520 Francis St, Carthage, NY 13619

This is a well-built home priced below assessement. The home could be converted to a two family home - each with one bedroom/one bath. There are two separate gas furnaces already installed. Current owners are only using first level which has first floor bedroom, large living room with built-in shelving, formal dining room with built-in, kitchen, and office. Second level has three rooms which could be finished off as bedrooms or converted to living room, bedroom and kitchen (already has sink and cabinets in one room upstairs).