Set on the lower Cool Springs Lake in the desirable Cool Springs subdivision, this home offers 3,220 sq ft of finished living space plus 1,266 sq ft of unfinished area ready for your vision. A private dock provides direct water access for boating and fishing, while a generous deck off the back of the house overlooks the lake perfect for entertaining or relaxing with sunset views. Inside, the main level features an open living, dining and kitchen area with granite countertops and luxury vinyl plank flooring, along with a primary suite and a handy half bath. The second level hosts three bedrooms, two full baths and an open loft/workspace. There is an additional unfished bonus room. New carpet and fresh paint. Shingles in 2021 Third level is unfinished with wiring and plumbing in place. New appliances, fresh paint and new carpet! Enjoy lakefront living now with the flexibility to finish the additional space to suit your needs. Quality off frame modular construction. High end stick built features. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
For sale
$429,900
518 Saddle Dr, Camden, SC 29020
4beds
3,220sqft
Est.:
Single Family Residence
Built in 2006
0.96 Acres Lot
$429,000 Zestimate®
$134/sqft
$-- HOA
What's special
Private dockNew carpetFresh paintPrimary suiteGranite countertops
- 67 days |
- 657 |
- 36 |
Zillow last checked: 8 hours ago
Listing updated: December 08, 2025 at 07:48am
Listed by:
Patti S Lutterloah,
JPAR Magnolia Group
Source: Consolidated MLS,MLS#: 618874
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Partial bathrooms: 1
- Main level bathrooms: 2
Rooms
- Room types: Bonus Room, Loft
Primary bedroom
- Features: Double Vanity, Tub-Garden, Bath-Private, Separate Shower, Walk-In Closet(s), Tray Ceiling(s), Ceiling Fan(s), Closet-Private
- Level: Main
Bedroom 2
- Features: Ceiling Fan(s), Closet-Private
- Level: Second
Bedroom 3
- Level: Second
Bedroom 4
- Level: Second
Dining room
- Features: Ceiling Fan(s)
- Level: Main
Kitchen
- Features: Bar, Eat-in Kitchen, Pantry, Granite Counters, Backsplash-Tiled, Cabinets-Painted, Recessed Lighting
- Level: Main
Living room
- Features: Ceiling Fan
- Level: Main
Heating
- Central, Heat Pump 1st Lvl, Heat Pump 2nd Lvl
Cooling
- Central Air, Heat Pump 1st Lvl, Heat Pump 2nd Lvl
Appliances
- Included: Free-Standing Range, Gas Range, Self Clean, Dishwasher, Microwave Above Stove, Tankless Water Heater
- Laundry: In Bathroom, Utility Room, Main Level
Features
- Ceiling Fan(s)
- Flooring: Luxury Vinyl
- Basement: Crawl Space
- Attic: Attic Access
- Has fireplace: No
Interior area
- Total structure area: 3,220
- Total interior livable area: 3,220 sqft
Video & virtual tour
Property
Parking
- Parking features: No Garage
Features
- Stories: 2.5
- Patio & porch: Deck
- Exterior features: Dock
- Fencing: None
- Waterfront features: Common Pond
Lot
- Size: 0.96 Acres
- Features: On Water
Details
- Parcel number: 2580503014S01
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: COOL SPRINGS
HOA
- Has HOA: Yes
Location
- Region: Camden
Financial & listing details
- Price per square foot: $134/sqft
- Tax assessed value: $390,000
- Annual tax amount: $2,022
- Date on market: 10/4/2025
- Listing agreement: Exclusive Right To Sell
- Road surface type: Paved
Estimated market value
$429,000
$408,000 - $450,000
$2,757/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/6/2025 | Listed for sale | $429,900$134/sqft |
Source:  Consolidated MLS #618874 Report a problem | ||
| 10/29/2025 | Pending sale | $429,900$134/sqft |
Source: Consolidated MLS #618874 Report a problem | ||
| 10/14/2025 | Contingent | $429,900$134/sqft |
Source: Consolidated MLS #618874 Report a problem | ||
| 10/4/2025 | Listed for sale | $429,900+10.2%$134/sqft |
Source: Consolidated MLS #618874 Report a problem | ||
| 11/2/2021 | Sold | $390,000-1.3%$121/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,022 -0.7% | $390,000 |
| 2023 | $2,037 -70.8% | $390,000 |
| 2022 | $6,974 +14.1% | $390,000 +14.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,394/mo
Principal & interest
$2083
Property taxes
$161
Home insurance
$150
Climate risks
Neighborhood: 29020
Nearby schools
GreatSchools rating
- 2/10Camden Elementary Of The Creative ArtsGrades: PK-5Distance: 2.3 mi
- 4/10Camden Middle SchoolGrades: 6-8Distance: 2.4 mi
- 6/10Camden High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Camden
- Middle: Camden
- High: Camden
- District: Kershaw County
Source: Consolidated MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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