bath and plenty of storage. Also located on the bottom floor is a nice sized 3 car garage. As you step outside, you have the option of a covered patio or a screened in porch with once again, sweeping views of the golf course and marsh. The large array of windows offers lots of natural light and views of this truly stunning property that you will be proud to call home. This magnificent home offers the true elegant style of Osprey Cove living and makes available application for membership rights to join Osprey Cove. Osprey Cove is a gated golf community with amenities including Har-Tru Tennis Courts, Fitness Center, Hiking Trail, Junior Olympic size pool, boat dock and more. Located conveniently to Jacksonville, FL, one is only minutes from world class health care at Mayo Clinic and a 30-minute drive to Jacksonville International Airport. Also, you are only 30 minutes away from the beaches at Fernandina Beach and Amelia Island. Come visit today and see the "Best Kept Secret" on the coast of Georgia.
Active
$875,000
563 Cardinal Cir E, Saint Marys, GA 31558
4beds
3,795sqft
Est.:
Single Family Residence
Built in 1998
-- sqft lot
$-- Zestimate®
$231/sqft
$142/mo HOA
What's special
- 9 days
- on Zillow |
- 304 |
- 8 |
Zillow last checked: 10 hours ago
Listing updated: June 02, 2025 at 12:30pm
Listed by:
Melissa H. Johnson 912-390-1743,
St. Marys Realty Inc
Source: GAMLS,MLS#: 10534730

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Family Room
Kitchen
- Features: Breakfast Area
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
- Laundry: Other
Features
- Master On Main Level, Separate Shower, Soaking Tub, Tile Bath, Walk-In Closet(s)
- Flooring: Carpet, Hardwood
- Basement: Partial
- Number of fireplaces: 1
Interior area
- Total structure area: 3,795
- Total interior livable area: 3,795 sqft
- Finished area above ground: 3,795
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Attached, Garage, Garage Door Opener
- Has attached garage: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Porch
- Frontage type: Marsh
Lot
- Features: Other
Details
- Parcel number: 122A 054
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Tabby
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Phone Available
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Gated, Golf, Pool, Sidewalks, Street Lights
- Subdivision: Osprey Cove
HOA
- Has HOA: Yes
- Services included: Management Fee, Reserve Fund
- HOA fee: $1,707 annually
Location
- Region: Saint Marys
Financial & listing details
- Price per square foot: $231/sqft
- Tax assessed value: $492,876
- Annual tax amount: $7,384
- Date on market: 6/2/2025
- Listing agreement: Exclusive Right To Sell
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