REDUCED PRICE! Are you looking to downsize or add this to your income-producing Airbnb? Welcome to this Brand-New 2BR/2BA Cabin, nestled on 2.99 +/- acres in the upscale gated Riverwalk on the Hiwassee River. Serene neighborhood with beautiful homes. Convenient location to Downtown Murphy, shopping, restaurants, Harrah's Cherokee Valley River Casino, Tri-County Community College, Cherokee Schools, Erlanger Western Carolina Hospital, John C. Campbell Folk School-Brasstown, Hayesville NC and amazing mountain outdoor attractions. This home offers all on one floor, with granite countertops throughout the home. Beautiful custom cabinets, high-end stainless steel appliances in the kitchen. Split floor plan for privacy, cozy masonry gas log Fireplace, high ceilings. Large Master Bedroom walkout to a full-length 48' covered porch. Huge custom ceramic tile Shower, double vanities and walk-in closet. Large Laundry room with matching cabinets and granite countertop. Nice circular driveway, private well and room for your future garage if you like (See Home Features List attached). Relaxing on your porch listening to the birds singing, viewing the wildlife, and enjoying your morning walk with your dog by the Hiwassee River. Seasonal mountain view from front porch. Enjoy family and friends gathering at the Pavilion by the river with a fireplace and BBQ grill. Life is good. Make it your Mountain Retreat! Priced improvement. Bring offers!
Active
Price cut: $20K (2/2)
$445,000
55 Ridgeline Rd, Murphy, NC 28906
2beds
1,248sqft
Est.:
Residential
Built in 2025
2.99 Acres Lot
$-- Zestimate®
$357/sqft
$38/mo HOA
What's special
High ceilingsNice circular drivewayPrivate wellGranite countertopsWalk-in closetDouble vanitiesCustom cabinets
- 376 days |
- 225 |
- 6 |
Zillow last checked: 7 hours ago
Listing updated: March 18, 2026 at 12:58pm
Listed by:
Mary Schuler 828-557-0273,
BIG Realty!
Source: NGBOR,MLS#: 414085
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Dining Room, Kitchen, Laundry, Great Room
Primary bedroom
- Level: Main
Heating
- Central, Heat Pump, Electric, Propane
Cooling
- Electric, Heat Pump
Appliances
- Included: Refrigerator, Range, Microwave, Dishwasher, See Remarks
- Laundry: Main Level, Laundry Room
Features
- Ceiling Fan(s), Cathedral Ceiling(s), Sheetrock, Wood, See Remarks, High Speed Internet
- Flooring: Luxury Vinyl
- Windows: Insulated Windows, Wood Frames
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Ventless, Gas Log
Interior area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway, Gravel, Asphalt
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Handicap Access
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Covered, See Remarks
- Has view: Yes
- View description: Mountain(s), Seasonal, Trees/Woods
- Body of water: Hiwassee River
- Frontage type: Road,Branch
Lot
- Size: 2.99 Acres
- Topography: Rolling,Wooded
Details
- Parcel number: 550200507078000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subtype: Residential
Materials
- Frame, Wood Siding, See Remarks
- Roof: Shingle
Condition
- New Construction
- New construction: Yes
- Year built: 2025
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: Cable Available, Cable Internet
Community & HOA
Community
- Features: Gated, River Access, Pavilion, See Remarks
- Subdivision: Riverwalk On The Hiwassee
HOA
- Has HOA: Yes
- HOA fee: $450 annually
Location
- Region: Murphy
Financial & listing details
- Price per square foot: $357/sqft
- Tax assessed value: $93,520
- Date on market: 3/20/2025
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/2/2026 | Price change | $445,000-4.3%$357/sqft |
Source:  Mountain Lakes BOR #152284 Report a problem | ||
| 11/3/2025 | Price change | $465,000-6.1%$373/sqft |
Source: Mountain Lakes BOR #152284 Report a problem | ||
| 3/19/2025 | Listed for sale | $495,000+1000%$397/sqft |
Source: Mountain Lakes BOR #152284 Report a problem | ||
| 9/30/2022 | Sold | $45,000+12.5%$36/sqft |
Source: Public Record Report a problem | ||
| 9/25/2014 | Sold | $40,000$32/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $93,520 +133.8% |
| 2024 | $284 | $40,000 |
| 2023 | $284 | $40,000 |
| 2022 | -- | $40,000 |
| 2021 | $237 +7.2% | $40,000 |
| 2020 | $221 | $40,000 +0.1% |
| 2019 | -- | $39,950 |
| 2018 | -- | $39,950 |
| 2017 | -- | $39,950 |
| 2016 | -- | $39,950 |
| 2015 | $247 | $39,950 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,424/mo
Principal & interest
$2201
Property taxes
$185
HOA Fees
$38
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Climate risks
Neighborhood: 28906
Nearby schools
GreatSchools rating
- 7/10Murphy ElementaryGrades: PK-5Distance: 2.1 mi
- 5/10Murphy MiddleGrades: 6-8Distance: 1.9 mi
- 7/10Murphy HighGrades: 9-12Distance: 2 mi
Local experts in 28906
- North Carolina
- Cherokee County
- Murphy
- 28906
- 55 Ridgeline Rd
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