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For sale
  • Price cut: $100K (1/9)
    $900,000

    539 Wahoo Rd, Panama City Beach, FL 32408

    5beds
    3,806sqft
    : 
    Single Family Residence
    Built in 1997
    0.35 Acres Lot
    $-- Zestimate®
    $236/sqft
    $-- HOA

    What's special

    Separate mother-in-law suiteLaundry roomThree separate living quartersOversized lotNice size kitchen
    Amazing waterfront opportunity in the desirable gated Bay Point community! A boater's dream, this home sits on a deep canal with a 124-ft dock! It features three separate living quarters. The main house has a split floor plan ,it features an open-concept living, dining, and kitchen area with stunning views of the pool and canal. Ideal for multi-generational living, there is a separate mother-in-law suite complete with a laundry room, nice size kitchen, living space and pool access. Additionally, a canal-level studio apartment with a kitchen and full bath is perfect for a captain, guest, or teenager. Situated on an oversized lot, this property is ideal for waterfront living!SELLER IS IN PROCESS OF REPLACING THE SEAWALL.
    382 days
    |
    1,329
    |
    47
    |

    Zillow last checked: 8 hours ago

    Listing updated: February 12, 2026 at 10:52am

    Listed by:

    Kelli M Sullivan 850-819-8246,

    Beachy Beach Real Estate,

    Renata Morse 850-527-3923,

    Beachy Beach Real Estate

    Source: CPAR,MLS#: 767921MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 6
    • Full bathrooms: 5
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Dining Room, Family Room, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
    Primary bedroom
    • Description: large master bedroom
    • Level: First
    • Dimensions: 19 x 17
    Bedroom
    • Description: large guest room
    • Level: First
    • Dimensions: 14 x 12
    Bedroom
    • Description: large guest room
    • Level: First
    • Dimensions: 15 x 13
    Bedroom
    • Description: large guest room
    • Level: First
    • Dimensions: 15 x 12
    Primary bathroom
    • Description: large master bathroom
    • Level: First
    • Dimensions: 12 x 14
    Dining room
    • Description: formal dining area
    • Level: First
    • Dimensions: 14 x 13
    Family room
    • Description: large family room
    • Level: First
    • Dimensions: 19 x 12
    Kitchen
    • Description: nice kitchen
    • Level: First
    • Dimensions: 14 x 10
    Living room
    • Description: wonderful entertaining area
    • Level: First
    • Dimensions: 16 x 16
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Multi Units
    Appliances
    • Included: Electric Oven, Electric Range, Electric Water Heater
    Interior area
    • Total structure area: 3,806
    • Total interior livable area: 3,806 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Gated
    • Garage spaces: 3
    Features
    • Patio & porch: Deck
    • Exterior features: Deck, Outdoor Shower
    • Has private pool: Yes
    • Pool features: Fenced, In Ground, Private
    • Fencing: Partial
    • Has view: Yes
    • View description: Canal
    • Has water view: Yes
    • Water view: Canal
    • Waterfront features: Canal Access, Seawall
    • Frontage length: 124
    Lot
    • Size: 0.35 Acres
    • Dimensions: 123 x 125
    • Features: Paved
    Details
    • Parcel number: 30933401000
    • Zoning description: Resid Multi-Family, Resid Single Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Stucco, Wood Frame
    • Roof: Tile
    Condition
    • New construction: No
    • Year built: 1997

    Utilities & green energy

    • Utilities for property: Electricity Available

    Community & HOA

    Community
    • Features: Fishing, Golf, Marina, Playground, Tennis Court(s), Waterfront, Gated, Short Term Rental Allowed
    • Security: Gated Community, Security Gate
    • Subdivision: Bay Point Unit 1
    HOA
    • Has HOA: Yes
    • Amenities included: Gated
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $236/sqft
    • Tax assessed value: $984,111
    • Annual tax amount: $11,179
    • Date on market: 1/30/2025
    • Cumulative days on market: 366 days
    • Electric utility on property: Yes
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    1/9/2026Price change$900,000-10%$236/sqft
    Source: CPAR #767921 Report a problem
    9/24/2025Price change$1,000,000-9.1%$263/sqft
    Source: CPAR #767921 Report a problem
    7/10/2025Price change$1,100,000-7.6%$289/sqft
    Source: CPAR #767921 Report a problem
    6/6/2025Price change$1,190,000-2.5%$313/sqft
    Source: CPAR #767921 Report a problem
    4/8/2025Price change$1,220,000-2.4%$321/sqft
    Source: ECAOR #967377 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$11,847 +6%$943,087 +10%
    2023$11,179 +18.2%$857,352 +7.3%
    2022$9,460 $798,999

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $5,165/mo
    Principal & interest
    $4213
    Property taxes
    $952

      Climate risks

      Neighborhood: Upper Grand Lagoon

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Patronis
      • Middle: Surfside
      • High: Arnold

      Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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