Four units. One roof. One decision. $50,160 income generator. This isn't a house — it's a PERFORMING ASSET built for the buyer who understands the difference. Vinyl siding, vinyl windows, new and refinished hardwood floors, and fresh paint throughout mean the heavy lifting is already done — you aren't buying a project, you are buying a platform ready to produce from day one. ALL FOUR UNITS ARE SEPARATELY METERED, so tenants pay their own utilities, your expenses stay predictable, and your numbers stay clean. No overlap. No drag. Just controlled income. Two separate driveways add real-world convenience that reduces tenant friction and supports long-term occupancy — because high occupancy isn't luck, it's the result of a property that works for the people living in it. There's also a potential 3-BEDROOM, 2-BATH OWNER'S UNIT, giving you the flexibility to house hack and let the other three units cover your mortgage, or optimize the full building for maximum rental income. Four units means FOUR INCOME STREAMS under one roof — one vacancy does not stop the machine. This is the property that every financial freedom book points to. The structure is already in place. The only question is whether you are ready to own something that works while you sleep. Schedule a showing today. Delayed Negotiations, 4/27 at 12pm.
Active
$249,900
495 Emerson St, Rochester, NY 14613
8beds
5,954sqft
Quadruplex, Multi Family
Built in 1890
-- sqft lot
$134,000 Zestimate®
$42/sqft
$-- HOA
What's special
Fresh paint throughoutTwo separate drivewaysVinyl sidingVinyl windows
- 14 hours |
- 146 |
- 14 |
Zillow last checked:
Listing updated:
Listing by:
Living585 Realty 585-522-1553,
Jason W. Johansen 585-488-6390,
William Patrick Hess Jr 585-539-9699,
Living585 Realty
Source: NYSAMLSs,MLS#: R1671595
Originating MLS: Rochester
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 5
- Full bathrooms: 5
Heating
- Gas, Other, See Remarks, Baseboard, Forced Air
Cooling
- Other, See Remarks
Appliances
- Included: Gas Water Heater
Features
- Flooring: Carpet, Hardwood, Varies, Vinyl
- Basement: Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 5,954
- Total interior livable area: 5,954 sqft
Property
Parking
- Parking features: Paved
Features
- Levels: Two
- Stories: 2
Lot
- Size: 8,799.12 Square Feet
- Dimensions: 80 x 110
- Features: Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
Details
- Parcel number: 26140010541000010180000000
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Fourplex
- Property subtype: Quadruplex, Multi Family
Materials
- Vinyl Siding
Condition
- Resale
- Year built: 1890
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Mechanics Bldg Lt Assn S
Location
- Region: Rochester
Financial & listing details
- Price per square foot: $42/sqft
- Tax assessed value: $127,600
- Annual tax amount: $4,748
- Date on market: 4/22/2026
- Listing terms: Cash,Conventional
Estimated market value
$134,000
$96,000 - $177,000
$1,726/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/22/2026 | Listed for sale | $249,900$42/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $127,600 +27.6% |
| 2023 | -- | $100,000 |
| 2022 | -- | $100,000 |
| 2021 | -- | $100,000 |
| 2020 | -- | $100,000 +185.7% |
| 2018 | -- | $35,000 -46.8% |
| 2017 | $1,081 | $65,800 |
| 2016 | -- | $65,800 +9.7% |
| 2015 | $3,348 | $60,000 |
| 2014 | -- | $60,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Lyell-Otis
Nearby schools
GreatSchools rating
- 5/10School 54 Flower City Community SchoolGrades: PK-6Distance: 0.3 mi
- 2/10School 58 World Of Inquiry SchoolGrades: PK-12Distance: 2.5 mi
- 6/10Rochester Early College International High SchoolGrades: 9-12Distance: 2 mi
Schools provided by the listing agent
- District: Rochester
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Monroe County
- Rochester
- 14613
- Lyell-Otis
- 495 Emerson St






