Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’.
This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
Active
$1,124,900
520 Useppa Is, Useppa Island, FL 33921
2beds
1,366sqft
Est.:
Duplex, Single Family Residence
Built in 1981
-- sqft lot
$-- Zestimate®
$823/sqft
$1,622/mo HOA
What's special
Loft-guest bedroom with bathGranite or marble countersWater view balconyQuality cabinetry and appliancesDriveway of stone paversThoughtfully landscaped yard
- 12 days |
- 344 |
- 8 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 20, 2026 at 11:43am
Listed by:
Brian McColgan 239-410-7850,
UIP Property Company LLC
Source: Florida Gulf Coast MLS,MLS#: 2025024636
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Other, Screened Porch
Primary bedroom
- Description: Master Bedroom
- Dimensions: 13.00 x 13.00
Bedroom
- Description: Bedroom
- Dimensions: 15.00 x 10.00
Great room
- Description: Great Room
- Dimensions: 16.00 x 22.00
Kitchen
- Description: Kitchen
- Dimensions: 11.00 x 10.00
Screened porch
- Description: Lanai
- Dimensions: 12.00 x 15.00
Screened porch
- Description: Lanai
- Dimensions: 20.00 x 7.00
Screened porch
- Description: Lanai
- Dimensions: 8.00 x 10.00
Screened porch
- Description: Lanai
- Dimensions: 21.00 x 15.00
Utility room
- Description: Utility Room
- Dimensions: 8.00 x 12.00
Heating
- Central, Electric, Zoned
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Self Cleaning Oven, Washer
- Laundry: Inside
Features
- Breakfast Bar, Built-in Features, Bedroom on Main Level, Family/Dining Room, French Door(s)/Atrium Door(s), Living/Dining Room, Pantry, Shower Only, Separate Shower, Vaulted Ceiling(s), Window Treatments, High Speed Internet, Split Bedrooms, Other, Screened Porch
- Flooring: Laminate
- Doors: French Doors
- Windows: Bay Window(s), Double Hung, Tinted Windows, Thermal Windows, Impact Glass, Window Coverings
- Furnished: Yes
Interior area
- Total structure area: 1,556
- Total interior livable area: 1,366 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Attached, Driveway, Garage, Golf Cart Garage, Paved, Two Spaces
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck, Lanai, Open, Porch, Screened
- Exterior features: Deck, Security/High Impact Doors, Outdoor Grill, Storage, Shutters Electric, Gas Grill
- Has view: Yes
- View description: Bay, Mangroves
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bay Access, Mangrove, Navigable Water, Across the Road Water Frontage
Lot
- Size: 2,352.24 Square Feet
- Dimensions: 30 x 82 x 21 x 83
- Features: Rectangular Lot, Cul-De-Sac
Details
- Additional structures: Guest House Attached
- Parcel number: 0944210200010.00A0
- Lease amount: $0
- Zoning description: RM-2
- Other equipment: Satellite Dish
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Two Story,Stilt,Traditional,Duplex
- Property subtype: Duplex, Single Family Residence
- Attached to another structure: Yes
Materials
- Other, Wood Frame
- Foundation: Pillar/Post/Pier, Raised
- Roof: Metal
Condition
- Resale
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Not Available, Natural Gas Available, Underground Utilities
Community & HOA
Community
- Features: Boat Facilities, Tennis Court(s), Street Lights
- Security: None, Smoke Detector(s)
- Subdivision: USEPPA ISLAND
HOA
- Has HOA: Yes
- Amenities included: Bocce Court, Boat Dock, Marina, Clubhouse, Fitness Center, Private Membership, RV/Boat Storage, Restaurant, Boat Slip, Tennis Court(s), Trail(s)
- Services included: Association Management, Legal/Accounting, Recreation Facilities, Road Maintenance, Street Lights, Trash
- HOA fee: $1,622 monthly
- HOA phone: 239-283-1061
- Condo and coop fee: $0
- Membership fee: $473 monthly
Location
- Region: Useppa Island
Financial & listing details
- Price per square foot: $823/sqft
- Tax assessed value: $544,879
- Annual tax amount: $9,722
- Date on market: 1/9/2026
- Cumulative days on market: 13 days
- Listing terms: Cash
- Ownership: Single Family
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/9/2026 | Listed for sale | $1,124,900+204%$823/sqft |
Source:  Florida Gulf Coast MLS #2025024636 Report a problem | ||
| 7/31/2020 | Sold | $370,000-4.9%$271/sqft |
Source: Florida Gulf Coast MLS #220000259 Report a problem | ||
| 5/22/2020 | Pending sale | $389,000$285/sqft |
Source: Premier Sotheby's Int'l Realty #220000259 Report a problem | ||
| 1/2/2020 | Price change | $389,000-1.5%$285/sqft |
Source: Premier Sotheby's International Realty #220000259 Report a problem | ||
| 2/28/2019 | Listed for sale | $395,000+140.9%$289/sqft |
Source: Premier Sotheby's Int'l Realty #219002094 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,487 +2.6% | $544,879 +9.1% |
| 2023 | $8,274 +13.8% | $499,369 +10% |
| 2022 | $7,271 +27.6% | $453,972 +15.2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$9,013/mo
Principal & interest
$5685
HOA Fees
$1622
Other costs
$1706
Climate risks
Neighborhood: Useppa Island
Nearby schools
GreatSchools rating
- 9/10The Sanibel SchoolGrades: PK-8Distance: 16.1 mi
- 3/10Mariner High SchoolGrades: 9-12Distance: 13 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 13.3 mi
