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Pending
  • Price cut: $20K (12/5)
    $829,000

    4904 Commonwealth Rd, Palmetto, FL 34221

    3beds
    2,324sqft
    : 
    Single Family Residence
    Built in 1985
    9,000 Square Feet Lot
    $-- Zestimate®
    $357/sqft
    $-- HOA

    What's special

    Custom granite countersX-large ceramic tile throughoutMature landscaping
    PRICE REDUCED and Sellers are MOTIVATED! Truly a boater's nirvana, who could ask for more? Introducing your NEXT home. Here is an immaculate and spacious, 3br with 2fb, 2354 sqft. TOTALLY (and I mean totally) remodeled concrete block house with twin boat lifts located on a deep water, sailboat worthy canal. There's more! A 2 car garage, new roof (2021), new gutters and downspouts (2016), brand new composite deck (2024), new sea wall and composite dock (2022), TWO covered boat lifts with fresh water and electric service (2022). And there is still more! This palatial gem features x-large ceramic tile throughout and most windows are recent additions that are hurricane/storm rated. The kitchen is a gourmet's delight with custom wood cabinets, custom granite counters, top of the line appliances, and a 6 burner commercial grade gas stove. Need more? The pantry/laundry room is large enough to double as a guest suite! The yard is all new (2024) St. Augustine sod all around and features just the right mix of mature landscaping. You'll marvel at the views from the family room, primary bedroom, and kitchen which overlook the canal, your huge new composite wood deck, composite wood dock, and boat lifts. Though no one could blame you if you never wanted to leave such a terrific house, the canal allows easy access with NO bridges to Terra Ceia Bay, the Intercoastal Waterway, and the Gulf of America. And due to the superior elevation of this home it has NEVER been flooded or have water intrusion of any kind. There are NO HOA FEES here. Why wait and take a chance on missing this Beauty in Bay Colony? Time and tide wait for no one. Come See TODAY!
    131 days
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    260
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    12
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    Zillow last checked: 8 hours ago

    Listing updated: January 12, 2026 at 07:58am

    Listing Provided by:

    Mike Ryan 941-376-6453,

    FLORIDA REAL ESTATE TEAM, INC. 813-326-1586,

    Kat McClary 813-326-1586,

    FLORIDA REAL ESTATE TEAM, INC.

    Source: Stellar MLS,MLS#: A4663793MLS LogoOriginating MLS: Sarasota - Manatee

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Utility Room
    Primary bedroom
    • Description: Room4
    • Features: Ceiling Fan(s), Walk-In Closet(s)
    • Level: First
    • Area: 252 Square Feet
    • Dimensions: 18x14
    Bedroom 2
    • Description: Room6
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Bedroom 3
    • Description: Room8
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Primary bathroom
    • Description: Room5
    • Features: Dual Sinks, Shower No Tub
    • Level: First
    • Area: 80 Square Feet
    • Dimensions: 16x5
    Bathroom 2
    • Description: Room7
    • Features: Tub With Shower
    • Level: First
    • Area: 56 Square Feet
    • Dimensions: 8x7
    Family room
    • Description: Room3
    • Features: Built-In Shelving
    • Level: First
    • Area: 255 Square Feet
    • Dimensions: 17x15
    Kitchen
    • Description: Room2
    • Features: Pantry
    • Level: First
    • Area: 192 Square Feet
    • Dimensions: 16x12
    Laundry
    • Description: Room9
    • Features: Pantry
    • Level: First
    • Dimensions: 15x14
    Living room
    • Description: Room1
    • Level: First
    • Area: 600 Square Feet
    • Dimensions: 30x20
    Heating
    • Central, Electric, Heat Pump
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
    • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
    Features
    • Built-in Features, Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
    • Flooring: Ceramic Tile
    • Doors: Sliding Doors
    • Windows: Blinds, Double Pane Windows, Insulated Windows, Shutters, Storm Window(s), Thermal Windows, Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
    • Has fireplace: No
    Interior area
    • Total structure area: 2,880
    • Total interior livable area: 2,324 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Garage Door Opener
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions: 22x22
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Front Porch
    • Exterior features: Irrigation System, Private Mailbox, Rain Gutters
    • Has view: Yes
    • View description: Water, Canal
    • Has water view: Yes
    • Water view: Water,Canal
    • Waterfront features: Canal - Saltwater, Saltwater Canal Access, Gulf/Ocean Access, No Wake Zone, Lift, Lift - Covered, Minimum Wake Zone, Sailboat Water, Seawall
    Lot
    • Size: 9,000 Square Feet
    • Dimensions: 120 x 75
    • Features: Flood Insurance Required, FloodZone, In County, Landscaped, Private, Street Dead-End
    • Residential vegetation: Mature Landscaping
    Details
    • Additional structures: Shed(s)
    • Parcel number: 2220400002
    • Zoning: RSF4.5/C
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Block, Stone
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • Completed
    • New construction: No
    • Year built: 1985

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Propane, Public, Sewer Connected, Water Connected
    Green energy
    • Energy efficient items: Insulation

    Community & HOA

    Community
    • Features: Community Boat Ramp, Dock, Fishing, Clubhouse
    • Security: Security System, Security System Owned, Smoke Detector(s)
    • Subdivision: PALMETTO SKYWAY REP
    HOA
    • Has HOA: No
    • Pet fee: $0 monthly
    Location
    • Region: Palmetto

    Financial & listing details

    • Price per square foot: $357/sqft
    • Tax assessed value: $764,205
    • Annual tax amount: $8,497
    • Date on market: 9/3/2025
    • Cumulative days on market: 126 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    1/6/2026Pending sale$829,000$357/sqft
    Source: Stellar MLS #A4663793 Report a problem
    12/5/2025Price change$829,000-2.4%$357/sqft
    Source: Stellar MLS #A4663793 Report a problem
    10/28/2025Price change$849,000-4.6%$365/sqft
    Source: Stellar MLS #A4663793 Report a problem
    9/3/2025Listed for sale$890,000+196.7%$383/sqft
    Source: Stellar MLS #A4663793 Report a problem
    12/8/2014Sold$300,000-2%$129/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$9,687 +7.5%$654,349 +10%
    2023$9,011 +43.3%$594,863 +32.2%
    2022$6,289 +10.3%$449,826 +6.7%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $5,196/mo
    Principal & interest
    $3890
    Property taxes
    $1016
    Home insurance
    $290

      Climate risks

      Neighborhood: 34221

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Palmetto Elementary-MN
      • Middle: Lincoln Middle
      • High: Palmetto High

      Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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