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Foreclosure
  • $185,000

    490 E Palmer Mill Rd, Monticello, FL 32344

    3beds
    2,467sqft
    Single Family Residence
    Built in 1892
    10,454.4 Square Feet Lot
    $-- Zestimate®
    $75/sqft
    $-- HOA

    What's special

    Several fireplacesWraparound front deckFully fenced groundsOriginal hardwood pine floorsRear screened porchSpacious master bedroom
    This striking Victorian home built in 1892 and located near downtown Monticello. The home features original hardwood pine floors, soaring 12-foot ceilings, a large bay window with bench seating (and storage) and several fireplaces. The master bathroom has been completely redone and complements the spacious master bedroom. The exterior of the home has a wraparound front deck, a rear screened porch, a spacious detached workshop with electricity and fully fenced grounds. The home will need renovation and repair, but it is a beauty!
    66 days
    |
    2,156
    |
    118
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: January 28, 2026 at 10:11pm

    Listed by:

    Thaddeus V Drake 850-386-6611,

    Drake Realty, Inc.

    Source: TBR,MLS#: 393561MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Screened Porch, Utility Room
    Primary bedroom
    • Dimensions: 12x15
    Bedroom 2
    • Dimensions: 12x11
    Bedroom 3
    • Dimensions: 10x11
    Dining room
    • Dimensions: 11x14
    Family room
    • Dimensions: 16x14
    Kitchen
    • Dimensions: 11x11
    Living room
    • Dimensions: 12x14
    Heating
    • Central, Fireplace(s), Propane
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Features
    • High Ceilings, Stall Shower
    • Flooring: Hardwood, Plank, Tile, Vinyl
    • Has fireplace: Yes
    • Fireplace features: Gas
    Interior area
    • Total structure area: 2,467
    • Total interior livable area: 2,467 sqft

    Property

    Parking
    • Parking features: Driveway
    • Has uncovered spaces: Yes
    Features
    • Stories: 2
    • Patio & porch: Porch, Screened
    • Exterior features: Fully Fenced
    • Fencing: Fenced
    • Has view: Yes
    • View description: None
    Lot
    • Size: 10,454.4 Square Feet
    Details
    • Parcel number: 12065000000020000000032
    • Special conditions: Real Estate Owned

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Two Story,Victorian
    • Property subtype: Single Family Residence
    Materials
    • Wood Siding
    • Foundation: Crawlspace
    Condition
    • Year built: 1892

    Utilities & green energy

    • Sewer: Public Sewer

    Community & HOA

    Community
    • Subdivision: Andrew Denhams
    Location
    • Region: Monticello

    Financial & listing details

    • Price per square foot: $75/sqft
    • Tax assessed value: $233,832
    • Annual tax amount: $2,168
    • Date on market: 11/24/2025
    • Cumulative days on market: 66 days
    • Listing terms: Cash,Conventional,Rehab Financing
    • Road surface type: Paved
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    Foreclosure details

    Estimated market value

    Not available

    Estimated sales range

    Not available

    $2,174/mo

    Price history

    Price history
    DateEventPrice
    9/15/2025Listing removed$265,000$107/sqft
    Source: TBR #381509 Report a problem
    9/9/2025Price change$265,000-7%$107/sqft
    Source: TBR #381509 Report a problem
    7/30/2025Price change$285,000-3.4%$116/sqft
    Source: TBR #381509 Report a problem
    7/24/2025Listed for sale$295,000$120/sqft
    Source: TBR #381509 Report a problem
    5/23/2025Contingent$295,000$120/sqft
    Source: TBR #381509 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,168 -5.6%$129,338 -5.9%
    2023$2,298 +6.4%$137,454 +3%
    2022$2,160 +1.5%$133,451 +3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 32344

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Jefferson County K-12 School
    • Middle: Jefferson County K-12 School
    • High: Jefferson County K-12 School

    Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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