5122 Hickory St, Panama City, FL 32404

**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Discover the perfect balance of style, function, and location in this newer Craftsman-style home. Nestled within an established neighborhood with no HOA and no flood insurance required, this property offers both peace of mind and affordability. Step inside to a spacious open floor plan filled with natural light and upscale finishes. The kitchen is a showstopper with beautiful quartz countertops, a large island bar, stainless steel appliances, and white shaker cabinetry that make it ideal for both cooking and entertaining. The primary suite is bright and inviting with a roomy walk-in closet and a private en-suite bath designed for relaxation. Throughout the home, you'll find elegant flooring with no carpet for easy maintenance and modern appeal. The privacy-fenced backyard provides plenty of space to unwind and includes RV parking on the side and back, perfect for extra vehicles, boats, or weekend getaways. The garage offers convenient attic storage for all your seasonal items. Located close to shopping, schools, and Tyndall Air Force Base, this home offers everyday convenience in a quiet, welcoming setting. It also features an assumable VA loan at a 5.75 percent interest rate, a rare opportunity for qualified buyers to step into a beautiful home with added financial benefits.