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  • $249,900

    495 Emerson St, Rochester, NY 14613

    8beds
    5,954sqft
    Quadruplex, Multi Family
    Built in 1890
    -- sqft lot
    $134,000 Zestimate®
    $42/sqft
    $-- HOA

    What's special

    Fresh paint throughoutTwo separate drivewaysVinyl sidingVinyl windows
    Four units. One roof. One decision. $50,160 income generator. This isn't a house — it's a PERFORMING ASSET built for the buyer who understands the difference. Vinyl siding, vinyl windows, new and refinished hardwood floors, and fresh paint throughout mean the heavy lifting is already done — you aren't buying a project, you are buying a platform ready to produce from day one. ALL FOUR UNITS ARE SEPARATELY METERED, so tenants pay their own utilities, your expenses stay predictable, and your numbers stay clean. No overlap. No drag. Just controlled income. Two separate driveways add real-world convenience that reduces tenant friction and supports long-term occupancy — because high occupancy isn't luck, it's the result of a property that works for the people living in it. There's also a potential 3-BEDROOM, 2-BATH OWNER'S UNIT, giving you the flexibility to house hack and let the other three units cover your mortgage, or optimize the full building for maximum rental income. Four units means FOUR INCOME STREAMS under one roof — one vacancy does not stop the machine. This is the property that every financial freedom book points to. The structure is already in place. The only question is whether you are ready to own something that works while you sleep. Schedule a showing today. Delayed Negotiations, 4/27 at 12pm.
    14 hours
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    146
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    Zillow last checked:

    Listing updated:

    Listing by:

    Living585 Realty 585-522-1553,

    Jason W. Johansen 585-488-6390,

    William Patrick Hess Jr 585-539-9699,

    Living585 Realty

    Source: NYSAMLSs,MLS#: R1671595MLS LogoOriginating MLS: Rochester

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 8
      • Bathrooms: 5
      • Full bathrooms: 5
      Heating
      • Gas, Other, See Remarks, Baseboard, Forced Air
      Cooling
      • Other, See Remarks
      Appliances
      • Included: Gas Water Heater
      Features
      • Flooring: Carpet, Hardwood, Varies, Vinyl
      • Basement: Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 5,954
      • Total interior livable area: 5,954 sqft

      Property

      Parking
      • Parking features: Paved
      Features
      • Levels: Two
      • Stories: 2
      Lot
      • Size: 8,799.12 Square Feet
      • Dimensions: 80 x 110
      • Features: Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
      Details
      • Parcel number: 26140010541000010180000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Fourplex
      • Property subtype: Quadruplex, Multi Family
      Materials
      • Vinyl Siding
      Condition
      • Resale
      • Year built: 1890

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Mechanics Bldg Lt Assn S
      Location
      • Region: Rochester

      Financial & listing details

      • Price per square foot: $42/sqft
      • Tax assessed value: $127,600
      • Annual tax amount: $4,748
      • Date on market: 4/22/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $134,000

        $96,000 - $177,000

        $1,726/mo

        Price history

        DateEventPrice
        4/22/2026Listed for sale$249,900$42/sqft
        Source: NYSAMLSs #R1671595 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024-- $127,600 +27.6%
        2023-- $100,000
        2022-- $100,000
        2021-- $100,000
        2020-- $100,000 +185.7%
        2018-- $35,000 -46.8%
        2017$1,081 $65,800
        2016-- $65,800 +9.7%
        2015$3,348 $60,000
        2014-- $60,000

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Lyell-Otis

        Getting around

        57 / 100
        Somewhat Walkable
        37 / 100
        Some Transit
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Rochester

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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