Sold for $1,800,000
$1,800,000
498 McSwain Rd, White Stone, VA 22578
4beds
3,606sqft
Waterfront Residential
Built in 1988
1.2 Acres Lot
$1,830,500 Zestimate®
$499/sqft
$3,923 Estimated rent
Home value
$1,830,500
Estimated sales range
Not available
$3,923/mo
Zestimate® history
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Owner options
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What's special
Magnificent Views & pristine SAND BEACH that spans the width of this exceptional waterfront home on Indian Creek. With immediate access to the Chesapeake Bay, this rare offering offers endless water views that words can not describe. Nestled in the prestigious enclave of Blue Water Point, a private community of 8 fine homes, residents enjoy exclusive amenities, including a community pool, tennis courts, & community well. Your own private boat slip at the community dock provides access to the water. Designed for a relaxed river vibe, the home features multiple gathering spaces: A spacious living room, anchored by gas fireplace, w/ sliding doors leading to a porch and an expansive backyard: A cozy family room, with a wood-burning fireplace & access to a back patio: A bright, open kitchen w/a dining bar, SS appliances, a generous pantry, & ample counter space: A utility/mudroom with built-in storage—ideal for coming in after a day on the water or outdoor adventure. The primary suite includes an ensuite bath, multiple closets, and a clever ante room/office area with private access. 2 guest bedrooms & versatile private guest suite offer additional sleeping quarters, office space, or a library. Plenty of room for family & extended guests. Additional features include electronic storm shutters on the back of the home for convenience & peace of mind, new HVAC system & fresh paint throughout. High-speed Internet available. Main photo edited to represent lawn in summer. Waterfront living at this level is rarely available—make this stunning Chesapeake Bay retreat your home today.
Zillow last checked: 8 hours ago
Listing updated: May 16, 2025 at 06:02am
Listed by:
Neena Rodgers,
Pearls of the Chesapeake LLC,
Sandra Lent,
Pearls of the Chesapeake LLC
Bought with:
Kimberly Wigg, 0225033309
Long & Foster Real Estate, Inc.
Source: Northern Neck AOR,MLS#: 118564
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining room
- Features: Dining Room, Kitchen-Bar
Heating
- Electric, Heat Pump
Cooling
- Ceiling Fan(s), Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Wall Oven, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Fireplace, Walk-In Closet(s), Other
- Flooring: Hardwood, Tile, Wall to Wall Carpet
- Doors: Storm Door(s)
- Windows: Storm Window(s), Skylight(s), Window Treatments
- Basement: Crawl Space
- Attic: Storage,Pull Down Stairs
- Number of fireplaces: 2
- Fireplace features: Gas Log, Living Room, Two Fireplaces, Other
Interior area
- Total structure area: 3,606
- Total interior livable area: 3,606 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Two Car, Elec Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Deck, Patio
- Exterior features: Balcony/Widow Walk, Other
- Has spa: Yes
- Spa features: Hot Tub/Jet Tub
- Waterfront features: Bay Front, Pier/Dock, River/Creek Front, Sand Beach, Water Access-Private
- Body of water: Chesapeake Bay
- Frontage length: 150
Lot
- Size: 1.20 Acres
- Features: 1-1.9 acres
Details
- Additional structures: Shed(s)
- Parcel number: 2955G
- Zoning description: R 1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Waterfront Residential
Materials
- Sheetrock Walls, HardiPlank Type
- Roof: Composition
Condition
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Community
Community & neighborhood
Location
- Region: White Stone
- Subdivision: Blue Water Point
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,200 quarterly
Other
Other facts
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 5/15/2025 | Sold | $1,800,000-5%$499/sqft |
Source: Chesapeake Bay & Rivers AOR #2507258 Report a problem | ||
| 4/8/2025 | Contingent | $1,895,000$526/sqft |
Source: Northern Neck AOR #118564 Report a problem | ||
| 4/8/2025 | Pending sale | $1,895,000$526/sqft |
Source: Chesapeake Bay & Rivers AOR #2507258 Report a problem | ||
| 4/4/2025 | Listed for sale | $1,895,000$526/sqft |
Source: Chesapeake Bay & Rivers AOR #2507258 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,596 +24.8% | $1,017,500 +43% |
| 2023 | $4,483 | $711,600 |
| 2022 | $4,483 | $711,600 |
Find assessor info on the county website
Neighborhood: 22578
Nearby schools
GreatSchools rating
- 4/10Lancaster Middle SchoolGrades: 5-7Distance: 3.3 mi
- 6/10Lancaster High SchoolGrades: 8-12Distance: 8.9 mi
- NALancaster Primary SchoolGrades: K-4Distance: 6.5 mi
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