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Sold for $1,800,000
  • $1,800,000

    498 McSwain Rd, White Stone, VA 22578

    4beds
    3,606sqft
    Waterfront Residential
    Built in 1988
    1.2 Acres Lot
    $1,830,500 Zestimate®
    $499/sqft
    $3,923 Estimated rent

    Home value

    $1,830,500

    Estimated sales range

    Not available

    $3,923/mo

    Zestimate® history
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    What's special

    Magnificent Views & pristine SAND BEACH that spans the width of this exceptional waterfront home on Indian Creek. With immediate access to the Chesapeake Bay, this rare offering offers endless water views that words can not describe. Nestled in the prestigious enclave of Blue Water Point, a private community of 8 fine homes, residents enjoy exclusive amenities, including a community pool, tennis courts, & community well. Your own private boat slip at the community dock provides access to the water. Designed for a relaxed river vibe, the home features multiple gathering spaces: A spacious living room, anchored by gas fireplace, w/ sliding doors leading to a porch and an expansive backyard: A cozy family room, with a wood-burning fireplace & access to a back patio: A bright, open kitchen w/a dining bar, SS appliances, a generous pantry, & ample counter space: A utility/mudroom with built-in storage—ideal for coming in after a day on the water or outdoor adventure. The primary suite includes an ensuite bath, multiple closets, and a clever ante room/office area with private access. 2 guest bedrooms & versatile private guest suite offer additional sleeping quarters, office space, or a library. Plenty of room for family & extended guests. Additional features include electronic storm shutters on the back of the home for convenience & peace of mind, new HVAC system & fresh paint throughout. High-speed Internet available. Main photo edited to represent lawn in summer. Waterfront living at this level is rarely available—make this stunning Chesapeake Bay retreat your home today.

    Zillow last checked: 8 hours ago

    Listing updated: May 16, 2025 at 06:02am

    Listed by:

    Neena Rodgers,

    Pearls of the Chesapeake LLC,

    Sandra Lent,

    Pearls of the Chesapeake LLC

    Bought with:

    Kimberly Wigg, 0225033309

    Long & Foster Real Estate, Inc.

    Source: Northern Neck AOR,MLS#: 118564

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Dining room
    • Features: Dining Room, Kitchen-Bar
    Heating
    • Electric, Heat Pump
    Cooling
    • Ceiling Fan(s), Electric, Heat Pump
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Wall Oven, Washer, Electric Water Heater
    • Laundry: Washer/Dryer Hookup
    Features
    • Fireplace, Walk-In Closet(s), Other
    • Flooring: Hardwood, Tile, Wall to Wall Carpet
    • Doors: Storm Door(s)
    • Windows: Storm Window(s), Skylight(s), Window Treatments
    • Basement: Crawl Space
    • Attic: Storage,Pull Down Stairs
    • Number of fireplaces: 2
    • Fireplace features: Gas Log, Living Room, Two Fireplaces, Other
    Interior area
    • Total structure area: 3,606
    • Total interior livable area: 3,606 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Two Car, Elec Garage Door Opener
    • Attached garage spaces: 2
    Features
    • Levels: Two
    • Patio & porch: Deck, Patio
    • Exterior features: Balcony/Widow Walk, Other
    • Has spa: Yes
    • Spa features: Hot Tub/Jet Tub
    • Waterfront features: Bay Front, Pier/Dock, River/Creek Front, Sand Beach, Water Access-Private
    • Body of water: Chesapeake Bay
    • Frontage length: 150
    Lot
    • Size: 1.20 Acres
    • Features: 1-1.9 acres
    Details
    • Additional structures: Shed(s)
    • Parcel number: 2955G
    • Zoning description: R 1

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Other
    • Property subtype: Waterfront Residential
    Materials
    • Sheetrock Walls, HardiPlank Type
    • Roof: Composition
    Condition
    • Year built: 1988

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Community

    Community & neighborhood

    Location
    • Region: White Stone
    • Subdivision: Blue Water Point

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $1,200 quarterly

    Other

    Other facts
    • Listing terms: Cash,Conventional

    Price history

    DateEventPrice
    5/15/2025Sold$1,800,000-5%$499/sqft
    Source: Chesapeake Bay & Rivers AOR #2507258 Report a problem
    4/8/2025Contingent$1,895,000$526/sqft
    Source: Northern Neck AOR #118564 Report a problem
    4/8/2025Pending sale$1,895,000$526/sqft
    Source: Chesapeake Bay & Rivers AOR #2507258 Report a problem
    4/4/2025Listed for sale$1,895,000$526/sqft
    Source: Chesapeake Bay & Rivers AOR #2507258 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$5,596 +24.8%$1,017,500 +43%
    2023$4,483 $711,600
    2022$4,483 $711,600

    Find assessor info on the county website

    Neighborhood: 22578

    Nearby schools

    GreatSchools rating
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