Gorgeous lakefront, brick home sitting on over 4 acres in desirable community! We have the survey and elevation certificate!10ft ceilings with crown molding in living room, wood burning fireplace, double French doors leading to enclosed, heated and cooled Florida room which looks out onto the lake. Split Floorplan. Master bedroom with walk-in closet, blackout cordless blinds, and access to the Florida room. Master bathroom has a double vanity, jetted garden tub, separate shower, and separate toilet. Surround sound system throughout, all new weather stripping and locks on exterior doors. Levelor cordless blinds installed on most windows one year ago. New roof and gutters 2024, HVAC 2022, water heater 2022. New septic field 2023. Two wells, two outbuildings. AquaPro water softener system. Storm Stopper precut and labeled hurricane protection panels for windows. ENSEC Termite bond paid until 9/15/2026.Landscape includes citrus and olive trees, azaleas, & mature oaks all surrounded by a 5ft black vinyl fence. Fish for bass & brim, enjoy wildlife up close! Underground utilities. Quiet neighborhood! Lots of thoughtful improvements throughout! Don't miss out on this beautiful home! Please verify all information and measurements.
For sale
Price cut: $10K (11/24)
$489,900
5192 Pine Ridge Dr, Chipley, FL 32428
3beds
1,980sqft
Est.:
Single Family Residence
Built in 2000
4.19 Acres Lot
$472,100 Zestimate®
$247/sqft
$-- HOA
What's special
Two outbuildingsLakefront brick homeBlackout cordless blindsJetted garden tubWood burning fireplaceSplit floorplanSeparate shower
- 113 days |
- 654 |
- 30 |
Zillow last checked: 8 hours ago
Listing updated: December 02, 2025 at 04:13am
Listed by:
Sherry A Young 850-381-3239,
Sarah Ruth Young Realty,
Sarah Ruth Young 850-896-5945,
Sarah Ruth Young Realty
Source: CPAR,MLS#: 778747
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 16 x 13
Bedroom
- Level: First
- Dimensions: 11.6 x 11.6
Bedroom
- Level: First
- Dimensions: 11.6 x 11.6
Interior area
- Total structure area: 1,980
- Total interior livable area: 1,980 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener
- Garage spaces: 2
Features
- Patio & porch: Covered, Porch
- Fencing: Full,Fenced
- On waterfront: Yes
- Waterfront features: Lake, Lake Front, Shoreline - Natural
Lot
- Size: 4.19 Acres
- Features: Paved
Details
- Additional structures: Outbuilding
- Parcel number: 000000000031360424
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- New construction: No
- Year built: 2000
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Pine Lake Estates
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $247/sqft
- Tax assessed value: $285,794
- Annual tax amount: $1,709
- Date on market: 9/8/2025
- Cumulative days on market: 114 days
Estimated market value
$472,100
$448,000 - $496,000
$2,162/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/24/2025 | Price change | $489,900-2%$247/sqft |
Source: | ||
| 9/24/2025 | Price change | $499,900-4.8%$252/sqft |
Source: | ||
| 9/8/2025 | Listed for sale | $525,000+1400%$265/sqft |
Source: | ||
| 3/1/1998 | Sold | $35,000$18/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,709 +7.7% | $163,062 +4.3% |
| 2023 | $1,587 +5.3% | $156,369 +4.2% |
| 2022 | $1,507 +32.8% | $150,048 +24.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,103/mo
Principal & interest
$2336
Property taxes
$596
Home insurance
$171
Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 11.5 mi
- 4/10Vernon Middle SchoolGrades: 6-8Distance: 10.3 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 10.1 mi
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