Amazing waterfront opportunity in the desirable gated Bay Point community! A boater's dream, this home sits on a deep canal with a 124-ft dock! It features three separate living quarters. The main house has a split floor plan ,it features an open-concept living, dining, and kitchen area with stunning views of the pool and canal. Ideal for multi-generational living, there is a separate mother-in-law suite complete with a laundry room, nice size kitchen, living space and pool access. Additionally, a canal-level studio apartment with a kitchen and full bath is perfect for a captain, guest, or teenager. Situated on an oversized lot, this property is ideal for waterfront living!SELLER IS IN PROCESS OF REPLACING THE SEAWALL.
For sale
Price cut: $100K (1/9)
$900,000
539 Wahoo Rd, Panama City Beach, FL 32408
5beds
3,806sqft
Est.:
Single Family Residence
Built in 1997
0.35 Acres Lot
$-- Zestimate®
$236/sqft
$-- HOA
What's special
Separate mother-in-law suiteLaundry roomThree separate living quartersOversized lotNice size kitchen
- 398 days |
- 1,129 |
- 35 |
Zillow last checked: 8 hours ago
Listing updated: February 17, 2026 at 11:14am
Listed by:
Kelli M Sullivan 850-819-8246,
Beachy Beach Real Estate,
Renata Morse 850-527-3923,
Beachy Beach Real Estate
Source: CPAR,MLS#: 767921
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Family Room, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
Primary bedroom
- Description: large master bedroom
- Level: First
- Dimensions: 19 x 17
Bedroom
- Description: large guest room
- Level: First
- Dimensions: 14 x 12
Bedroom
- Description: large guest room
- Level: First
- Dimensions: 15 x 13
Bedroom
- Description: large guest room
- Level: First
- Dimensions: 15 x 12
Primary bathroom
- Description: large master bathroom
- Level: First
- Dimensions: 12 x 14
Dining room
- Description: formal dining area
- Level: First
- Dimensions: 14 x 13
Family room
- Description: large family room
- Level: First
- Dimensions: 19 x 12
Kitchen
- Description: nice kitchen
- Level: First
- Dimensions: 14 x 10
Living room
- Description: wonderful entertaining area
- Level: First
- Dimensions: 16 x 16
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Multi Units
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater
Interior area
- Total structure area: 3,806
- Total interior livable area: 3,806 sqft
Property
Parking
- Total spaces: 3
- Parking features: Gated
- Garage spaces: 3
Features
- Patio & porch: Deck
- Exterior features: Deck, Outdoor Shower
- Has private pool: Yes
- Pool features: Fenced, In Ground, Private
- Fencing: Partial
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access, Seawall
- Frontage length: 124
Lot
- Size: 0.35 Acres
- Dimensions: 123 x 125
- Features: Paved
Details
- Parcel number: 30933401000
- Zoning description: Resid Multi-Family, Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco, Wood Frame
- Roof: Tile
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Fishing, Golf, Marina, Playground, Tennis Court(s), Waterfront, Gated, Short Term Rental Allowed
- Security: Gated Community, Security Gate
- Subdivision: Bay Point Unit 1
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $236/sqft
- Tax assessed value: $984,111
- Annual tax amount: $11,179
- Date on market: 1/30/2025
- Cumulative days on market: 378 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/9/2026 | Price change | $900,000-10%$236/sqft |
Source:  CPAR #767921 Report a problem | ||
| 9/24/2025 | Price change | $1,000,000-9.1%$263/sqft |
Source: CPAR #767921 Report a problem | ||
| 7/10/2025 | Price change | $1,100,000-7.6%$289/sqft |
Source: CPAR #767921 Report a problem | ||
| 6/6/2025 | Price change | $1,190,000-2.5%$313/sqft |
Source: CPAR #767921 Report a problem | ||
| 4/8/2025 | Price change | $1,220,000-2.4%$321/sqft |
Source:  ECAOR #967377 Report a problem | ||
| 1/30/2025 | Listed for sale | $1,250,000+137.6%$328/sqft |
Source: CPAR #767921 Report a problem | ||
| 10/28/2024 | Sold | $526,000-18.8%$138/sqft |
Source: Public Record Report a problem | ||
| 1/6/2003 | Sold | $648,000$170/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $11,847 +6% | $943,087 +10% |
| 2023 | $11,179 +18.2% | $857,352 +7.3% |
| 2022 | $9,460 | $798,999 |
| 2021 | -- | -- |
| 2020 | $8,306 -0.4% | $679,467 +0.9% |
| 2019 | $8,337 | $673,391 -4.5% |
| 2018 | $8,337 -6% | $705,006 +7.3% |
| 2017 | $8,865 +6.5% | $657,162 -0.9% |
| 2016 | $8,322 -5.7% | $663,263 -0.3% |
| 2015 | $8,821 | $665,347 -1.7% |
| 2014 | $8,821 | $676,806 -1.4% |
| 2013 | -- | $686,438 -2.8% |
| 2012 | -- | $706,530 -2.9% |
| 2011 | -- | $727,306 +10.5% |
| 2010 | -- | $658,109 +2.7% |
| 2009 | -- | $640,806 +0.1% |
| 2008 | -- | $640,167 +3% |
| 2007 | -- | $621,521 +2.5% |
| 2006 | -- | $606,362 +3% |
| 2005 | -- | $588,701 +3% |
| 2004 | -- | $571,553 +25.1% |
| 2003 | -- | $456,998 +2.4% |
| 2002 | -- | $446,287 +1.6% |
| 2001 | -- | $439,259 +2.1% |
| 2000 | -- | $430,157 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,185/mo
Principal & interest
$4233
Property taxes
$952
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 2 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 7.8 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 5.9 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32408
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Panama City Beach Topics
- Apartments for Rent in 32408
- Houses for Sale in 32408
- Houses for Rent in 32408
- 32408 Real Estate
- Panama City Beach Condos
- Houses for Sale in Panama City Beach
- Newest Listings in Panama City Beach
- Panama City Beach Home Values
- Panama City Beach Real Estate Agents
- Panama City Beach Refinance
- Panama City Beach Mortgage Rates
