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For sale
  • Price cut: $15.1K (11/3)
    $399,900

    550 Cross Plains Rd, Rockford, IL 61107

    3beds
    1,866sqft
    : 
    Single Family Residence
    Built in 2025
    0.32 Acres Lot
    $399,500 Zestimate®
    $214/sqft
    $-- HOA

    What's special

    High-end finishesPrimary suiteLaundry roomMoen plumbing fixturesCraftsman-style trimCovered porchTile flooring
    Brand-new construction located in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft ranch-style home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinguished roofline, and a front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island (with sink), quartz countertops, GE appliances, and a large pantry. The kitchen and dining area flow into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. The primary suite includes a walk-in closet and private bath with a double quartz vanity, tile flooring, and a tiled shower with a glass door. Two additional bedrooms and a full bathroom provide comfortable accommodations. High-end finishes include light-colored, wood-look LVP flooring in the main areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and black/brushed nickel lighting. A mudroom and laundry room off of the kitchen offer a utility sink, coat closet, and garage access. The basement is ready for future finishing, featuring an egress window, rough-in for a bathroom, power vent water heater, and 200 AMP electrical. Enjoy the already seeded yard. This home is eligible for the Rockford New Construction Property Tax Rebate Program—qualifying homeowners may receive three years of property tax refunds, potentially saving thousands. Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more.
    177 days
    |
    658
    |
    10
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 03, 2026 at 04:35pm

    Listed by:

    Lauren Medearis 815-520-7087,

    Keller Williams Realty Signature

    Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202504653MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Primary bedroom
    • Level: Main
    • Area: 183.58
    • Dimensions: 13.7 x 13.4
    Bedroom 2
    • Level: Main
    • Area: 127.68
    • Dimensions: 11.4 x 11.2
    Bedroom 3
    • Level: Main
    • Area: 123.21
    • Dimensions: 11.1 x 11.1
    Kitchen
    • Level: Main
    • Area: 621.01
    • Dimensions: 28.1 x 22.1
    Living room
    • Level: Main
    • Area: 621.01
    • Dimensions: 28.1 x 22.1
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Microwave, Stove/Cooktop, Gas Water Heater
    • Laundry: Main Level
    Features
    • Ceiling-Vaults/Cathedral, Solid Surface Counters, Walk-In Closet(s)
    • Basement: Full
    • Has fireplace: No
    Interior area
    • Total structure area: 1,866
    • Total interior livable area: 1,866 sqft
    • Finished area above ground: 1,866
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached
    • Garage spaces: 3
    Features
    • Patio & porch: Deck
    Lot
    • Size: 0.32 Acres
    • Features: City/Town
    Details
    • Parcel number: 1224201007

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Siding
    • Roof: Shingle
    Condition
    • Year built: 2025

    Utilities & green energy

    • Electric: Circuit Breakers
    • Sewer: City/Community
    • Water: City/Community

    Community & HOA

    Community
    • Security: Radon Mitigation Passive
    • Subdivision: IL
    Location
    • Region: Rockford

    Financial & listing details

    • Price per square foot: $214/sqft
    • Tax assessed value: $8,289
    • Annual tax amount: $1,297
    • Price range: $399.9K - $399.9K
    • Date on market: 8/4/2025
    • Cumulative days on market: 177 days
    • Ownership: Fee Simple
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
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    Estimated market value

    $399,500

    $380,000 - $419,000

    $2,772/mo

    Price history

    Price history
    DateEventPrice
    11/3/2025Price change$399,900-3.6%$214/sqft
    Source: NorthWest Illinois Alliance of REALTORS® #202504653 Report a problem
    8/4/2025Listed for sale$415,000+1283.3%$222/sqft
    Source: NorthWest Illinois Alliance of REALTORS® #202504653 Report a problem
    5/27/2024Listing removed--
    Source: NorthWest Illinois Alliance of REALTORS® #202306296 Report a problem
    5/13/2024Pending sale$30,000$16/sqft
    Source: NorthWest Illinois Alliance of REALTORS® #202306296 Report a problem
    10/27/2023Listed for sale$30,000$16/sqft
    Source: NorthWest Illinois Alliance of REALTORS® #202306296 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2023$287 +1.7%$2,763 +11.9%
    2022$282 $2,470 -75%
    2021-- $9,893 +5.8%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,799/mo
    Principal & interest
    $1889
    Property taxes
    $770
    Home insurance
    $140

      Climate risks

      Neighborhood: 61107

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Spring Creek Elementary
      • Middle: Eisenhower Middle
      • High: Guilford High
      • District: Rockford 205

      Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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