Brand-new construction located in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft ranch-style home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinguished roofline, and a front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island (with sink), quartz countertops, GE appliances, and a large pantry. The kitchen and dining area flow into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. The primary suite includes a walk-in closet and private bath with a double quartz vanity, tile flooring, and a tiled shower with a glass door. Two additional bedrooms and a full bathroom provide comfortable accommodations. High-end finishes include light-colored, wood-look LVP flooring in the main areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and black/brushed nickel lighting. A mudroom and laundry room off of the kitchen offer a utility sink, coat closet, and garage access. The basement is ready for future finishing, featuring an egress window, rough-in for a bathroom, power vent water heater, and 200 AMP electrical. Enjoy the already seeded yard. This home is eligible for the Rockford New Construction Property Tax Rebate Program—qualifying homeowners may receive three years of property tax refunds, potentially saving thousands. Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more.
For sale
Price cut: $15.1K (11/3)
$399,900
550 Cross Plains Rd, Rockford, IL 61107
3beds
1,866sqft
Est.:
Single Family Residence
Built in 2025
0.32 Acres Lot
$399,500 Zestimate®
$214/sqft
$-- HOA
What's special
High-end finishesPrimary suiteLaundry roomMoen plumbing fixturesCraftsman-style trimCovered porchTile flooring
- 177 days |
- 658 |
- 10 |
Zillow last checked: 8 hours ago
Listing updated: January 03, 2026 at 04:35pm
Listed by:
Lauren Medearis 815-520-7087,
Keller Williams Realty Signature
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202504653
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 183.58
- Dimensions: 13.7 x 13.4
Bedroom 2
- Level: Main
- Area: 127.68
- Dimensions: 11.4 x 11.2
Bedroom 3
- Level: Main
- Area: 123.21
- Dimensions: 11.1 x 11.1
Kitchen
- Level: Main
- Area: 621.01
- Dimensions: 28.1 x 22.1
Living room
- Level: Main
- Area: 621.01
- Dimensions: 28.1 x 22.1
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Stove/Cooktop, Gas Water Heater
- Laundry: Main Level
Features
- Ceiling-Vaults/Cathedral, Solid Surface Counters, Walk-In Closet(s)
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,866
- Total interior livable area: 1,866 sqft
- Finished area above ground: 1,866
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Attached
- Garage spaces: 3
Features
- Patio & porch: Deck
Lot
- Size: 0.32 Acres
- Features: City/Town
Details
- Parcel number: 1224201007
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Siding
- Roof: Shingle
Condition
- Year built: 2025
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: City/Community
- Water: City/Community
Community & HOA
Community
- Security: Radon Mitigation Passive
- Subdivision: IL
Location
- Region: Rockford
Financial & listing details
- Price per square foot: $214/sqft
- Tax assessed value: $8,289
- Annual tax amount: $1,297
- Price range: $399.9K - $399.9K
- Date on market: 8/4/2025
- Cumulative days on market: 177 days
- Ownership: Fee Simple
Estimated market value
$399,500
$380,000 - $419,000
$2,772/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/3/2025 | Price change | $399,900-3.6%$214/sqft |
Source: | ||
| 8/4/2025 | Listed for sale | $415,000+1283.3%$222/sqft |
Source: | ||
| 5/27/2024 | Listing removed | -- |
Source: | ||
| 5/13/2024 | Pending sale | $30,000$16/sqft |
Source: | ||
| 10/27/2023 | Listed for sale | $30,000$16/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $287 +1.7% | $2,763 +11.9% |
| 2022 | $282 | $2,470 -75% |
| 2021 | -- | $9,893 +5.8% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,799/mo
Principal & interest
$1889
Property taxes
$770
Home insurance
$140
Climate risks
Neighborhood: 61107
Nearby schools
GreatSchools rating
- 3/10Spring Creek Elementary SchoolGrades: K-5Distance: 3.6 mi
- 2/10Eisenhower Middle SchoolGrades: 6-8Distance: 4.7 mi
- 3/10Guilford High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Spring Creek Elementary
- Middle: Eisenhower Middle
- High: Guilford High
- District: Rockford 205
Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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