50 Ivy St, Covington, GA 30014

Lease-to-Own Home 50 Ivy, Porterdale, GA 4 Bed | 2 Bath | $215,000 | Lease-to-Own Only If you're dreaming of owning a home but need time to qualify for a mortgage, this is your opportunity! This spacious 4-bedroom, 2-bath house is located in a quiet neighborhood in Porterdale and is being offered exclusively through a lease-to-own program. The home features a large living space, one full bathroom with attractive tile, and another with easy-to-maintain vinyl flooring. Whether you're a growing family or just looking for a place to settle down, 50 Ivy gives you the space, flexibility, and path to ownership you've been looking for. Only steps away from downtown, where you'll find shopping, an award-winning bakery, restaurants, and specialty businesses. Plus, you're close to Cedar Shoals riverside park, featuring a -mile paved walking track, fishing, picnic tables, a kayak launch, Disc Golf course, dog walk area, and a scenic walking trail. Great area this one is a must-see! Lease-to-Own Details: Home Price: $215,000 (subject to a 2.5% annual increase) Option Fee: $8,500 (credited back toward closing costs at purchase) Security Deposit: $2,000 First Month's Lease Payment: $2,000 Monthly Lease Payment: $2,000/month Lease Term: 2 years (During this time, you'll work on qualifying for a mortgage) Total Credit Toward Purchase: $10,500 (includes option fee and deposit) How It Works: 1. Sign a 2-year lease-to-own agreement. 2. Move in and make monthly lease payments. 3. Use the lease period to qualify for a mortgage. 4. At closing, the $8,500 option fee and $2,000 security deposit are credited toward your purchase and closing costs. Interested? Message now to schedule a showing and start your journey toward homeownership at 50 Ivy