Step into modern elegance with this stunning 2-story home in the highly sought-after Winding River subdivision in Middlebury, built in 2022 and located within the top-rated Middlebury School District. Offering 2,100 sq. ft. of thoughtfully designed living space, this home features 3 spacious bedrooms, 2.5 bathrooms, and a seamless open-concept layout perfect for everyday living and entertaining. The heart of the home is the stylish kitchen, showcasing a large center island, ample cabinetry, and modern finishes that flow effortlessly into the dining and living areas. All kitchen appliances will stay, making this home truly move-in ready. Large windows fill the home with natural light, while neutral paint tones provide a warm and inviting backdrop. Situated on a generous 0.55-acre lot, the property offers endless possibilities to create your own backyard oasis—ideal for summer gatherings, gardening, or simply relaxing in your private outdoor space. The unfinished basement provides the opportunity to customize with additional living space, a home gym, or a playroom—the choice is yours. Enjoy peace of mind with newer mechanicals, a lawn irrigation system, decorative brick exterior accents, and an attached garage. As a bonus, the Winding River community features 20 acres of shared open green space along the scenic Elkhart River, private to residents. Don’t miss your chance to own this like-new home with charm, space, and future potential—all in a thriving neighborhood! Schedule your private showing today!
Active
Price cut: $3.5K (9/27)
$345,000
54795 Winding River Dr, Middlebury, IN 46540
3beds
1,550sqft
Est.:
Single Family Residence
Built in 2022
0.55 Acres Lot
$340,600 Zestimate®
$--/sqft
$15/mo HOA
What's special
Decorative brick exterior accentsModern finishesAttached garageStylish kitchenLarge windowsThoughtfully designed living spaceOpen-concept layout
- 164 days |
- 636 |
- 17 |
Zillow last checked: 8 hours ago
Listing updated: September 27, 2025 at 08:45am
Listed by:
Natashia F Bontrager Cell:574-202-2752,
McKinnies Realty, LLC
Source: IRMLS,MLS#: 202527138
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Upper
Dining room
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Living room
- Level: Main
- Area: 221
- Dimensions: 17 x 13
Heating
- Natural Gas, Conventional, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Gas Range, Electric Water Heater, Water Softener Rented
Features
- 1st Bdrm En Suite, Ceiling Fan(s), Walk-In Closet(s), Countertops-Solid Surf, Eat-in Kitchen, Kitchen Island, Tub/Shower Combination
- Flooring: Carpet, Vinyl
- Basement: Partial,Unfinished,Concrete
- Has fireplace: No
Interior area
- Total structure area: 2,320
- Total interior livable area: 1,550 sqft
- Finished area above ground: 1,550
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener, Concrete
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Porch Covered
- Exterior features: Irrigation System
- Fencing: None
Lot
- Size: 0.55 Acres
- Dimensions: 117X207
- Features: Cul-De-Sac, 0-2.9999, Landscaped
Details
- Parcel number: 200434303009.000032
- Other equipment: Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Electric: NIPSCO
- Gas: NIPSCO
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Connected
Green energy
- Energy efficient items: Appliances, Doors, Lighting, HVAC, Insulation, Roof, Water Heater, Windows
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Winding River Estates
HOA
- Has HOA: Yes
- HOA fee: $180 annually
Location
- Region: Middlebury
Financial & listing details
- Tax assessed value: $309,000
- Annual tax amount: $2,681
- Date on market: 7/12/2025
- Listing terms: Cash,Contract,Conventional,FHA
Estimated market value
$340,600
$324,000 - $358,000
$2,161/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/27/2025 | Price change | $345,000-1% |
Source:  IRMLS #202527138 Report a problem | ||
| 9/2/2025 | Price change | $348,500-0.4% |
Source: IRMLS #202527138 Report a problem | ||
| 8/6/2025 | Price change | $350,000-2.2% |
Source: IRMLS #202527138 Report a problem | ||
| 7/12/2025 | Listed for sale | $358,000+6.9% |
Source: IRMLS #202527138 Report a problem | ||
| 7/26/2023 | Sold | $335,000 |
Source: IRMLS #202235630 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,359 +27393.2% | $309,000 +7.4% |
| 2023 | $9 -2.7% | $287,700 +57440% |
| 2022 | $9 | $500 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,026/mo
Principal & interest
$1648
Property taxes
$242
Other costs
$136
Climate risks
Neighborhood: 46540
Nearby schools
GreatSchools rating
- 4/10York Elementary SchoolGrades: K-3Distance: 2 mi
- 8/10Northridge Middle SchoolGrades: 6-8Distance: 2 mi
- 6/10Northridge High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Middlebury
- Middle: Northridge
- High: Northridge
- District: Middlebury Community Schools
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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