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Pending
  • $299,900

    509 Cathy Dr, Waterloo, IL 62298

    3beds
    2,049sqft
    : 
    SingleFamily
    Built in 1997
    0.25 Acres Lot
    $291,700 Zestimate®
    $146/sqft
    $-- HOA

    What's special

    Cozy wood-burning fireplaceFinished family roomOpen concept living spaceVaulted ceilingsSpacious corner lotFirst floor laundry closet
    Charming 3 Bed 2 Bath home for sale in the Historic Estates. Plenty of curb appeal with the added bonus of privacy from the fenced-in back yard and attached 2 car garage. Open concept living space has vaulted ceilings, featuring a cozy wood-burning fireplace and first floor laundry closet. The first bedroom is directly across the hall from the first bathroom. The second bedroom is directly across from the master suite. On the lower level, this house offers a finished family room, and bonus room with plenty of storage. The unfinished side offers additional storage and access to the home's utilities. This house is located on a spacious corner lot directly across from the Monroe Co. History Museum, in walking distance from Downtown Waterloo's restaurants and entertainment. Realtors @ .5% Commission - (seller to host open house, showings, and paperwork)
    What the owner loves about this home
    We love the spacious corner lot that features easy access to Rt. 3 and Downtown. There is little thru-traffic, friendly neighbors, and a private backyard. The fireplace and basement make for cozy winter hangouts, and we love that the garage has room for two vehicles plus hobbies.
    95 days
    |
    40
    |
    0
    |
    Listed by:

    Property Owner (618) 792-7264

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Heating
    • Forced air, Gas
    Cooling
    • Central
    Appliances
    • Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
    Features
    • Vaulted Ceiling(s), Living Room, Family Room
    • Flooring: Carpet, Laminate, Linoleum / Vinyl
    • Basement: Partially finished
    • Has fireplace: Yes
    • Fireplace features: Wood Burning, Living Room
    Interior area
    • Structure area source: County Records
    • Total interior livable area: 2,049 sqft
    • Finished area below ground: 929
    Video & virtual tour

    Property

    Parking
    • Parking features: Garage - Attached
    Features
    • Exterior features: Vinyl
    Lot
    • Size: 0.25 Acres
    • Features: Fencing
    Details
    • Parcel number: 0725452017000
    • Special conditions: Sale

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch, 1 STORY
    Condition
    • New construction: No
    • Year built: 1997

    Utilities & green energy

    • Sewer: Public
    • Water: Public

    Community & HOA

    Location
    • Region: Waterloo

    Financial & listing details

    • Price per square foot: $146/sqft
    • Tax assessed value: $225,780
    • Annual tax amount: $4,350
    • Date on market: 9/6/2025
    • Inclusions: Home Protection Policy
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    Estimated market value

    $291,700

    $265,000 - $321,000

    $2,219/mo

    Price history

    Price history
    DateEventPrice
    10/16/2025Sold$290,000-3.3%$142/sqft
    Source: Public Record Report a problem
    9/17/2025Pending sale$299,900$146/sqft
    Source: Owner Report a problem
    9/6/2025Listed for sale$299,900+71.4%$146/sqft
    Source: Owner Report a problem
    9/12/2019Sold$175,000+1.7%$85/sqft
    Source: MARIS #19055446 Report a problem
    8/7/2019Pending sale$172,000$84/sqft
    Source: Tammy Mitchell Hines & Co. #19055446 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$4,350 +15.2%$75,260 +13.9%
    2023$3,777 +9.9%$66,080 +10.2%
    2022$3,438 $59,940 +3.2%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,006/mo
    Principal & interest
    $1476
    Property taxes
    $425
    Home insurance
    $105

      Climate risks

      Neighborhood: 62298

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: WATERLOO DIST 5
      • Middle: WATERLOO DIST 5
      • High: Waterloo
      • District: Waterloo DIST 5

      Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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