Incredible opportunity with a VA assumable loan at just 2.75% interest! This beautifully upgraded 5-bedroom, 3-bathroom home offers modern comfort, style, and smart features throughout. Enjoy seamless connectivity with built-in Ethernet and fiber optics in multiple rooms--perfect for work-from-home or streaming.The finished garage features durable flake epoxy flooring, and every room in the home is equipped with ceiling fans, including the screened-in back porch and front porch with dual fans for year-round comfort. A double-gated privacy fence provides security and functionality, with full gutters installed around the home. Inside, the open-concept living space shines with double tray ceilings and crown molding in the living room, tray ceiling in the dining area, and French doors leading to a private office. The kitchen is a chef's dream with granite countertops, an extra-large walk-in pantry with built-in shelving, and a Culligan water filtration system paired with a hospital-grade reverse osmosis drinking system.
The owner's suite offers a spacious walk-in closet, garden tub with a garden window, and a separate tiled shower. Secondary bedrooms are generously sized with ample closet space. Flooring includes durable LVP in main areas and cozy carpet in bedrooms. The walk-in laundry room adds even more convenience.
Outside, enjoy the benefits of a 2024 smart sprinkler system with three zones and rain sensing, keeping your yard lush with minimal effort.
This home truly has it allluxury, efficiency, and unbeatable financing options. Schedule your private showing today and take advantage of this rare VA assumable loan at 2.75%!
For sale
Price cut: $6K (11/3)
$489,000
514 Mary Lou Way, Crestview, FL 32539
5beds
3,113sqft
Est.:
Single Family Residence
Built in 2022
9,147.6 Square Feet Lot
$482,400 Zestimate®
$157/sqft
$46/mo HOA
What's special
Privacy fenceGranite countertopsRain sensingFrench doorsCulligan water filtration systemSmart sprinkler systemGarden tub
- 212 days |
- 262 |
- 25 |
Zillow last checked: 8 hours ago
Listing updated: November 03, 2025 at 06:11am
Listed by:
Foster Group 850-384-7723,
Coldwell Banker Realty,
Adriana R Foster 850-384-7723,
Coldwell Banker Realty
Source: ECAOR,MLS#: 976345
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Tray Ceiling(s), See Remarks
- Level: First
Bedroom
- Level: First
Primary bathroom
- Features: Soaking Tub, MBath Separate Shwr, Walk-In Closet(s)
Kitchen
- Level: First
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Refrigerator W/IceMk, Electric Range, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Ceiling Tray/Cofferd, Kitchen Island, Recessed Lighting, Pantry, Split Bedroom, Bedroom, Breakfast Room, Dining Room, Family Room, Kitchen, Master Bedroom, Office
- Flooring: Vinyl, Carpet
- Windows: Double Pane Windows
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,113
- Total interior livable area: 3,113 sqft
Property
Parking
- Parking features: Garage, Attached
- Has attached garage: Yes
Features
- Stories: 1
- Patio & porch: Porch, Porch Screened, Covered Porch
- Exterior features: Sprinkler System
- Pool features: Community
- Fencing: Back Yard,Privacy
Lot
- Size: 9,147.6 Square Feet
- Dimensions: 70 x 130
- Features: Cleared, Sidewalk
Details
- Parcel number: 273N23177700000640
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Frame, Siding CmntFbrHrdBrd, Stucco, Trim Vinyl
- Foundation: Slab
- Roof: Roof Dimensional Shg
Condition
- Construction Complete
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Phone Connected, Cable Connected, Underground Utilities
Community & HOA
Community
- Features: Pool
- Security: Smoke Detector(s)
- Subdivision: Shoal River S/d
HOA
- Has HOA: Yes
- Services included: Accounting, Management, Recreational Faclty
- HOA fee: $553 annually
Location
- Region: Crestview
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $423,848
- Annual tax amount: $5,506
- Date on market: 5/15/2025
- Cumulative days on market: 213 days
- Listing terms: Conventional,FHA,Other,RHS,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$482,400
$458,000 - $507,000
$2,802/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/3/2025 | Price change | $489,000-1.2%$157/sqft |
Source:  ECAOR #976345 Report a problem | ||
| 8/25/2025 | Price change | $495,000-0.8%$159/sqft |
Source: ECAOR #976345 Report a problem | ||
| 7/24/2025 | Price change | $498,999-2.2%$160/sqft |
Source: ECAOR #976345 Report a problem | ||
| 5/15/2025 | Listed for sale | $510,000+10.7%$164/sqft |
Source: ECAOR #976345 Report a problem | ||
| 4/15/2022 | Sold | $460,900$148/sqft |
Source: ECAOR #888131 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $393,359 +3% |
| 2023 | $5,506 +801.7% | $381,902 +918.2% |
| 2022 | $611 +2.1% | $37,506 +5.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,098/mo
Principal & interest
$2380
Property taxes
$501
Other costs
$217
Climate risks
Neighborhood: 32539
Nearby schools
GreatSchools rating
- 5/10Riverside Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 8/10Shoal River Middle SchoolGrades: 6-8Distance: 0.6 mi
- 4/10Crestview High SchoolGrades: 9-12Distance: 4.4 mi
Schools provided by the listing agent
- Elementary: Riverside
- Middle: Shoal River
- High: Crestview
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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