Responsive Mortgage is extending a substantial closing cost credit equivalent to 1% of the loan amount when you secure financing through Responsive Mortgage . The 1% of the loan amount can be used for rate buy down or lender credits specifically for this home. (Gold Star Mortgage Financial Group, Corporation, NMLS #3446, Equal Housing Lender. This is not a commitment to lend, and restrictions may apply)
This isn't just a house; it's the beginning of every perfect lake day you've ever imagined.
Imagine waking up in one of the three cozy bedrooms, the soft light filtering through the windows, hinting at the adventures awaiting you on the water. With two beautiful bathrooms, getting ready for a day of fun is a breeze. Every corner of this three-year-old home whispers modern comfort, making it feel brand new and effortlessly stylish.
The best part? It's fully furnished, ready for you to drop your bags and dive straight into lake life. No need to worry about the small things; even the lawn mower conveys, ensuring your lakeside haven remains pristine with minimal effort.
From your private dock, the lake beckons. Picture lazy afternoons fishing, exhilarating boat rides, or simply watching the sunset paint the sky. This isn't just a property; it's a lifestyle, a sanctuary where memories are made, and the worries of the world melt away with the lapping of the waves.
Come, step into this story, and let it become your own.
For sale
Price cut: $10K (10/20)
$849,000
487 Peninsula Point, Rutledge, TN 37861
3beds
1,800sqft
Est.:
Single Family Residence
Built in 2022
0.91 Acres Lot
$-- Zestimate®
$472/sqft
$-- HOA
What's special
Modern comfortCozy bedroomsPrivate dockBeautiful bathrooms
- 152 days |
- 478 |
- 27 |
Zillow last checked: 8 hours ago
Listing updated: October 20, 2025 at 07:59am
Listed by:
Britany Boatwright 865-509-8872,
MaX House brokered eXp 865-999-7348,
Sydney Cameron 865-459-2763,
MaX House brokered eXp
Source: East Tennessee Realtors,MLS#: 1308043
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
Features
- Walk-In Closet(s), Kitchen Island
- Flooring: Laminate
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Attached
- Attached garage spaces: 2
Features
- Exterior features: Dock
- Has view: Yes
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Lake/Water Access, Waterfront
Lot
- Size: 0.91 Acres
Details
- Parcel number: 069L A 026.02
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Fiber Cement, Brick
Condition
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Peninsula Pointe Est
Location
- Region: Rutledge
Financial & listing details
- Price per square foot: $472/sqft
- Tax assessed value: $315,100
- Annual tax amount: $1,851
- Date on market: 7/11/2025
- Listing terms: USDA/Rural,FHA,Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/20/2025 | Price change | $849,000-1.2%$472/sqft |
Source: | ||
| 7/11/2025 | Listed for sale | $859,000+560.8%$477/sqft |
Source: | ||
| 6/2/2022 | Sold | $130,000$72/sqft |
Source: Public Record Report a problem | ||
| 11/19/2021 | Sold | $130,000$72/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,851 | $78,775 |
| 2023 | $1,851 +197.2% | $78,775 +190.4% |
| 2022 | $623 | $27,125 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,765/mo
Principal & interest
$4107
Property taxes
$361
Home insurance
$297
Climate risks
Neighborhood: 37861
Nearby schools
GreatSchools rating
- NARutledge Primary SchoolGrades: PK-1Distance: 5.1 mi
- 5/10Rutledge Middle SchoolGrades: 7-8Distance: 6.2 mi
- 3/10Grainger High SchoolGrades: 9-12Distance: 4.9 mi
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