Welcome to The Provident Building! Updated throughout the years to maintain its historical integrity while providing the perfect touch of modern comforts. The main floor has 18 ft ceilings, polished stone flooring, period lighting and fans, a full bar with 12 taps, 2 half bathrooms, and a full kitchen. The access to the newer, stamped concrete patio is also on the main floor. The original bank vault is the centerpiece of this magnificent space! Step into the vault and you are greeted with a floor to ceiling wine rack with a library ladder and a spiral staircase that leads to the basement speakeasy. The luxurious speakeasy has stone tile flooring and a 2nd bar with a sink. This space is perfect for winding down with a craft cocktail after a long day of work. The utility room, built in storage shelving and work bench, and walk in cooler are also located in the basement. The upstairs apartment has original glass ball lighting and 10ft ceilings that are partially covered in original stamped tin. A brand-new kitchen with high-end stainless-steel appliances was installed last year. Quartz countertop by the sink, and butcher block counter tops by the stove. Brand new Brazilian Acacia hardwood flooring and new carpet in the bedroom. A 2nd vault, being used as the bedroom’s walk-in closet, has floor to ceiling hangers and shelving. The apartment is completed by an updated huge shower room and vanity, a separate toilet room with matching Brazilian hardwoods, and washer and dryer utility room with original honeycomb tile. The provident had a 50 year roof installed 3 years ago, tuck pointing done 4 years ago, modern HVAC (2 units), updated wiring, new or restored flooring throughout, modern copper/PVC plumbing, and all 3, 15 ft. high, front and corner windows on the main floor have been replaced within the last year as well! Don’t miss your opportunity to own a piece of St. Joseph’s history!
Active
Price cut: $26K (4/18)
$599,000
513 Francis St, Saint Joseph, MO 64501
1beds
6,088sqft
Est.:
Mixed Use
Built in 1921
3,049.2 Square Feet Lot
$-- Zestimate®
$98/sqft
$-- HOA
What's special
- 163 days
- on Zillow |
- 725 |
- 22 |
Zillow last checked: 7 hours ago
Listing updated: April 18, 2025 at 10:55am
Listing Provided by:
RICK PALMA 816-294-4476,
Keller Williams KC North
Source: HKMMLS as distributed by MLS GRID,MLS#: 2519927

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
Bedroom 1
- Features: All Carpet
- Level: Second
Heating
- Forced Air
Cooling
- Electric
Appliances
- Included: Dishwasher, Refrigerator, Gas Range, Stainless Steel Appliance(s)
- Laundry: Bedroom Level
Features
- Ceiling Fan(s)
- Flooring: Carpet, Concrete, Tile, Wood
- Basement: Full,Other
- Has fireplace: No
Interior area
- Total structure area: 6,088
- Total interior livable area: 6,088 sqft
- Finished area above ground: 4,088
- Finished area below ground: 2,000
Property
Parking
- Parking features: Off Street, Other
Features
- Patio & porch: Patio
Lot
- Size: 3,049.2 Square Feet
Details
- Parcel number: 063.008003001053.000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Mixed Use
Materials
- Concrete
- Roof: Tar/Gravel
Condition
- Year built: 1921
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Other
HOA
- Has HOA: No
Location
- Region: Saint Joseph
Financial & listing details
- Price per square foot: $98/sqft
- Tax assessed value: $143,370
- Annual tax amount: $3,920
- Date on market: 11/14/2024
- Listing terms: Cash,Conventional
- Ownership: Private
- Road surface type: Paved
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