GREAT NEW PRICE & SELLER OFFERING $10,000 CLOSING HELP with an acceptable offer! The Hardwood Floors have just been Professionally Refinished & New Carpeting throughout, Plus has been Freshly Painted!!! AWESOME & VERY UNIQUE CONTEMPORARY, SPLIT-LEVEL HOME IN NORTHERN CALVERT * With an Awesome Community Pond right in your own Back Yard where you can go Fishing, Kayaking or just Relax & enjoy the Beautiful Scenery!!! This Beautiful Home is situated on a 3.22 Acre Lot, Surrounded by Trees for Privacy, with the Community Pond in the Back Yard ** Built in 1982 with approximately 2,855 Square Feet of Finished Living Space ** The Main Level features an Entry Way with a Skylight & Vaulted Ceiling * Spacious Living Room with a Fireplace, Hardwood Flooring & Vaulted Ceiling * Cute Kitchen with Oak Cabinets, Center Island, Ceramic Tile Flooring * The Dining Room has Hardwood Flooring & a Patio Door to the Deck off the back of the house * There is a Spacious Family Room off the Kitchen with a Fireplace which has a Wood Stove Insert & Surrounded by Beautiful Tile, Hardwood Floors & Patio Door to the Deck off the back of the house ** Up a few steps there is a Laundry Closet with Washer & Dryer as you go up to the Bedrooms ** Upstairs you have 3 Spacious Bedrooms which includes the Primary Bedroom overlooking the Pond, has Vaulted Ceiling, Walk-in Closet & Primary Bathroom * Hall Bath ** The Lower Level Features a Spacious Rec Room with door to Back Yard Patio * 3rd Bathroom with Ceramic Tile Flooring & a Soaking Tub, Plus a Vanity * 4th Bedroom * The 2 Car Garage is approximately 650 SF ** Very Nice Shed * Partially Fenced in Back Yard * Deck ** This is a very unique home & is a pleasure to show!!! There are Community Covenants but "NO HOA!" It is conveniently located to Washington DC, Annapolis, Andrews Air Force Base, Shopping, Restaurants, Parks, Movie Theater, In-Door Swimming, Gym, Hospital, Chesapeake Beach with Boardwalk, Entertainment, Parks, Chesapeake Beach, Patuxent River & More!!!
For sale
Price cut: $10K (12/4)
$629,900
520 E Chesapeake Beach Rd, Owings, MD 20736
4beds
2,855sqft
Est.:
Single Family Residence
Built in 1982
3.22 Acres Lot
$626,400 Zestimate®
$221/sqft
$-- HOA
What's special
Hall bathFreshly paintedVery nice shedPrimary bathroomNew carpeting throughout
- 40 days |
- 1,156 |
- 57 |
Zillow last checked: 9 hours ago
Listing updated: December 28, 2025 at 12:22am
Listed by:
Debra Balderson 410-610-8031,
O'Brien Realty ERA Powered 410-535-5050
Source: Bright MLS,MLS#: MDCA2023910
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Lower
Primary bathroom
- Level: Upper
Bathroom 2
- Level: Upper
Bathroom 3
- Level: Lower
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Recreation room
- Level: Lower
Heating
- Heat Pump, Electric
Cooling
- Heat Pump, Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Cooktop, Dishwasher, Dryer, Exhaust Fan, Ice Maker, Microwave, Oven, Refrigerator, Washer, Electric Water Heater
- Laundry: Has Laundry, Washer In Unit, Dryer In Unit
Features
- Soaking Tub, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen Island, Primary Bath(s), Walk-In Closet(s), Built-in Features, Vaulted Ceiling(s), 9'+ Ceilings, Dry Wall
- Flooring: Carpet, Ceramic Tile, Hardwood, Wood
- Doors: Sliding Glass, French Doors
- Windows: Skylight(s), Screens, Window Treatments
- Has basement: No
- Number of fireplaces: 2
- Fireplace features: Glass Doors, Insert, Mantel(s), Screen, Wood Burning, Wood Burning Stove
Interior area
- Total structure area: 2,855
- Total interior livable area: 2,855 sqft
- Finished area above ground: 2,855
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Off Site, Driveway, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Sqft: 650
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split,Three
- Stories: 3
- Patio & porch: Deck
- Pool features: None
- Fencing: Partial
- Has view: Yes
- View description: Pond, Water, Trees/Woods
- Has water view: Yes
- Water view: Pond,Water
- Waterfront features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Pond
- Body of water: Pond
Lot
- Size: 3.22 Acres
- Features: Fishing Available, No Thru Street, Pond, Wooded, Private, Secluded
Details
- Additional structures: Above Grade
- Parcel number: 0
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Block
- Roof: Asphalt
Condition
- Very Good
- New construction: No
- Year built: 1982
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Electricity Available
Community & HOA
Community
- Security: Electric Alarm
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Owings
Financial & listing details
- Price per square foot: $221/sqft
- Tax assessed value: $505,800
- Annual tax amount: $5,868
- Date on market: 11/19/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$626,400
$595,000 - $658,000
$3,325/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/4/2025 | Price change | $629,900-1.6%$221/sqft |
Source:  Bright MLS #MDCA2023910 Report a problem | ||
| 11/19/2025 | Listed for sale | $639,900+376.5%$224/sqft |
Source: Bright MLS #MDCA2023910 Report a problem | ||
| 1/17/1984 | Sold | $134,300$47/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,458 +4.7% | $505,800 +4.7% |
| 2024 | $5,213 +9% | $483,167 +4.9% |
| 2023 | $4,785 +5.2% | $460,533 +5.2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,588/mo
Principal & interest
$2948
Property taxes
$420
Home insurance
$220
Climate risks
Neighborhood: 20736
Nearby schools
GreatSchools rating
- 7/10Windy Hill Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 7/10Windy Hill Middle SchoolGrades: 6-8Distance: 1.2 mi
- 9/10Northern High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Windy Hill
- Middle: Windy Hill
- High: Northern
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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