Great location for this brick and vinyl RANCH home that is less than 4 miles to Stanley shopping and restaurants! The floor plan has Living and Dining areas, an open Kitchen with white appliances, a Laundry Room, and a oversized Den. There are 2 Bedrooms and 2 Full Bathrooms, and another room that can be a Bedroom/Office space. Enjoy mature trees and lot of space on an acre lot. The septic permit is for two bedrooms. Home qualifies for USDA and FHA financing per lender. Possible assumable loan.
Active
$285,000
515 Upper Spencer Mountain Rd, Stanley, NC 28164
2beds
1,461sqft
Est.:
Single Family Residence
Built in 1960
1 Acres Lot
$273,800 Zestimate®
$195/sqft
$-- HOA
What's special
- 249 days |
- 149 |
- 3 |
Zillow last checked: 8 hours ago
Listing updated: November 12, 2025 at 10:32am
Listing Provided by:
Debbie Monroe 704-892-9673,
Lake Norman Realty, Inc.
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4251683
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Den
- Level: Main
Dining area
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Electric, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Walk-In Closet(s)
- Flooring: Carpet, Wood
- Has basement: No
Interior area
- Total structure area: 1,461
- Total interior livable area: 1,461 sqft
- Finished area above ground: 1,461
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Driveway
- Uncovered spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
Lot
- Size: 1 Acres
Details
- Parcel number: 167854
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Full, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1960
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Stanley
Financial & listing details
- Price per square foot: $195/sqft
- Tax assessed value: $171,360
- Annual tax amount: $1,224
- Date on market: 4/29/2025
- Cumulative days on market: 239 days
- Listing terms: Cash,Conventional
- Exclusions: None
- Road surface type: Gravel, Paved
Estimated market value
$273,800
$260,000 - $287,000
$1,699/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/12/2025 | Listed for sale | $285,000$195/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4251683 Report a problem | ||
| 11/1/2025 | Listing removed | $285,000$195/sqft |
Source: Canopy MLS as distributed by MLS GRID #4251683 Report a problem | ||
| 4/30/2025 | Listed for sale | $285,000+64.4%$195/sqft |
Source: Canopy MLS as distributed by MLS GRID #4251683 Report a problem | ||
| 6/16/2021 | Sold | $173,400+4.5%$119/sqft |
Source: Canopy MLS as distributed by MLS GRID #3664323 Report a problem | ||
| 3/17/2021 | Contingent | $165,900$114/sqft |
Source: Canopy MLS as distributed by MLS GRID #3664323 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,224 | $171,360 |
| 2024 | $1,224 +2.7% | $171,360 |
| 2023 | $1,191 +28.5% | $171,360 +70.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,667/mo
Principal & interest
$1365
Property taxes
$202
Home insurance
$100
Climate risks
Neighborhood: 28164
Nearby schools
GreatSchools rating
- NASpringfield Primary SchoolGrades: PK-2Distance: 1.8 mi
- 4/10Stanley Middle SchoolGrades: 6-8Distance: 1.8 mi
- 5/10East Gaston High SchoolGrades: 9-12Distance: 3.7 mi
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