This is a small cottage conveniently located, with no HOA, and a nice size fenced yard for kids and pets. Important updates occurred in 2020 including a new roof, new windows with lifetime transferable warranty, flooring and, in 2018, new water heater and bathroom updates. If you are looking for privacy, if you don't want an HOA, if you want shopping convenience and back yard space, consider this home. We welcome you.
Active
Price cut: $5K (12/14)
$295,000
499 Oak Grove Rd, Flat Rock, NC 28731
3beds
931sqft
Est.:
Single Family Residence
Built in 1924
0.45 Acres Lot
$290,300 Zestimate®
$317/sqft
$-- HOA
What's special
Fenced yardNew roofNew water heaterBathroom updates
- 101 days |
- 773 |
- 48 |
Zillow last checked: 8 hours ago
Listing updated: January 26, 2026 at 09:23am
Listing Provided by:
Jane Ward realtorjaneward@gmail.com,
Century 21 Connected
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4315949
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13' 0" X 12' 0"
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Exhaust Hood, Washer/Dryer
- Laundry: Main Level
Features
- Storage
- Flooring: Laminate, Vinyl
- Doors: Screen Door(s), Storm Door(s)
- Windows: Window Treatments
- Basement: Dirt Floor,Exterior Entry,Unfinished
- Attic: Pull Down Stairs
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 931
- Total interior livable area: 931 sqft
- Finished area above ground: 931
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: Two or More Access Exits
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Rear Porch
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Year Round
Lot
- Size: 0.45 Acres
- Dimensions: 19,602 sq ft
- Features: Cleared, Level, Wooded
Details
- Additional structures: Outbuilding
- Parcel number: 9902996
- Zoning: R-1
- Special conditions: Standard
- Other equipment: Network Ready
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Asbestos, Hardboard Siding
- Roof: Composition
Condition
- New construction: No
- Year built: 1924
Utilities & green energy
- Sewer: Septic Installed
- Water: City
- Utilities for property: Electricity Connected, Satellite Internet Available
Community & HOA
Community
- Features: None
- Security: Smoke Detector(s)
- Subdivision: None
Location
- Region: Flat Rock
- Elevation: 2000 Feet
Financial & listing details
- Price per square foot: $317/sqft
- Tax assessed value: $217,600
- Annual tax amount: $1,221
- Date on market: 10/27/2025
- Cumulative days on market: 101 days
- Listing terms: Cash,Conventional
- Exclusions: Chicken Enclosures
- Electric utility on property: Yes
- Road surface type: Gravel, Paved
Estimated market value
$290,300
$276,000 - $305,000
$1,808/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/14/2025 | Price change | $295,000-1.7%$317/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4315949 Report a problem | ||
| 10/27/2025 | Listed for sale | $300,000+50%$322/sqft |
Source: Canopy MLS as distributed by MLS GRID #4315949 Report a problem | ||
| 8/30/2021 | Sold | $200,000+0.3%$215/sqft |
Source: Canopy MLS as distributed by MLS GRID #3763823 Report a problem | ||
| 7/29/2021 | Contingent | $199,500$214/sqft |
Source: Canopy MLS as distributed by MLS GRID #3763823 Report a problem | ||
| 7/21/2021 | Listed for sale | $199,500+88.2%$214/sqft |
Source: Canopy MLS as distributed by MLS GRID #3763823 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,221 | $217,600 |
| 2023 | $1,221 +67.6% | $217,600 +106.5% |
| 2022 | $728 | $105,400 +5.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,639/mo
Principal & interest
$1406
Property taxes
$130
Home insurance
$103
Climate risks
Neighborhood: 28731
Nearby schools
GreatSchools rating
- 2/10Hillandale ElementaryGrades: PK-5Distance: 1.5 mi
- 6/10Flat Rock MiddleGrades: 6-8Distance: 1.6 mi
- 5/10East Henderson HighGrades: 9-12Distance: 2 mi
Schools provided by the listing agent
- Elementary: Hillandale
- Middle: Flat Rock
- High: East Henderson
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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