Remarkable, peaceful in-town oasis on 3.54 acres! An incredible find in the heart of downtown Monticello, FL. Not only is this home located on a private 3.54 acre spread, surrounded by a perimeter of natural foliage, but the home itself has been beautifully updated, blending the charm of old and the convenience of new. The 3 bedroom/3 bathroom, 2,000+ sq ft home has a kitchen flooded with natural light overlooking beautiful back yard views. The Master Suite is incredibly spacious, with it's own sitting area and/or office space. The Master Bath has a double vanity and tiled walked in shower. The Master also has it's own private, exterior door access. Outdoors, there is a pool house with a lap pool, a commercial grade greenhouse, (2) additional outbuildings (1 with electric/water), a koi pond and beautiful landscaping throughout, with a multitude of gorgeous flowers, planted by a professional gardener/florist, that bloom throughout the year. Hummingbirds are plentiful daily (except during winter) if you keep the feeders full of nectar! Roof (2022) | A/C (upgraded, 2021). A must see for sure! **Note: One bedroom (10x10) is not pictured, because it was being used for storage at the time photos were taken. Also: chicken coup (and chickens!) are excluded from the sale, and will be relocated on/before closing.`
For sale
Price cut: $6K (1/18)
$579,000
515 E Palmer Mill Rd, Monticello, FL 32344
3beds
2,187sqft
Est.:
Single Family Residence
Built in 1904
3.54 Acres Lot
$-- Zestimate®
$265/sqft
$-- HOA
What's special
Additional outbuildingsMaster suiteKoi pondBeautiful landscapingDouble vanityGorgeous flowersCommercial grade greenhouse
- 120 days |
- 1,513 |
- 100 |
Zillow last checked: 8 hours ago
Listing updated: January 29, 2026 at 09:05am
Listed by:
Brenna Kelly Ward 850-510-9687,
Kelly & Kelly Properties, Inc
Source: TBR,MLS#: 392310
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Other, Sunroom, Utility Room
Primary bedroom
- Dimensions: 21x13
Bedroom 2
- Dimensions: 22x9
Bedroom 3
- Dimensions: 10x10
Dining room
- Dimensions: 14x13
Family room
- Dimensions: -
Kitchen
- Dimensions: 15x11
Living room
- Dimensions: 16x13
Other
- Dimensions: 16x13
Heating
- Central, Electric, Wood
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Ice Maker, Microwave, Refrigerator, Washer
Features
- Tray Ceiling(s), High Ceilings, Stall Shower, Vaulted Ceiling(s), Window Treatments, Split Bedrooms, Sun Room, Walk-In Closet(s)
- Flooring: Plank, Tile, Vinyl
- Has fireplace: Yes
Interior area
- Total structure area: 2,187
- Total interior livable area: 2,187 sqft
Property
Parking
- Parking features: Parking Space(s), Gated
Features
- Stories: 1
- Patio & porch: Covered, Porch
- Exterior features: Fully Fenced
- Has private pool: Yes
- Pool features: In Ground, Pool Equipment
- Fencing: Fenced
- Has view: Yes
- View description: Park/Greenbelt
Lot
- Size: 3.54 Acres
- Dimensions: 279 x 575 x 279 x 567
Details
- Parcel number: 12065302N5E000015720000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1904
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Security: Security System Leased
- Subdivision: ACEDEMY HEIGHTS ADD
HOA
- Services included: None
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $265/sqft
- Tax assessed value: $225,941
- Annual tax amount: $3,101
- Date on market: 10/18/2025
- Cumulative days on market: 121 days
- Listing terms: Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/18/2026 | Price change | $579,000-1%$265/sqft |
Source:  TBR #392310 Report a problem | ||
| 10/18/2025 | Listed for sale | $585,000+12.5%$267/sqft |
Source: TBR #392310 Report a problem | ||
| 9/16/2024 | Sold | $520,000-1%$238/sqft |
Source: TBR #374312 Report a problem | ||
| 8/22/2024 | Contingent | $525,000$240/sqft |
Source: TBR #374312 Report a problem | ||
| 7/2/2024 | Listed for sale | $525,000+297.7%$240/sqft |
Source: TBR #374312 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,101 +5% | $175,882 +3% |
| 2023 | $2,953 +4.3% | $170,825 +2.5% |
| 2022 | $2,830 +1.3% | $166,601 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,606/mo
Principal & interest
$2718
Property taxes
$685
Home insurance
$203
Climate risks
Neighborhood: 32344
Nearby schools
GreatSchools rating
- NAJefferson Virtual Instruction ProgramGrades: K-12Distance: 0.4 mi
- 2/10Jefferson K-12 SchoolGrades: PK-12Distance: 3.7 mi
- NAJefferson County Middle/High SchoolGrades: 6-8Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Jefferson County K-12 School
- Middle: Jefferson County K-12 School
- High: Jefferson County K-12 School
Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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