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For sale
    • Price cut: $6K (1/18)
    $579,000

    515 E Palmer Mill Rd, Monticello, FL 32344

    3beds
    2,187sqft
    : 
    Single Family Residence
    Built in 1904
    3.54 Acres Lot
    $-- Zestimate®
    $265/sqft
    $-- HOA

    What's special

    Additional outbuildingsMaster suiteKoi pondBeautiful landscapingDouble vanityGorgeous flowersCommercial grade greenhouse
    Remarkable, peaceful in-town oasis on 3.54 acres! An incredible find in the heart of downtown Monticello, FL. Not only is this home located on a private 3.54 acre spread, surrounded by a perimeter of natural foliage, but the home itself has been beautifully updated, blending the charm of old and the convenience of new. The 3 bedroom/3 bathroom, 2,000+ sq ft home has a kitchen flooded with natural light overlooking beautiful back yard views. The Master Suite is incredibly spacious, with it's own sitting area and/or office space. The Master Bath has a double vanity and tiled walked in shower. The Master also has it's own private, exterior door access. Outdoors, there is a pool house with a lap pool, a commercial grade greenhouse, (2) additional outbuildings (1 with electric/water), a koi pond and beautiful landscaping throughout, with a multitude of gorgeous flowers, planted by a professional gardener/florist, that bloom throughout the year. Hummingbirds are plentiful daily (except during winter) if you keep the feeders full of nectar! Roof (2022) | A/C (upgraded, 2021). A must see for sure! **Note: One bedroom (10x10) is not pictured, because it was being used for storage at the time photos were taken. Also: chicken coup (and chickens!) are excluded from the sale, and will be relocated on/before closing.`
    121 days
    |
    1,534
    |
    104
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 29, 2026 at 09:05am

    Listed by:

    Brenna Kelly Ward 850-510-9687,

    Kelly & Kelly Properties, Inc

    Source: TBR,MLS#: 392310MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Other, Sunroom, Utility Room
    Primary bedroom
    • Dimensions: 21x13
    Bedroom 2
    • Dimensions: 22x9
    Bedroom 3
    • Dimensions: 10x10
    Dining room
    • Dimensions: 14x13
    Family room
    • Dimensions: -
    Kitchen
    • Dimensions: 15x11
    Living room
    • Dimensions: 16x13
    Other
    • Dimensions: 16x13
    Heating
    • Central, Electric, Wood
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Appliances
    • Included: Dryer, Dishwasher, Ice Maker, Microwave, Refrigerator, Washer
    Features
    • Tray Ceiling(s), High Ceilings, Stall Shower, Vaulted Ceiling(s), Window Treatments, Split Bedrooms, Sun Room, Walk-In Closet(s)
    • Flooring: Plank, Tile, Vinyl
    • Has fireplace: Yes
    Interior area
    • Total structure area: 2,187
    • Total interior livable area: 2,187 sqft

    Property

    Parking
    • Parking features: Parking Space(s), Gated
    Features
    • Stories: 1
    • Patio & porch: Covered, Porch
    • Exterior features: Fully Fenced
    • Has private pool: Yes
    • Pool features: In Ground, Pool Equipment
    • Fencing: Fenced
    • Has view: Yes
    • View description: Park/Greenbelt
    Lot
    • Size: 3.54 Acres
    • Dimensions: 279 x 575 x 279 x 567
    Details
    • Parcel number: 12065302N5E000015720000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: One Story,Traditional
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • Year built: 1904

    Utilities & green energy

    • Sewer: Public Sewer

    Community & HOA

    Community
    • Security: Security System Leased
    • Subdivision: ACEDEMY HEIGHTS ADD
    HOA
    • Services included: None
    Location
    • Region: Monticello

    Financial & listing details

    • Price per square foot: $265/sqft
    • Tax assessed value: $225,941
    • Annual tax amount: $3,101
    • Date on market: 10/18/2025
    • Cumulative days on market: 121 days
    • Listing terms: Conventional,FHA,VA Loan
    • Road surface type: Paved
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    1/18/2026Price change$579,000-1%$265/sqft
    Source: TBR #392310 Report a problem
    10/18/2025Listed for sale$585,000+12.5%$267/sqft
    Source: TBR #392310 Report a problem
    9/16/2024Sold$520,000-1%$238/sqft
    Source: TBR #374312 Report a problem
    8/22/2024Contingent$525,000$240/sqft
    Source: TBR #374312 Report a problem
    7/2/2024Listed for sale$525,000+297.7%$240/sqft
    Source: TBR #374312 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$3,101 +5%$175,882 +3%
    2023$2,953 +4.3%$170,825 +2.5%
    2022$2,830 +1.3%$166,601 +3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,395/mo
    Principal & interest
    $2710
    Property taxes
    $685

      Climate risks

      Neighborhood: 32344

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Jefferson County K-12 School
      • Middle: Jefferson County K-12 School
      • High: Jefferson County K-12 School

      Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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