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  • $695,000

    503 Useppa Is, Useppa Island, FL 33921

    3beds
    1,362sqft
    : 
    Duplex, Single Family Residence
    Built in 1980
    -- sqft lot
    $660,500 Zestimate®
    $510/sqft
    $-- HOA

    What's special

    New water heaterNew hvacWater views
    Located on the northwest shoreline of private Useppa Island, #503 is a 3 bedroom, 2 bath attached villa with water views and easy access to the best boating in southwest Florida. This unit is off the main thoroughfare, offering more privacy than others while still being a short golfcart ride away from Useppa Island Club & Marina's restaurant and pool facilities. Useppa Island itself is a private island, available only to Useppa Island Club & Marina members and property owners, offering further exclusivity and privacy for those who have access to it. #503 still features some of the original features from its 1980 construction, with functional updates performed during the longtime owner's use, such as electric hurricane shutters for the sliding glass doors, new HVAC, new water heater, new washer/dryer and other upgrades to the living space and finishes. The living room features a cathedral ceiling, fireplace and huge views of the water through sliding doors which lead to the screen porch. On the eastern side of the first living floor is the Master Bedroom, with en-suite bath and direct access to an open deck. The two guest rooms and shared full bathroom are upstairs, creating separation between guests and family while presenting the potential for alternative uses such as a home office. The western guest room has access to an open balcony overlooking the water, where daily sunset performances can be observed from an elevated perspective. Ownership of #503 comes with the cost-free right to dock one boat 24' or less at the Useppa Village Community Dock, located about 400' away to the west. With desirable boating locations such as Cabbage Key, Cayo Costa, Boca Grande within 5 miles of the cottage, its owner will have easy access to the best boating, beaches and fishing southwest Forida has to offer. This unit presents an opportunity to enter into an island lifestyle for well under $1m. Property ownership on Useppa Island requires a Resident Membership to Useppa Island Club & Marina. The Club is under new ownership as of late 2024 and the Club facilities are currently undergoing a multi=million-dollar renovation plan. Buyers are responsible for performing their own due diligence with respect to Useppa Island Club & Marina's operating status, fees and policies as they are all subject to change.
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    Zillow last checked: 8 hours ago

    Listing updated: January 08, 2026 at 11:04am

    Listed by:

    Jim Fischer 239-349-6108,

    Century 21 Sunbelt Realty

    Source: Florida Gulf Coast MLS,MLS#: 2026000709MLS LogoOriginating MLS: Florida Gulf Coast

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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bathroom, Guest Quarters, Other, Screened Porch
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Dryer, Dishwasher, Freezer, Microwave, Refrigerator, Self Cleaning Oven, Washer
    • Laundry: Inside
    Features
    • Breakfast Bar, Family/Dining Room, Fireplace, Living/Dining Room, Main Level Primary, Tub Shower, Window Treatments, Split Bedrooms, Bathroom, Guest Quarters, Other, Screened Porch
    • Flooring: Carpet, Laminate, Other
    • Windows: Other, Impact Glass, Window Coverings
    • Has fireplace: Yes
    Interior area
    • Total structure area: 2,069
    • Total interior livable area: 1,362 sqft
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    Property

    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Balcony, Deck, Lanai, Open, Patio, Porch, Screened
    • Exterior features: Deck, Other, Patio, Storage, Shutters Electric
    • Pool features: Community
    • Has view: Yes
    • View description: Bay, Landscaped, Mangroves, Partial Buildings, Water
    • Has water view: Yes
    • Water view: Bay,Water
    • Waterfront features: None, Across the Road Water Frontage
    Lot
    • Size: 2,744.28 Square Feet
    • Dimensions: 28 x 103 x 20 x 104
    • Features: Irregular Lot
    Details
    • Additional structures: Guest House Attached
    • Parcel number: 0944210200006.0000
    • Lease amount: $0
    • Zoning description: RM-2

    Construction

    Type & style
    • Home type: MultiFamily
    • Architectural style: Florida,Two Story,Duplex
    • Property subtype: Duplex, Single Family Residence
    • Attached to another structure: Yes
    Materials
    • Vinyl Siding, Wood Frame
    • Foundation: Pillar/Post/Pier, Raised
    • Roof: Metal
    Condition
    • Resale
    • Year built: 1980

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Not Available, Underground Utilities

    Community & HOA

    Community
    • Features: Boat Facilities, Street Lights
    • Subdivision: USEPPA ISLAND
    HOA
    • Has HOA: No
    • Amenities included: Bocce Court, Boat Dock, Fitness Center, Other, Private Membership, Pool, Restaurant, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s)
    • Services included: Other, Recreation Facilities, Road Maintenance, Street Lights, Trash
    • HOA phone: 239-283-1064
    • Condo and coop fee: $0
    • Membership fee: $473 monthly
    Location
    • Region: Useppa Island

    Financial & listing details

    • Price per square foot: $510/sqft
    • Tax assessed value: $462,667
    • Annual tax amount: $6,565
    • Date on market: 1/7/2026
    • Cumulative days on market: 15 days
    • Listing terms: All Financing Considered,Cash
    • Ownership: Single Family
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    Estimated market value

    $660,500

    $627,000 - $694,000

    $1,896/mo

    Price history

    Price history
    DateEventPrice
    1/7/2026Listed for sale$695,000-12.6%$510/sqft
    Source: Florida Gulf Coast MLS #2026000709 Report a problem
    11/3/2025Listing removed$795,000$584/sqft
    Source: Florida Gulf Coast MLS #225033663 Report a problem
    8/25/2025Listed for sale$795,000+3.9%$584/sqft
    Source: Florida Gulf Coast MLS #225033663 Report a problem
    5/14/2025Listing removed$765,000$562/sqft
    Source: SWFLMLS #225033663 Report a problem
    5/2/2025Listed for sale$765,000-1.9%$562/sqft
    Source: SWFLMLS #225033663 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$6,565 -13.8%$462,667 -0.8%
    2023$7,616 +13.9%$466,453 +10%
    2022$6,687 +19.9%$424,048 +10%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $4,347/mo
    Principal & interest
    $3293
    Property taxes
    $811
    Home insurance
    $243

      Climate risks

      Neighborhood: Useppa Island

      Nearby schools

      GreatSchools rating

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