Modern elegance meets versatility in this exceptional Lakelands residence which now includes a recent price improvement that positions it as one of the best values in the neighborhood and a rare opportunity that will not last. This four level home offers timeless design, luxury finishes, and modern functionality along a picturesque tree lined street with every inch showcasing meticulous craftsmanship and thoughtful updates. The sunlit open main level features rich hardwood floors, custom millwork, and a beautifully renovated kitchen with quartz countertops, premium gas range, and custom cabinetry that flows into the family room anchored by an impressive eight by nine foot porcelain fireplace with a quartz mantel. The formal dining room highlights a hand stenciled floral floor and detailed ceiling while the private office provides an ideal work from home space. Upstairs the serene primary suite offers a spa inspired bath with a freestanding soaking tub, walk in shower, and travertine finishes, accompanied by two additional bedrooms and a designer hall bath. The top floor suite with its own full bath provides perfect flexibility for guests in laws or teens. The finished lower level adds over one thousand square feet of living space ideal for a media room gym or playroom. Completing the property is a fully finished legal guest house apartment above the garage featuring a private entrance full bath and comfortable living area creating endless options for guests remote work or potential rental income. Even the garage is elevated with an epoxy floor and finished walls. With luxury style and space combined with an excellent new price this is a standout Lakelands home that is truly spectacular from top to bottom and now strategically priced to attract strong attention in the market.
For sale
Price cut: $54K (12/4)
$1,095,000
520 Kersten St, Gaithersburg, MD 20878
4beds
3,320sqft
Est.:
Single Family Residence
Built in 2003
2,700 Square Feet Lot
$1,090,500 Zestimate®
$330/sqft
$135/mo HOA
What's special
Beautifully renovated kitchenPicturesque tree lined streetCustom millworkSunlit open main levelCustom cabinetryDesigner hall bathRich hardwood floors
- 31 days |
- 1,243 |
- 41 |
Zillow last checked: 11 hours ago
Listing updated: December 06, 2025 at 12:01am
Listed by:
Elaine Koch 301-641-5865,
TTR Sotheby's International Realty 301-615-3000
Source: Bright MLS,MLS#: MDMC2207954
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 1060
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Extra Refrigerator/Freezer, Ice Maker, Self Cleaning Oven, Oven/Range - Gas, Refrigerator, Washer, Washer/Dryer Stacked, Gas Water Heater
- Laundry: Main Level
Features
- Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-in Features, Ceiling Fan(s), Chair Railings, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Galley, Kitchen - Gourmet, Recessed Lighting, Upgraded Countertops, 9'+ Ceilings, Dry Wall, Tray Ceiling(s)
- Flooring: Hardwood, Laminate, Carpet, Wood
- Windows: Double Pane Windows, Vinyl Clad
- Basement: Improved,Shelving,Full,Finished,Interior Entry
- Number of fireplaces: 1
- Fireplace features: Other, Stone
Interior area
- Total structure area: 3,480
- Total interior livable area: 3,320 sqft
- Finished area above ground: 2,420
- Finished area below ground: 900
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear, Storage, Garage Door Opener, Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Deck, Porch, Roof
- Exterior features: Lighting, Sidewalks, Other
- Pool features: Community
- Fencing: Back Yard,Other
- Has view: Yes
- View description: Garden
Lot
- Size: 2,700 Square Feet
- Features: Landscaped, Level, Open Lot, Private, Other
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 160903326380
- Zoning: MXD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Federal,Colonial,Craftsman
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Foundation: Block
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 2003
- Major remodel year: 2025
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Pool
- Subdivision: Lakelands
HOA
- Has HOA: Yes
- Amenities included: Baseball Field, Basketball Court, Bike Trail, Community Center, Jogging Path, Lake, Clubhouse, Common Grounds, Fitness Center, Meeting Room, Party Room, Picnic Area, Pool, Soccer Field, Tot Lots/Playground, Other
- Services included: Common Area Maintenance, Health Club, Management, Pool(s), Recreation Facility, Reserve Funds, Snow Removal, Trash, Other
- HOA fee: $135 monthly
Location
- Region: Gaithersburg
- Municipality: City of Gaithersburg
Financial & listing details
- Price per square foot: $330/sqft
- Tax assessed value: $806,167
- Annual tax amount: $10,392
- Date on market: 11/12/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$1,090,500
$1.04M - $1.15M
$2,425/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/4/2025 | Price change | $1,095,000-4.7%$330/sqft |
Source:  Bright MLS #MDMC2207954 Report a problem | ||
| 10/3/2025 | Price change | $1,149,000-3.8%$346/sqft |
Source: Bright MLS #MDMC2193648 Report a problem | ||
| 9/5/2025 | Price change | $1,195,000-2.4%$360/sqft |
Source: Bright MLS #MDMC2193648 Report a problem | ||
| 8/13/2025 | Listed for sale | $1,225,000+113.8%$369/sqft |
Source: Bright MLS #MDMC2193648 Report a problem | ||
| 4/10/2010 | Listing removed | $572,900$173/sqft |
Source: foreclosure.com Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,154 +0.6% | $806,167 +4% |
| 2024 | $10,090 +4.6% | $775,333 +4.1% |
| 2023 | $9,646 +5% | $744,500 +2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,506/mo
Principal & interest
$5212
Property taxes
$776
Other costs
$518
Climate risks
Neighborhood: Lakelands
Nearby schools
GreatSchools rating
- 7/10Rachel Carson Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 6/10Lakelands Park Middle SchoolGrades: 6-8Distance: 0.2 mi
- 8/10Quince Orchard High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- High: Quince Orchard
- District: Montgomery County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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