Charming 3-Bed / 1-Bath Home in Historic Elgin with Great Location & Local Perks Welcome to this delightful 1,400 sq ft, 3-bedroom, 1-bath house located at 481 Division St - a great opportunity for renters seeking comfort, convenience, and access to Elgin's vibrant community. Step inside to discover classic features: hardwood floors, tall ceilings, original woodwork, and a bright, inviting living space that flows naturally from living room to kitchen and dining area. The home offers a flexible layout with a spacious living room, separate dining space, and a full upstairs level with three comfortable bedrooms. Outside, you'll enjoy a spacious front porch - perfect for morning coffee or evening relaxation - and off-street parking for two vehicles.
New
$260,000
481 Division St, Elgin, IL 60120
3beds
1,400sqft
Est.:
Single Family Residence
Built in 1900
4,200 Square Feet Lot
$257,000 Zestimate®
$186/sqft
$-- HOA
What's special
Original woodworkFull upstairs levelTall ceilingsThree comfortable bedroomsBright inviting living spaceSpacious front porchSeparate dining space
- 23 hours |
- 162 |
- 11 |
Zillow last checked: 8 hours ago
Listing updated: December 11, 2025 at 08:09am
Listing courtesy of:
Veronica Rosales (630)401-5264,
Keller Williams Infinity
Source: MRED as distributed by MLS GRID,MLS#: 12529178
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Attic
Primary bedroom
- Level: Second
- Area: 120 Square Feet
- Dimensions: 12X10
Bedroom 2
- Level: Second
- Area: 90 Square Feet
- Dimensions: 10X9
Bedroom 3
- Level: Second
- Area: 90 Square Feet
- Dimensions: 10X9
Other
- Level: Third
- Area: 800 Square Feet
- Dimensions: 20X40
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10X10
Kitchen
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10X11
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10X12
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Features
- Basement: Unfinished,Walk-Out Access
Interior area
- Total structure area: 700
- Total interior livable area: 1,400 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Other
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
Lot
- Size: 4,200 Square Feet
- Dimensions: 35X120
Details
- Parcel number: 0613258004
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Wood Siding
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park, Sidewalks, Street Lights, Street Paved
HOA
- Services included: None
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $192,150
- Annual tax amount: $4,486
- Date on market: 12/11/2025
- Ownership: Fee Simple
Estimated market value
$257,000
$244,000 - $270,000
$2,170/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/11/2025 | Listed for sale | $260,000+28.7%$186/sqft |
Source:  MRED as distributed by MLS GRID #12529178 Report a problem | ||
| 12/5/2025 | Listed for rent | $2,200$2/sqft |
Source: MRED as distributed by MLS GRID #12528428 Report a problem | ||
| 4/10/2025 | Listing removed | $2,200$2/sqft |
Source: MRED as distributed by MLS GRID #12322456 Report a problem | ||
| 3/27/2025 | Listed for rent | $2,200$2/sqft |
Source: MRED as distributed by MLS GRID #12322456 Report a problem | ||
| 9/15/2023 | Sold | $202,000+3.6%$144/sqft |
Source: MRED as distributed by MLS GRID #11857066 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,486 -9.1% | $64,050 +10.7% |
| 2023 | $4,933 +7.8% | $57,865 +9.7% |
| 2022 | $4,575 +4% | $52,762 +7% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,827/mo
Principal & interest
$1279
Property taxes
$457
Home insurance
$91
Climate risks
Neighborhood: Gifford Park
Nearby schools
GreatSchools rating
- 3/10Channing Memorial Elementary SchoolGrades: K-6Distance: 0.2 mi
- 3/10Ellis Middle SchoolGrades: 7-8Distance: 0.4 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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