*Open House on Saturday 01/31 from 12:00pm - 1:30pm* This beautifully updated contemporary ranch offers exceptional space and functionality, featuring 1,480 square feet on the main level plus over 1,000 square feet of finished basement space with egress, for more than 2,400 square feet of total finished living area - the home feels spacious throughout. The main level includes vaulted ceilings, first-floor laundry, three bedrooms, and two full bathrooms. The finished lower level adds a half bathroom and versatile living space ideal for a home theater, gym, office, or potential additional bedroom. Built in 1995, the home has been extensively updated, with major 2025 improvements including a new 97% AFUE high-efficiency furnace, new humidifier, new central air conditioner, all new kitchen appliances, new kitchen sink and disposal, new window treatments, new fencing, updated landscaping, and fresh paint throughout the common areas. Truly move in ready, offering modern comfort both inside and out. Schedule your showing today. USDA eligible.
For sale
Price cut: $1K (1/28)
$288,900
5185 Mackinaw Rd, Saginaw, MI 48603
3beds
2,480sqft
Est.:
Single Family Residence
Built in 1995
0.28 Acres Lot
$284,900 Zestimate®
$116/sqft
$-- HOA
What's special
- 71 days |
- 1,716 |
- 74 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 30, 2026 at 06:18pm
Listed by:
Christopher Craves,
Gold Pine Real Estate 989-283-4653
Source: MiRealSource,MLS#: 50194866
Originating MLS: Bay County REALTOR Association
Originating MLS: Bay County REALTOR AssociationTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 1
- Features: Luxury Vinyl
- Level: First
- Area: 168
- Dimensions: 14 x 12
Bedroom 2
- Features: Luxury Vinyl
- Level: First
- Area: 132
- Dimensions: 12 x 11
Bedroom 3
- Features: Luxury Vinyl
- Level: First
- Area: 154
- Dimensions: 14 x 11
Bathroom 1
- Features: Ceramic
- Level: First
- Area: 55
- Dimensions: 11 x 5
Bathroom 2
- Features: Ceramic
- Level: First
- Area: 56
- Dimensions: 8 x 7
Kitchen
- Level: First
- Area: 154
- Dimensions: 14 x 11
Living room
- Features: Luxury Vinyl
- Level: First
- Area: 299
- Dimensions: 23 x 13
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
Features
- High Ceilings, Cathedral/Vaulted Ceiling
- Flooring: Ceramic Tile
- Basement: Finished
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 2,950
- Total interior livable area: 2,480 sqft
- Finished area above ground: 1,480
- Finished area below ground: 1,000
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage, On Street, Driveway, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 81
Lot
- Size: 0.28 Acres
- Dimensions: 12119
- Features: Large Lot - 65+ Ft., Easement
Details
- Parcel number: 23124044671000
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Basement
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Electric: 150 Amp Service
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: Mackinaw Woods 4
HOA
- Has HOA: No
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $116/sqft
- Tax assessed value: $182,200
- Annual tax amount: $2,816
- Date on market: 11/22/2025
- Cumulative days on market: 72 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
Estimated market value
$284,900
$271,000 - $299,000
$1,994/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/28/2026 | Price change | $288,900-0.3%$116/sqft |
Source:  MiRealSource #50194866 Report a problem | ||
| 1/15/2026 | Price change | $289,900-0.9%$117/sqft |
Source: MiRealSource #50194866 Report a problem | ||
| 12/26/2025 | Price change | $292,500-0.3%$118/sqft |
Source: MiRealSource #50194866 Report a problem | ||
| 12/15/2025 | Price change | $293,500-1.2%$118/sqft |
Source: MiRealSource #50194866 Report a problem | ||
| 12/9/2025 | Price change | $297,000-0.8%$120/sqft |
Source: MiRealSource #50194866 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,023 +127.3% | $91,100 +13.4% |
| 2023 | $1,330 | $80,300 +13.3% |
| 2022 | -- | $70,900 +7.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,881/mo
Principal & interest
$1402
Property taxes
$378
Home insurance
$101
Climate risks
Neighborhood: 48603
Nearby schools
GreatSchools rating
- NASherwood Elementary SchoolGrades: PK-2Distance: 1.3 mi
- 5/10White Pine Middle SchoolGrades: 6-8Distance: 3.9 mi
- 7/10Heritage High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Sherwood Elementary School
- Middle: White Pine Middle School
- High: Heritage High School
- District: Saginaw Twp Community School
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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