Hidden within the coveted Bay Point Legends community, this exceptional ground-floor Harbour Villas residence offers tranquil water views and a rare opportunity to own in one of Bay County's most desirable neighborhoods. Ground-level Legend Villas seldom come available, and Residence #166 is a standout. This thoughtfully updated one-bedroom, one-bath villa showcases serene waterfront vistas and a refined interior. The kitchen features newer appliances, solid-surface countertops, and generous cabinetry, blending functionality with modern style. Custom brick flooring and updated lighting flow seamlessly throughout the residence, creating a clean, contemporary aesthetic.
The bathroom is equally well-appointed with custom lighting and a solid-surface vanity, continuing the home's cohesive, polished design. With its prime location, water views, and ground-floor convenience, this Harbour Villas residence is ideal as a primary home, second home, or investment opportunity within the prestigious Bay Point community.
For sale
$225,000
4725 Bay Point Rd #166, Panama City Beach, FL 32408
1beds
900sqft
Est.:
Condominium
Built in 1974
-- sqft lot
$211,500 Zestimate®
$250/sqft
$-- HOA
What's special
Updated lightingNewer appliancesTranquil water viewsCustom brick flooringSolid-surface countertopsSolid-surface vanityGenerous cabinetry
- 40 days |
- 154 |
- 4 |
Zillow last checked: 8 hours ago
Listing updated: February 17, 2026 at 11:16am
Listed by:
Kelly Anderson 404-483-1610,
Compass Florida, LLC
Source: CPAR,MLS#: 784001
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Living Room, Primary Bedroom, Sunroom
Primary bedroom
- Level: First
- Dimensions: 15 x 12
Living room
- Level: First
- Dimensions: 20 x 15
Sunroom
- Level: First
- Dimensions: 20 x 15
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop
Interior area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Parking
- Parking features: Parking Lot
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Patio
- Waterfront features: Other
Lot
- Features: Paved
Details
- Parcel number: 31416214000
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Boat Facilities, Dock, Fishing, Golf, Gated, Marina, Short Term Rental Allowed
- Security: Security Gate
- Subdivision: Bay Point Studio Villas Unit 2
HOA
- Has HOA: Yes
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $250/sqft
- Tax assessed value: $208,208
- Annual tax amount: $2,652
- Date on market: 1/21/2026
Estimated market value
$211,500
$201,000 - $222,000
$1,680/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/19/2026 | Listed for sale | $225,000-24.7%$250/sqft |
Source: | ||
| 12/10/2025 | Listing removed | $299,000$332/sqft |
Source: | ||
| 8/14/2025 | Price change | $299,000-3.2%$332/sqft |
Source: | ||
| 4/8/2025 | Listed for sale | $309,000-4.9%$343/sqft |
Source: | ||
| 10/7/2024 | Sold | $325,000$361/sqft |
Source: Public Record Report a problem | ||
| 8/7/2024 | Pending sale | $325,000$361/sqft |
Source: | ||
| 6/29/2024 | Listed for sale | $325,000-6.9%$361/sqft |
Source: | ||
| 1/13/2024 | Listing removed | -- |
Source: | ||
| 1/5/2024 | Price change | $349,000-6.9%$388/sqft |
Source: | ||
| 12/16/2023 | Pending sale | $375,000$417/sqft |
Source: | ||
| 8/24/2023 | Listed for sale | $375,000+121.2%$417/sqft |
Source: | ||
| 12/26/2022 | Listing removed | -- |
Source: CPAR Report a problem | ||
| 12/8/2022 | Listed for rent | $2,300$3/sqft |
Source: CPAR Report a problem | ||
| 6/18/2021 | Sold | $169,500$188/sqft |
Source: | ||
| 4/13/2021 | Pending sale | $169,500$188/sqft |
Source: | ||
| 3/30/2021 | Listed for sale | $169,500$188/sqft |
Source: | ||
| 3/17/2021 | Pending sale | $169,500$188/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,599 +15.1% | $208,208 +27.6% |
| 2023 | $2,257 +28.6% | $163,158 +10% |
| 2022 | $1,756 | $148,325 |
| 2021 | -- | -- |
| 2020 | $778 -3% | $56,058 -9.4% |
| 2019 | $802 | $61,880 -6.5% |
| 2018 | $802 -20.1% | $66,185 +10% |
| 2017 | $1,004 +11.4% | $60,168 +10% |
| 2016 | $902 +29.5% | $54,698 +10% |
| 2015 | $696 | $49,725 -23% |
| 2014 | $696 | $64,600 +4.8% |
| 2013 | -- | $61,625 -26% |
| 2012 | -- | $83,278 |
| 2011 | -- | $83,278 -12.4% |
| 2010 | -- | $95,083 |
| 2009 | -- | $95,083 -31% |
| 2008 | -- | $137,801 |
| 2007 | -- | $137,801 +30% |
| 2006 | -- | $106,001 |
| 2005 | -- | $106,001 +84.7% |
| 2004 | -- | $57,400 |
| 2003 | -- | $57,400 |
| 2002 | -- | $57,400 |
| 2001 | -- | $57,400 |
| 2000 | -- | $57,400 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,398/mo
Principal & interest
$1160
Property taxes
$238
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 2.9 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 8.7 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 6.8 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






