$70K Below Appraisal and short term rental allowed!! Peaceful Creekside Living in Blue Ridge ~ Tucked into a serene, level setting where a gentle creek winds its way to the rushing Toccoa River, this charming cottage-style home combines mountain warmth with everyday comfort. Surrounded by open, manicured pasture and the sounds of flowing water, it's a rare blend of privacy, natural beauty, and easy living. The spacious two-story layout offers 3 bedrooms and 2.5 baths, with the primary suite on the main floor for convenience and privacy. Upstairs, you'll find two generous guest bedrooms plus a cozy flex room—ideal as a reading nook, office, or family retreat. True to its cottage-craftsman design, the home showcases steep-pitched gables, wood accents, and large windows that invite light and mountain views indoors. The screened-in back porch stretches along the home, creating the perfect spot for morning coffee, evening breezes, or listening to the creek just steps away. Set on an easy-flowing creek that feeds the Toccoa, the property offers safe water access for kids and pets—and the best fishing hole on this stretch of the river is right in your backyard. Despite its cottage charm, the home lives large with an open-concept kitchen and dining area, airy living spaces, and thoughtful details throughout. Whether you're relaxing on the porch rockers or watching deer graze in the pastures, this is the kind of home where peace finds you. A wonderful full-time home or much-needed escape. This community allows short term rentals that would make for this property to be an excellent investment! —Priced well below its recent appraisal for exceptional value.
Active
$799,000
47 Downy Rd, Blue Ridge, GA 30513
3beds
2,550sqft
Est.:
Residential
Built in 2023
1.04 Acres Lot
$777,600 Zestimate®
$313/sqft
$42/mo HOA
What's special
Porch rockersSounds of flowing waterAiry living spacesSteep-pitched gablesWood accentsSpacious two-story layout
- 41 days |
- 1,848 |
- 56 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: November 21, 2025 at 08:45am
Listed by:
Julie Fitts-Queen 706-455-4075,
REMAX Town & Country - Blue Ridge
Source: NGBOR,MLS#: 420370
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Den, Living Room, Dining Room, Kitchen, Laundry, Bonus Room, Great Room, See Remarks
Primary bedroom
- Level: Main
Heating
- Central, Propane
Cooling
- Central Air
Appliances
- Included: Refrigerator, Range, Oven, Dishwasher, Washer, Dryer
- Laundry: Main Level, Laundry Room
Features
- Pantry, Ceiling Fan(s), Cathedral Ceiling(s), Sheetrock, See Remarks, Entrance Foyer, High Speed Internet
- Flooring: Wood, Tile
- Windows: Vinyl
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Ventless, Gas Log
Interior area
- Total structure area: 2,550
- Total interior livable area: 2,550 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Carport, Driveway, Gravel
- Garage spaces: 2
- Has carport: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Handicap Access
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened, Front Porch, Covered
- Exterior features: Pasture, Private Yard, Fire Pit
- Has view: Yes
- View description: Mountain(s), Year Round, Pasture, River, Creek/Stream, Long Range
- Has water view: Yes
- Water view: River,Creek/Stream
- Waterfront features: Creek, River Front, Creek Access
- Body of water: Toccoa,Toccoa
- Frontage type: Road,Creek,River
Lot
- Size: 1.04 Acres
- Topography: Level,See Remarks
Details
- Parcel number: 0020 014C8
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin,Traditional,Country,Contemporary,Cottage,Craftsman,Modern,See Remarks
- Property subtype: Residential
Materials
- Frame, See Remarks, Composite, Other
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 2023
Utilities & green energy
- Sewer: Septic Tank
- Water: Community
Community & HOA
Community
- Features: River Access, Pavilion
- Subdivision: Woodpecker Resort
HOA
- Has HOA: Yes
- HOA fee: $500 annually
Location
- Region: Blue Ridge
Financial & listing details
- Price per square foot: $313/sqft
- Tax assessed value: $665,926
- Annual tax amount: $2,441
- Date on market: 11/19/2025
- Road surface type: Paved
Estimated market value
$777,600
$739,000 - $816,000
$3,802/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 5/19/2025 | Price change | $799,000-6%$313/sqft |
Source: NGBOR #415123 Report a problem | ||
| 4/25/2025 | Listed for sale | $849,900-1.1%$333/sqft |
Source: NGBOR #415123 Report a problem | ||
| 10/22/2024 | Listing removed | $859,000$337/sqft |
Source: NGBOR #404474 Report a problem | ||
| 10/14/2024 | Price change | $859,000-4.4%$337/sqft |
Source: NGBOR #404474 Report a problem | ||
| 9/3/2024 | Price change | $899,000-2.8%$353/sqft |
Source: NGBOR #404474 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,441 +757.7% | $266,370 +854.2% |
| 2023 | $285 +0% | $27,915 |
| 2022 | $285 | $27,915 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,373/mo
Principal & interest
$3818
Home insurance
$280
Other costs
$275
Climate risks
Neighborhood: 30513
Nearby schools
GreatSchools rating
- 5/10East Fannin Elementary SchoolGrades: PK-5Distance: 9.4 mi
- 7/10Fannin County Middle SchoolGrades: 6-8Distance: 10.3 mi
- 4/10Fannin County High SchoolGrades: 9-12Distance: 10.5 mi
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