Located on the northwest shoreline of private Useppa Island, #503 is a 3 bedroom, 2 bath attached villa with water views and easy access to the best boating in southwest Florida. This unit is off the main thoroughfare, offering more privacy than others while still being a short golfcart ride away from Useppa Island Club & Marina's restaurant and pool facilities. Useppa Island itself is a private island, available only to Useppa Island Club & Marina members and property owners, offering further exclusivity and privacy for those who have access to it.
#503 still features some of the original features from its 1980 construction, with functional updates performed during the longtime owner's use, such as electric hurricane shutters for the sliding glass doors, new HVAC, new water heater, new washer/dryer and other upgrades to the living space and finishes. The living room features a cathedral ceiling, fireplace and huge views of the water through sliding doors which lead to the screen porch. On the eastern side of the first living floor is the Master Bedroom, with en-suite bath and direct access to an open deck. The two guest rooms and shared full bathroom are upstairs, creating separation between guests and family while presenting the potential for alternative uses such as a home office. The western guest room has access to an open balcony overlooking the water, where daily sunset performances can be observed from an elevated perspective.
Ownership of #503 comes with the cost-free right to dock one boat 24' or less at the Useppa Village Community Dock, located about 400' away to the west. With desirable boating locations such as Cabbage Key, Cayo Costa, Boca Grande within 5 miles of the cottage, its owner will have easy access to the best boating, beaches and fishing southwest Forida has to offer. This unit presents an opportunity to enter into an island lifestyle for well under $1m.
Property ownership on Useppa Island requires a Resident Membership to Useppa Island Club & Marina. The Club is under new ownership as of late 2024 and the Club facilities are currently undergoing a multi=million-dollar renovation plan. Buyers are responsible for performing their own due diligence with respect to Useppa Island Club & Marina's operating status, fees and policies as they are all subject to change.
Active
$695,000
503 Useppa Is, Useppa Island, FL 33921
3beds
1,362sqft
Est.:
Duplex, Single Family Residence
Built in 1980
-- sqft lot
$660,500 Zestimate®
$510/sqft
$-- HOA
What's special
New water heaterNew hvacWater views
- 14 days |
- 431 |
- 10 |
Zillow last checked: 8 hours ago
Listing updated: January 08, 2026 at 11:04am
Listed by:
Jim Fischer 239-349-6108,
Century 21 Sunbelt Realty
Source: Florida Gulf Coast MLS,MLS#: 2026000709
Originating MLS: Florida Gulf Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bathroom, Guest Quarters, Other, Screened Porch
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Freezer, Microwave, Refrigerator, Self Cleaning Oven, Washer
- Laundry: Inside
Features
- Breakfast Bar, Family/Dining Room, Fireplace, Living/Dining Room, Main Level Primary, Tub Shower, Window Treatments, Split Bedrooms, Bathroom, Guest Quarters, Other, Screened Porch
- Flooring: Carpet, Laminate, Other
- Windows: Other, Impact Glass, Window Coverings
- Has fireplace: Yes
Interior area
- Total structure area: 2,069
- Total interior livable area: 1,362 sqft
Video & virtual tour
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck, Lanai, Open, Patio, Porch, Screened
- Exterior features: Deck, Other, Patio, Storage, Shutters Electric
- Pool features: Community
- Has view: Yes
- View description: Bay, Landscaped, Mangroves, Partial Buildings, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: None, Across the Road Water Frontage
Lot
- Size: 2,744.28 Square Feet
- Dimensions: 28 x 103 x 20 x 104
- Features: Irregular Lot
Details
- Additional structures: Guest House Attached
- Parcel number: 0944210200006.0000
- Lease amount: $0
- Zoning description: RM-2
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Florida,Two Story,Duplex
- Property subtype: Duplex, Single Family Residence
- Attached to another structure: Yes
Materials
- Vinyl Siding, Wood Frame
- Foundation: Pillar/Post/Pier, Raised
- Roof: Metal
Condition
- Resale
- Year built: 1980
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Not Available, Underground Utilities
Community & HOA
Community
- Features: Boat Facilities, Street Lights
- Subdivision: USEPPA ISLAND
HOA
- Has HOA: No
- Amenities included: Bocce Court, Boat Dock, Fitness Center, Other, Private Membership, Pool, Restaurant, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s)
- Services included: Other, Recreation Facilities, Road Maintenance, Street Lights, Trash
- HOA phone: 239-283-1064
- Condo and coop fee: $0
- Membership fee: $473 monthly
Location
- Region: Useppa Island
Financial & listing details
- Price per square foot: $510/sqft
- Tax assessed value: $462,667
- Annual tax amount: $6,565
- Date on market: 1/7/2026
- Cumulative days on market: 15 days
- Listing terms: All Financing Considered,Cash
- Ownership: Single Family
Estimated market value
$660,500
$627,000 - $694,000
$1,896/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/7/2026 | Listed for sale | $695,000-12.6%$510/sqft |
Source: | ||
| 11/3/2025 | Listing removed | $795,000$584/sqft |
Source: | ||
| 8/25/2025 | Listed for sale | $795,000+3.9%$584/sqft |
Source: | ||
| 5/14/2025 | Listing removed | $765,000$562/sqft |
Source: | ||
| 5/2/2025 | Listed for sale | $765,000-1.9%$562/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,565 -13.8% | $462,667 -0.8% |
| 2023 | $7,616 +13.9% | $466,453 +10% |
| 2022 | $6,687 +19.9% | $424,048 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,347/mo
Principal & interest
$3293
Property taxes
$811
Home insurance
$243
Climate risks
Neighborhood: Useppa Island
Nearby schools
GreatSchools rating
- 9/10The Sanibel SchoolGrades: PK-8Distance: 16.1 mi
- 3/10Mariner High SchoolGrades: 9-12Distance: 12.9 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 13.3 mi








