Welcome home to this beautiful 3-bedroom, 2.5-bathroom two-story residence located in the highly desirable Winding Creek Estates. Thoughtfully designed, this home offers a rare combination of space, functionality, and scenic views
The exterior makes an immediate impression with a brand-new roof and all-new siding, providing peace of mind for years to come. A spacious three-car garage adds exceptional versatility, with the third bay fully climate-controlled—ideal for a workshop, home gym, hobby space, or additional storage. Out back, enjoy a fully fenced yard and a composite deck overlooking the water, creating a serene backdrop for morning coffee, evening relaxation, or entertaining guests.
Inside, the floor plan offers both formal and casual living spaces. The formal living room with dedicated dining area provides an inviting space for hosting, while the family room connects seamlessly to the eat-in kitchen, making everyday living both comfortable and convenient. The layout allows for easy flow while still offering defined spaces for work, rest, and gathering.
Upstairs, the oversized primary suite offers a peaceful retreat, complete with a private seating area and plenty of room to relax. Additional bedrooms are well-sized and share a conveniently located full bathroom.
The home also features a full, unfinished basement, offering abundant storage and a blank canvas ready for the next owner’s finishing touches—perfect for future expansion, recreation space, or added functionality.
Ideally situated near downtown O’Fallon, this home offers easy access to shopping, dining, and entertainment, along with a convenient commute to Scott Air Force Base. Winding Creek Estates is known for its peaceful setting, mature surroundings, and scenic water views—making this home a standout opportunity in a sought-after neighborhood.
This property blends thoughtful updates, flexible living spaces, and an exceptional location. Schedule your private showing and experience everything this home has to offer.
Active under contract
Listing Provided by: Keller Williams Pinnacle
Price cut: $5K (2/2)
$319,900
518 Deer Creek Rd, O'Fallon, IL 62269
3beds
902sqft
Est.:
Single Family Residence
Built in 1998
0.27 Acres Lot
$-- Zestimate®
$355/sqft
$18/mo HOA
What's special
Fully fenced yardThird bay fully climate-controlledSpacious three-car garageAll-new sidingBrand-new roof
- 79 days |
- 1,168 |
- 57 |
Zillow last checked: 8 hours ago
Listing updated: February 09, 2026 at 03:44pm
Listing Provided by:
Alison W Cruz 618-226-6447,
Keller Williams Pinnacle
Source: MARIS,MLS#: 25078780
Originating MLS: Southwestern Illinois Board of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator, Water Heater, Water Softener
Features
- Flooring: Carpet, Ceramic Tile, Combination, Hardwood
- Has basement: Yes
- Number of fireplaces: 2
- Fireplace features: Dining Room, Family Room
Interior area
- Total structure area: 902
- Total interior livable area: 902 sqft
- Finished area above ground: 1,653
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Garage
- Garage spaces: 3
Features
- Levels: Two
- Patio & porch: Composite, Patio, Rear Porch
- Exterior features: Balcony, Rain Gutters
- Fencing: Back Yard
- Has view: Yes
- View description: Water
- Water view: Water
- Waterfront features: Waterfront
Lot
- Size: 0.27 Acres
- Features: Adjoins Common Ground, Back Yard, Front Yard, Gentle Sloping, Level, Some Trees, Views, Waterfront
Details
- Parcel number: 0420.0119021
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Roof: Architectural Shingle
Condition
- Year built: 1998
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: Winding Cr Estate 5th Add
HOA
- Has HOA: Yes
- Amenities included: Common Ground
- Services included: Maintenance Grounds
- HOA fee: $220 annually
- HOA name: WINDING CREEK ESTATES
Location
- Region: Ofallon
Financial & listing details
- Price per square foot: $355/sqft
- Tax assessed value: $82,296
- Annual tax amount: $6,759
- Date on market: 12/13/2025
- Cumulative days on market: 79 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/9/2026 | Contingent | $319,900$355/sqft |
Source: | ||
| 2/2/2026 | Price change | $319,900-1.5%$355/sqft |
Source: | ||
| 12/13/2025 | Listed for sale | $324,900+62.5%$360/sqft |
Source: | ||
| 8/24/2021 | Sold | $200,000+5.3%$222/sqft |
Source: Public Record Report a problem | ||
| 3/28/2008 | Sold | $190,000$211/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $6,235 +5.7% | $82,296 +8.8% |
| 2022 | $5,897 -0.7% | $75,660 +1.1% |
| 2021 | $5,940 +0.7% | $74,817 +2.1% |
| 2020 | $5,900 +11.7% | $73,286 +3.5% |
| 2019 | $5,284 | $70,821 +3% |
| 2018 | -- | $68,765 +3.3% |
| 2017 | -- | $66,544 +2.4% |
| 2016 | -- | $64,990 +1.2% |
| 2014 | $4,417 +0.4% | $64,238 -1.6% |
| 2013 | $4,401 | $65,266 -1.6% |
| 2012 | -- | $66,354 +17.1% |
| 2011 | -- | $56,642 -1.9% |
| 2010 | -- | $57,757 |
| 2009 | -- | $57,757 |
| 2008 | -- | $57,757 +8.5% |
| 2006 | -- | $53,242 +7% |
| 2005 | $3,758 +8.4% | $49,745 +6.8% |
| 2004 | $3,466 | $46,577 +9% |
| 2003 | -- | $42,743 +6.2% |
| 2002 | -- | $40,252 +2.2% |
| 2001 | -- | $39,378 |
| 2000 | -- | $39,378 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,036/mo
Principal & interest
$1506
Property taxes
$512
HOA Fees
$18
Climate risks
Neighborhood: 62269
Nearby schools
GreatSchools rating
- 10/10Estelle Kampmeyer Elementary SchoolGrades: PK-5Distance: 1 mi
- 6/10Amelia V Carriel Jr High SchoolGrades: 6-8Distance: 0.7 mi
- 7/10O'Fallon High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Ofallon Dist 90
- Middle: Ofallon Dist 90
- High: Ofallon
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





