Lake House Dream! Welcome to your mountain escape in the exclusive Miner's Lake HOA a quiet community of just a few homes sharing access to a private, amenity-rich lake. Enjoy 20 acres of outdoor recreation, including two private docks, a large BBQ area with picnic tables, and a lake stocked with largemouth bass perfect for swimming, kayaking, and fishing. The home itself is spacious and inviting, featuring vaulted wood-clad ceilings, abundant natural light, and a full wrap-around porch for year-round enjoyment. The main level offers a formal entry, a large living room, a primary suite, an additional bedroom, and a conveniently located kitchen with generous cabinetry and adjacent laundry. The lower level has a bedroom, bathroom, and a multi-use open area. Upstairs, a bright open loft includes its own private balcony where you'll enjoy breathtaking sunset views you'll never grow tired of. Plus, a whole-house Generac propane generator keeps things running smoothly no matter the weather. Bring your critters too livestock are welcome, with a charming red stable and small pasture ready to go. Whether you're looking for a full-time residence or a mountain getaway, this is a rare opportunity to enjoy comfort, beauty, and lake life all in one place!
Active
Price cut: $26K (11/14)
$599,000
499 McCarthy Reservoir Rd #2, Mokelumne Hill, CA 95245
3beds
3,400sqft
Est.:
Single Family Residence
Built in 1991
4.19 Acres Lot
$-- Zestimate®
$176/sqft
$63/mo HOA
What's special
Private balconySmall pasturePrivate amenity-rich lakeFull wrap-around porchTwo private docksAbundant natural lightPrimary suite
- 187 days |
- 400 |
- 32 |
Zillow last checked: 8 hours ago
Listing updated: December 03, 2025 at 01:57pm
Listed by:
Anastasia Landreth DRE #02182097 209-768-1267,
Jackson Realty, Inc.
Source: MetroList Services of CA,MLS#: 225073447Originating MLS: MetroList Services, Inc.
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Loft, Master Bathroom, Master Bedroom, Possible Guest, Kitchen, Laundry, Workshop, Living Room
Primary bedroom
- Features: Balcony, Ground Floor, Walk-In Closet, Outside Access
Primary bathroom
- Features: Jetted Tub
Dining room
- Features: Formal Area
Kitchen
- Features: Pantry Cabinet, Granite Counters
Heating
- Pellet Stove
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Free-Standing Refrigerator, Trash Compactor, Dishwasher, Disposal, Microwave, Electric Water Heater, Free-Standing Gas Oven, Dryer, Washer
- Laundry: Laundry Room, Cabinets, Inside Room
Features
- Flooring: Carpet, Laminate, Linoleum, Wood
- Number of fireplaces: 1
- Fireplace features: Living Room, Pellet Stove
Interior area
- Total interior livable area: 3,400 sqft
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 2
- Exterior features: Balcony
- Has spa: Yes
- Spa features: Bath
- Fencing: None
- On waterfront: Yes
- Waterfront features: Reservoir, Lake Access, Lake Front
Lot
- Size: 4.19 Acres
Details
- Additional structures: Barn(s)
- Parcel number: 014029006000
- Zoning description: Rural Residential 20 (RR20)
- Special conditions: Standard
- Other equipment: Satellite Dish, Water Filter System
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Rustic
- Property subtype: Single Family Residence
Materials
- Wood
- Roof: Metal
Condition
- Year built: 1991
Utilities & green energy
- Sewer: Septic System
- Water: Well
- Utilities for property: Internet Available, Propane Tank Leased
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Barbecue, See Remarks
- Services included: Insurance
- HOA fee: $750 annually
Location
- Region: Mokelumne Hill
Financial & listing details
- Price per square foot: $176/sqft
- Tax assessed value: $503,106
- Annual tax amount: $5,685
- Price range: $599K - $599K
- Date on market: 6/6/2025
- Road surface type: Asphalt, Gravel
Estimated market value
Not available
Estimated sales range
Not available
$3,025/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/14/2025 | Price change | $599,000-4.2%$176/sqft |
Source: MetroList Services of CA #225073447 Report a problem | ||
| 6/6/2025 | Listed for sale | $625,000+47.1%$184/sqft |
Source: MetroList Services of CA #225073447 Report a problem | ||
| 5/5/2016 | Sold | $425,000-3.2%$125/sqft |
Source: Public Record Report a problem | ||
| 7/19/2015 | Listing removed | $439,000$129/sqft |
Source: C-21 TRI DAM REALTY (ASSN&MLS) #150090 Report a problem | ||
| 5/5/2015 | Price change | $439,000-1.3%$129/sqft |
Source: CENTURY 21 Tri-Dam Realty #150090 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,685 +0.2% | $503,106 +2% |
| 2024 | $5,674 +1.9% | $493,242 +2% |
| 2023 | $5,567 +0.3% | $483,572 +2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,710/mo
Principal & interest
$2893
Property taxes
$544
Other costs
$273
Climate risks
Neighborhood: 95245
Nearby schools
GreatSchools rating
- NARail Road Flat Elementary SchoolGrades: K-6Distance: 0.5 mi
- 5/10Calaveras High SchoolGrades: 8-12Distance: 12.9 mi
- 4/10Toyon Middle SchoolGrades: 6-8Distance: 15.4 mi
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