Magnificent Views and a pristine SAND BEACH that spans the width of this exceptional waterfront home on Indian Creek. With immediate access to the Chesapeake Bay, this rare offering offers endless water views that words can hardly describe. Nestled in the prestigious enclave of Blue Water Point, a private community of only eight fine homes, residents enjoy exclusive amenities, including a community pool, tennis courts, and community well. Your own private boat slip at the community dock provides seamless access to the water. Designed for a relaxed river vibe, the home features multiple gathering spaces: A spacious living room, anchored by a gas fireplace, with sliding doors leading to a porch and an expansive backyard: A cozy family room, with a wood-burning fireplace and access to a back patio: A bright, open kitchen with a dining bar, stainless steel appliances, a generous pantry, and ample counter space: A utility/mudroom with built-in storage—ideal for coming in after a day on the water or outdoor adventure. The primary suite includes an ensuite bath, multiple closets, and a clever ante room/office area with private access. Two guest bedrooms and a versatile private guest suite offer additional sleeping quarters, office space, or a library. Plenty of room for family and extended guests. Additional features include electronic storm shutters on the back of the home for convenience and peace of mind, new HVAC system and fresh paint throughout. High-speed Internet available. Main photo edited to represent lawn in summer. Waterfront living at this level is rarely available—make this stunning Chesapeake Bay retreat your home today!
Pending
$1,895,000
498 McSwain Rd, White Stone, VA 22578
4beds
3,606sqft
Est.:
Single Family Residence
Built in 1988
1.2 Acres Lot
$1,971,900 Zestimate®
$526/sqft
$400/mo HOA
What's special
Gas fireplaceWood-burning fireplaceCozy family roomBack patioBright open kitchenExpansive backyardPristine sand beach
- 21 days
- on Zillow |
- 549 |
- 17 |
Zillow last checked: 7 hours ago
Listing updated: April 08, 2025 at 11:22am
Listed by:
Neena Rodgers 804-436-2326,
Pearls of the Chesapeake LLC,
Sandra S Lent 804-694-6101,
Pearls of the Chesapeake LLC
Source: CVRMLS,MLS#: 2507258
Originating MLS: Chesapeake Bay Area MLS

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Other
- Description: Tub & Shower
- Level: Second
Half bath
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Electric, Heat Pump
Appliances
- Included: Built-In Oven, Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Refrigerator, Stove, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Bookcases, Built-in Features, Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, French Door(s)/Atrium Door(s), Fireplace, Granite Counters, Kitchen Island, Bath in Primary Bedroom, Pantry, Recessed Lighting, Skylights, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Doors: French Doors, Storm Door(s)
- Windows: Skylight(s), Storm Window(s)
- Basement: Crawl Space
- Number of fireplaces: 2
- Fireplace features: Gas, Wood Burning
Interior area
- Total interior livable area: 3,606 sqft
- Finished area above ground: 3,606
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Rear Porch, Deck, Porch
- Exterior features: Deck, Porch, Storage, Shed, Gas Grill
- Pool features: None, Community
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Creek, Walk to Water, Waterfront
- Body of water: Indian Creek
Lot
- Size: 1.2 Acres
- Features: Beach Front, Waterfront
Details
- Additional structures: Shed(s)
- Parcel number: 2955G
- Zoning description: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Custom,Two Story
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, HardiPlank Type
- Roof: Composition,Shingle
Condition
- Resale
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Pool, Tennis Court(s), Bulkhead
- Subdivision: Blue Water Point
HOA
- Has HOA: Yes
- Services included: Pool(s), Water Access
- HOA fee: $1,200 quarterly
Location
- Region: White Stone
Financial & listing details
- Price per square foot: $526/sqft
- Tax assessed value: $1,017,500
- Annual tax amount: $5,596
- Date on market: 4/5/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
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