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For sale
  • Price cut: $10K (11/24)
    $489,900

    5192 Pine Ridge Dr, Chipley, FL 32428

    3beds
    1,980sqft
    : 
    Single Family Residence
    Built in 2000
    4.19 Acres Lot
    $472,100 Zestimate®
    $247/sqft
    $-- HOA

    What's special

    Two outbuildingsLakefront brick homeBlackout cordless blindsJetted garden tubWood burning fireplaceSplit floorplanSeparate shower
    Gorgeous lakefront, brick home sitting on over 4 acres in desirable community! We have the survey and elevation certificate!10ft ceilings with crown molding in living room, wood burning fireplace, double French doors leading to enclosed, heated and cooled Florida room which looks out onto the lake. Split Floorplan. Master bedroom with walk-in closet, blackout cordless blinds, and access to the Florida room. Master bathroom has a double vanity, jetted garden tub, separate shower, and separate toilet. Surround sound system throughout, all new weather stripping and locks on exterior doors. Levelor cordless blinds installed on most windows one year ago. New roof and gutters 2024, HVAC 2022, water heater 2022. New septic field 2023. Two wells, two outbuildings. AquaPro water softener system. Storm Stopper precut and labeled hurricane protection panels for windows. ENSEC Termite bond paid until 9/15/2026.Landscape includes citrus and olive trees, azaleas, & mature oaks all surrounded by a 5ft black vinyl fence. Fish for bass & brim, enjoy wildlife up close! Underground utilities. Quiet neighborhood! Lots of thoughtful improvements throughout! Don't miss out on this beautiful home! Please verify all information and measurements.
    113 days
    |
    654
    |
    30
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 02, 2025 at 04:13am

    Listed by:

    Sherry A Young 850-381-3239,

    Sarah Ruth Young Realty,

    Sarah Ruth Young 850-896-5945,

    Sarah Ruth Young Realty

    Source: CPAR,MLS#: 778747MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bedroom, Primary Bedroom
    Primary bedroom
    • Level: First
    • Dimensions: 16 x 13
    Bedroom
    • Level: First
    • Dimensions: 11.6 x 11.6
    Bedroom
    • Level: First
    • Dimensions: 11.6 x 11.6
    Interior area
    • Total structure area: 1,980
    • Total interior livable area: 1,980 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage, Garage Door Opener
    • Garage spaces: 2
    Features
    • Patio & porch: Covered, Porch
    • Fencing: Full,Fenced
    • On waterfront: Yes
    • Waterfront features: Lake, Lake Front, Shoreline - Natural
    Lot
    • Size: 4.19 Acres
    • Features: Paved
    Details
    • Additional structures: Outbuilding
    • Parcel number: 000000000031360424
    • Zoning description: Resid Single Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary
    • Property subtype: Single Family Residence
    Materials
    • Brick
    Condition
    • New construction: No
    • Year built: 2000

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Subdivision: Pine Lake Estates
    HOA
    • Has HOA: No
    Location
    • Region: Chipley

    Financial & listing details

    • Price per square foot: $247/sqft
    • Tax assessed value: $285,794
    • Annual tax amount: $1,709
    • Date on market: 9/8/2025
    • Cumulative days on market: 114 days
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    Estimated market value

    $472,100

    $448,000 - $496,000

    $2,162/mo

    Price history

    Price history
    DateEventPrice
    11/24/2025Price change$489,900-2%$247/sqft
    Source: CPAR #778747 Report a problem
    9/24/2025Price change$499,900-4.8%$252/sqft
    Source: CPAR #778747 Report a problem
    9/8/2025Listed for sale$525,000+1400%$265/sqft
    Source: CPAR #778747 Report a problem
    3/1/1998Sold$35,000$18/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,709 +7.7%$163,062 +4.3%
    2023$1,587 +5.3%$156,369 +4.2%
    2022$1,507 +32.8%$150,048 +24.6%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,103/mo
    Principal & interest
    $2336
    Property taxes
    $596
    Home insurance
    $171

      Climate risks

      Neighborhood: 32428

      Nearby schools

      GreatSchools rating

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