4837 Stellata Ln, Panama City Beach, FL 32408

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. 3.75% ASSUMABLE MORTGAGE!! This move-in ready 4-bedroom, 3.5-bath home offers a low-maintenance coastal lifestyle in a gated community full of resort-style amenities. Featuring durable Hardie Plank siding, paver-finished sidewalks, and rear parking, the home also offers outdoor living with a private second-story balcony overlooking the beautiful surroundings. Inside, the open-concept main floor features hardwood floors throughout, a stylish kitchen with granite countertops, stainless steel appliances, beautiful white cabinetry, and a large pantry. The first floor includes a private guest suite that lives like a second master, complete with its own en-suite bathroom and added half bath for guests. Upstairs, the spacious master suite offers two walk-in closets, a luxurious en-suite bath with dual vanities, a tiled shower, a large soaking tub, and access to the private balcony. Two additional bedrooms share a full bath, and the laundry room is conveniently located upstairs. Brand new hot water heater August 2025. Magnolia Bay Club residents enjoy private access to St. Andrews Bay, ideal for kayaking, paddleboarding, and fishing. Community amenities include a bayfront resort-style pool, fitness center, event room, two parks, a dock, scenic walking trails, and kayak and bike storage. HOA fees cover lawn maintenance, irrigation water, and trash service, providing a truly easy living experience. Conveniently located near a premier golf course, marinas, St. Andrews State Park, top-rated schools, grocery stores, local restaurants, boutique shops, and the Navy base — plus just minutes from the sugar-white beaches of Panama City Beach. Don't miss this opportunity to enjoy luxury coastal living — schedule your private showing today!