Charming 3 Bed 2 Bath home for sale in the Historic Estates. Plenty of curb appeal with the added bonus of privacy from the fenced-in back yard and attached 2 car garage. Open concept living space has vaulted ceilings, featuring a cozy wood-burning fireplace and first floor laundry closet. The first bedroom is directly across the hall from the first bathroom. The second bedroom is directly across from the master suite. On the lower level, this house offers a finished family room, and bonus room with plenty of storage. The unfinished side offers additional storage and access to the home's utilities. This house is located on a spacious corner lot directly across from the Monroe Co. History Museum, in walking distance from Downtown Waterloo's restaurants and entertainment.
Realtors @ .5% Commission - (seller to host open house, showings, and paperwork)
Pending
$299,900
509 Cathy Dr, Waterloo, IL 62298
3beds
2,049sqft
Est.:
SingleFamily
Built in 1997
0.25 Acres Lot
$291,700 Zestimate®
$146/sqft
$-- HOA
What's special
Cozy wood-burning fireplaceFinished family roomOpen concept living spaceVaulted ceilingsSpacious corner lotFirst floor laundry closet
What the owner loves about this home
We love the spacious corner lot that features easy access to Rt. 3 and Downtown. There is little thru-traffic, friendly neighbors, and a private backyard. The fireplace and basement make for cozy winter hangouts, and we love that the garage has room for two vehicles plus hobbies.
- 95 days |
- 40 |
- 0 |
Listed by:
Property Owner (618) 792-7264
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Heating
- Forced air, Gas
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Vaulted Ceiling(s), Living Room, Family Room
- Flooring: Carpet, Laminate, Linoleum / Vinyl
- Basement: Partially finished
- Has fireplace: Yes
- Fireplace features: Wood Burning, Living Room
Interior area
- Structure area source: County Records
- Total interior livable area: 2,049 sqft
- Finished area below ground: 929
Video & virtual tour
Property
Parking
- Parking features: Garage - Attached
Features
- Exterior features: Vinyl
Lot
- Size: 0.25 Acres
- Features: Fencing
Details
- Parcel number: 0725452017000
- Special conditions: Sale
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch, 1 STORY
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Public
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $146/sqft
- Tax assessed value: $225,780
- Annual tax amount: $4,350
- Date on market: 9/6/2025
- Inclusions: Home Protection Policy
Estimated market value
$291,700
$265,000 - $321,000
$2,219/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/16/2025 | Sold | $290,000-3.3%$142/sqft |
Source: Public Record Report a problem | ||
| 9/17/2025 | Pending sale | $299,900$146/sqft |
Source: Owner Report a problem | ||
| 9/6/2025 | Listed for sale | $299,900+71.4%$146/sqft |
Source: Owner Report a problem | ||
| 9/12/2019 | Sold | $175,000+1.7%$85/sqft |
Source: | ||
| 8/7/2019 | Pending sale | $172,000$84/sqft |
Source: Tammy Mitchell Hines & Co. #19055446 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,350 +15.2% | $75,260 +13.9% |
| 2023 | $3,777 +9.9% | $66,080 +10.2% |
| 2022 | $3,438 | $59,940 +3.2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,006/mo
Principal & interest
$1476
Property taxes
$425
Home insurance
$105
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 4/10Gardner Elementary SchoolGrades: 4-5Distance: 0.9 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 1.1 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- Elementary: WATERLOO DIST 5
- Middle: WATERLOO DIST 5
- High: Waterloo
- District: Waterloo DIST 5
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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